I started Circadia because I believe financial planning should match the pace and complexity of the lives it supports. I work with individuals and couples who are earning well but making high-stakes decisions fast — equity comp, student debt, career moves, growing families — and who want a planning partner, not a product salesperson. My planning is anchored in tax strategy and built around what actually drives outcomes: cash flow, risk management, and making sure your wealth-building doesn't quietly drift from your values. For clients who want me to manage investments too, I do that as a separate engagement — but planning always comes first. As the spouse of a medical professional, I have a personal appreciation for what it means to work in high-demand, high-responsibility roles. That perspective shapes how I serve healthcare professionals and others whose time and mental bandwidth are already spoken for. Our work together is virtual-first and designed to fit into — not disrupt — your already full life. If you're looking for someone who will take your full financial picture seriously — not just your portfolio — let's talk.

Levi Calhoun is a financial advisor with Outlier Financial Partners, LLC, holding a Series 65 credential and two years of industry experience. He has worked at Geneva Financial, LLC since 2020 and previously held roles at LeaderOne Financial and Gateway Mortgage Group, LLC. He also works as a mortgage loan originator for Geneva Financial. Outlier Financial Partners, LLC provides discretionary wealth management and financial planning services to individuals, families, and businesses. The firm emphasizes active management with fundamental analysis, diversification, and rebalancing, and offers a subscription-based financial planning service alongside portfolio management.

Nathan Granzin is a financial advisor at Outlier Financial Partners, LLC in San Angelo, TX, with one year of industry experience. He holds the Series 65 designation and has worked as an automotive technician at Jim Bass Ford since 2012. Outlier Financial Partners serves individuals, families, and businesses by providing discretionary wealth management and financial planning, using an active management approach focused on fundamental analysis and diversification.

Justin Owen is a financial advisor at Outlier Financial Partners, LLC with eight years of industry experience. He holds a Series 65 designation and has worked at Owen Financial Planning, LLC since 2017, alongside prior roles at Goodyear Tire & Rubber Co and Jim Bass Ford. Outlier Financial Partners, LLC provides discretionary wealth management and financial planning services to individuals, families, and businesses. The firm manages approximately $23.78 million in discretionary assets and offers an investment approach that emphasizes tailored, active management using fundamental analysis, diversification, and drift-based rebalancing.

Douglas Massey is a financial advisor with OFG Financial Services, Inc. in San Angelo, TX, holding the ChFC® and Series 63 designations. He has 33 years of industry experience, including 29 years at OFG Financial Services and over 40 years as a self-employed professional. Massey is also involved in insurance and fixed annuity sales and participates in investment committee activities with NAIFA-Texas. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships through a team of 37 advisors. The firm uses fundamental analysis to build portfolios emphasizing no-load mutual funds and listed securities, managing accounts on a non-discretionary basis with documented client objectives.

Spencer Plagens is a Series 65-licensed financial advisor with 12 years of industry experience. He is currently with Plagens & Taylor Wealth Management and has been affiliated with Dreher Investment Services, Inc. since 2013, where he serves as owner and president of a non-investment-related business. Plagens & Taylor Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses by providing discretionary investment management and retirement-plan advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis to create globally diversified portfolios primarily invested in no-load or low-load mutual funds and ETFs, with a focus on low turnover and regular client reporting.

Joseph Thieman is a financial advisor with MSH Capital Advisors LLC in San Angelo, TX, holding Series 63 and Series 66 licenses and 11 years of industry experience. His career includes roles at Thieman Investment & Retirement Services, Thieman-Stinnett Investment & Retirement Services, M. S. Howells & Co., and Momentum Independent Network Inc. Outside of advisory work, he serves on the boards of the San Angelo Chamber of Commerce, the San Angelo Performing Arts Center (as board president), and West Texas Rehab, and he manages a family ranch. MSH Capital Advisors LLC manages approximately $1.09 billion through a team of 11 advisers, serving individuals, retirement plans, trusts, foundations, small businesses, and government entities. The firm provides portfolio management, retirement plan consulting, financial planning, securities-based lending, and access to third-party managers, employing a range of investment strategies tailored to client goals and risk tolerances.

Flynn Mc Nabb is a financial advisor at Plagens & Taylor Wealth Management in San Angelo, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Plagens & Taylor Wealth Management, Flynn worked at Dreher Investment Services and held roles at Anhauser Busch Standard Sales Company, San Angelo Country Club, and the San Angelo Independent School District. Plagens & Taylor Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses with discretionary investment management and retirement-plan advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily invested in mutual funds and ETFs, managing accounts with relatively low turnover and quarterly reviews.

