Rebecca Newton is a CFP® and Series 66 credentialed advisor with 21 years of industry experience. She is the principal of Financial Journey LLC, where she has worked since 2020. Prior to that, she was with Concord Wealth Partners for three years and Financial Strategies Group for ten years. In addition to her advisory work, she is the founder of Financial Journey Courses LLC, which provides educational content, and she serves as a seasonal tax lead supporting tax preparation with Intuit Inc. Financial Journey LLC serves individual and high-net-worth clients with tailored investment management and a range of financial planning services, including project-based and ongoing comprehensive planning. The firm uses a Modern Portfolio Theory-based approach primarily implemented through passive vehicles, supplemented by fundamental, technical, and cyclical analysis, and incorporates tax-aware and goal-based portfolio reviews.

Gordon Lacquement is a financial advisor with Koi Portfolio Management, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services Inc. for 15 years before founding Koi Portfolio Management in 2020. Koi Portfolio Management offers wealth management, discretionary portfolio management, and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm combines fundamental and technical analysis to create customized portfolios and employs derivatives and alternative investments within separately managed accounts to meet client objectives.

David Roberts is a financial advisor at Plan For Your Goals, LLC in Gulf Breeze, FL, with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cambridge Investment Research Advisors, Inc. Roberts is also an independent insurance agent. Plan For Your Goals, LLC provides investment management and financial planning services primarily to individual and high-net-worth clients. The firm emphasizes a long-term, non-discretionary investment approach based on modern portfolio theory, offering personalized asset allocation and quarterly portfolio reviews.

Wayne Phillips is a financial advisor at Tip Top Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services for a combined eight years. Phillips is also involved with Tip Top LLC, an investment-related sales business he has operated since 2007. Tip Top Financial Advisors serves individual U.S. citizens and lawful permanent residents, including families and certain companies, through a wrap-fee investment management program called the Life Investment Platform. The firm offers discretionary portfolio management and financial planning services, using models created by unaffiliated asset managers tailored to client investment profiles.

Leon Dulion is a financial advisor with DNA Wealth Management LLC in Pensacola, FL. He holds a Series 66 designation and has 11 years of industry experience, including six years at Edward Jones before founding his current firm in 2020. Dulion is involved in several non-investment activities, including ownership of a nonprofit organization, Altruist Properties, Inc., and participation in the Notre Dame Alumni Club of Pensacola. DNA Wealth Management provides investment management, financial planning, and defined-contribution plan participant account management. The firm serves individuals, high-net-worth clients, families, and small businesses, utilizing a client-specific approach that integrates Modern Portfolio Theory with various analytical methods to build diversified portfolios.

Christopher Kitchens is the sole advisor at Kitchensink Financial Planning, LLC in Pensacola, FL. He holds a Series 65 designation and has experience working at DFAS-CL/JFLP since 2016. Kitchens is also the owner and operator of KitchenSink Tax Services, LLC, a tax preparation business. Kitchensink Financial Planning, LLC provides investment management and a range of financial planning services to individuals, families, closely held businesses, and nonprofit organizations. The firm’s investment approach emphasizes asset allocation, broad diversification, and factor exposures, using low-cost, tax-efficient funds and disciplined rebalancing, while coordinating tax preparation and considerations through its affiliated tax service.

Stephen Callahan is the sole advisor at Callahan Investment Advisor, LLC in Navarre, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 20 years of industry experience, including operating as a sole proprietor from 2004 to 2020 before founding his current firm in 2013. Outside of advisory services, he is involved with KBG, LLC, a personal investment entity. Callahan Investment Advisor, LLC provides fee-based investment management and financial planning primarily for individual and high-net-worth clients. The firm uses a non-discretionary asset management model and employs fundamental, technical, and cyclical analysis, offering strategies from long-term holdings to option writing.

John Hendry III is a Series 65-licensed financial advisor with Paraclete Life Planning L.L.C. in Pensacola, FL, where he has worked since 2022. He has two years of industry experience, including prior roles at Coggins Insurance Agency and State Farm. Outside of his advisory role, he is involved in his family’s online brake parts sales business, handling order fulfillment and shipping. Paraclete Life Planning serves a millennial client base with comprehensive financial planning, life and disability insurance advice, and goal-based investment recommendations. The firm employs a fiduciary, goal-oriented approach with diversified asset allocation and regular portfolio reviews, offering flexible billing options and virtual educational seminars.

Danny Steele is a financial advisor at The Retirement Planners, USA, LLC with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked with several firms including Silver Oak Securities, Inc. and First Heartland Capital Inc. Outside of advisory work, he owns Steele Insurance Agency, focusing on Medicare and other insurance sales. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and distinctive annuity management along with educational seminars and workshops.

James Baccarini is a financial advisor at Aggregate Financial Services, Inc. with two years of industry experience. He holds a Series 65 designation and has worked at Aggregate Financial Services since 2023. Prior to this, he was with Beacon Capital Management, Inc. for ten years and spent one year at JC Trident Inc. He is also a licensed insurance agent involved in the sale of various insurance products. Aggregate Financial Services, Inc. provides investment advisory and financial planning services to individual clients, offering portfolio management, retirement planning, estate-planning reviews, and written financial plans. The firm uses asset allocation as a core framework and employs techniques such as dollar-cost averaging and technical analysis, with ongoing account monitoring and options for discretionary and non-discretionary managed accounts.

Taylor Retherford is a financial advisor at Aggregate Financial Services, Inc. with two years of industry experience. He holds a Series 65 designation and has worked previously at InterRad and Actigraph. Outside of financial advising, he works as an MDR Submission Analyst in medical imaging systems. Aggregate Financial Services, Inc. provides investment advisory and financial planning services to individual clients, including portfolio management, retirement planning, and estate-planning reviews. The firm employs asset allocation as a core framework and offers both discretionary and non-discretionary managed accounts, with ongoing monitoring and quarterly reviews.

Charles Jackson is the sole advisor at Jackson Money Management, Incorporated in Navarre, FL, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with his firm since 1995. Jackson Money Management serves individual investors, trusts, and charitable organizations by providing discretionary and non-discretionary portfolio management and investment advice focused on equity investing. The firm employs a fundamentally driven, relatively concentrated approach primarily targeting large-cap U.S. and multinational stocks, and offers multi-manager portfolios for clients seeking broader diversification.

Wesley Odom is a financial advisor at Armada Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Armada Advisors since 2009. Outside of his advisory role, he owns and operates Go Retro, a tour company, and Mr. Retro, an importing business. Armada Advisors serves individual and corporate clients with portfolio management, retirement plan consulting, financial planning, real estate advisory, and trustee services. The firm employs a bottom-up, value-biased investment approach using proprietary models and offers tailored portfolios with an emphasis