Rusty Taylor is a financial advisor at Plagens & Taylor Wealth Management with seven years of industry experience. He holds a Series 65 designation and previously owned and served as CFO of Dreher Investment Services, Inc. from 2019 until its cessation of advisory activities in 2025. Plagens & Taylor Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily composed of mutual funds and ETFs, offering discretionary investment management and retirement-plan advisory services.

Charles Robertson is a financial advisor at Plagens & Taylor Wealth Management in San Angelo, TX, with 22 years of industry experience. He previously worked for Dreher Company, Inc. for 31 years before joining Plagens & Taylor in 2025. He holds a Series 63 designation. Plagens & Taylor Wealth Management provides discretionary investment management and advisory services to individuals, pension plans, trusts, charitable organizations, and small businesses. The firm uses a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily invested in mutual funds and ETFs, with a focus on low turnover and regular client reporting.

Katy Taylor is a financial advisor with Plagens & Taylor Wealth Management in San Angelo, TX, holding a Series 65 credential and 17 years of industry experience. She previously worked at Dreher Investment Services, Inc. for 17 years before joining her current firm in 2025. Outside of her advisory role, she is an independent consultant for the paper-crafts company Close to My Heart and an independent ambassador for Red Aspen, a nail and beauty products affiliate. Plagens & Taylor Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses, offering discretionary investment management and retirement-plan advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily consisting of no-load or low-load mutual funds and ETFs, with limited individual equity positions and occasional covered-call strategies.

Seth Mayberry is a Financial Advisor at MSH Capital Advisors LLC with five years of industry experience. He holds the Series 66 designation and has previously worked at Thieman Investment & Retirement Services, Momentum Independent Network Inc., and Freeman Buick GMC. Mayberry serves on multiple nonprofit boards in San Angelo, including the Leadership San Angelo Alumni Association, Concho Valley Workforce Development Board, Meals for the Elderly Board, United Way of Concho Valley, and Scouting America’s Texas Southwest Council. MSH Capital Advisors LLC is an SEC-registered adviser managing approximately $1.09 billion through a network of 11 investment adviser representatives. The firm serves individuals, retirement plans, trusts, foundations, small businesses, and government entities, offering portfolio management, retirement plan consulting, financial planning, securities-based lending, and access to third-party managers and model portfolios.

Parrish Braden is a financial advisor with Hilltop Securities Inc. in San Angelo, Texas, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of financial services, he co-owns a predator control and hunting services business that supports farm and ranch livestock management. Hilltop Securities Inc. provides brokerage, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm offers a range of managed account programs and employs an open-architecture platform featuring adviser-managed and model-based investment solutions.

Scott Stephens is a CFP® with 25 years of industry experience, currently serving as an advisor at Kingsview Wealth Management, LLC. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating 15 years of experience there. Outside of his advisory work, Stephens is involved in local ranching operations and serves as a board member of the Grape Creek Independent School District. Kingsview Wealth Management is an SEC-registered firm managing approximately $6.7 billion and serving individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led and model-based strategies, including proprietary ETFs and access to alternative investments.

Edward Yale is a CFA® charterholder and holds a Series 63 license, with nine years of industry experience. He has been with Strategic Financial Concepts, LLC since 2017, following a year at Sonora Financial Management, LLC. Outside of his advisory role, Mr. Yale performs livestock management duties for a family ranching operation through VIP Livestock Company and serves as an approved Co-Trustee for an Irrevocable Trust. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

Rebecca Arnold is a financial advisor with SPC in San Angelo, TX, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at SA Stone Wealth Management, Dominion Investor Services, and Walston Investment Management. Outside of her advisory work, she is a licensed insurance agent appointed with various insurance companies. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, employing strategies based on client suitability and providing both discretionary and nondiscretionary management options.

Andrew Johnson is a financial advisor with First Command Advisory Services in San Angelo, TX, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Loyal Source and various positions within First Command’s affiliated companies, as well as service in the United States Army. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage, insurance, and banking products. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured 12-month planning engagements alongside discretionary asset management through in-house model portfolios.

Keith Mortimore is a financial advisor with Ameriprise in San Angelo, TX, holding a Series 63 designation and bringing 29 years of industry experience. He has held roles at Ameriprise since 2021 and previously operated Mortimore Wealth Strategies, LLC, a business entity he co-owns. Mortimore serves as chairman of the Massey Fender Endowment Fund board of directors. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Luke Taylor is a financial advisor with Ameriprise in Paint Rock, TX. He holds a Series 66 designation and has been with Ameriprise since 2022. Prior to joining Ameriprise, he worked at Olive's Nursery for one year. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Davis Woodfin is a financial advisor with Edward Jones in San Angelo, TX, holding a Series 66 designation and six years of industry experience. Before joining Edward Jones in 2019, he worked for nearly a decade with Eden Emergency Medical Services and the San Angelo Fire Department. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment options with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of financial advisors and branch offices, as well as its integrated capabilities beyond advisory services.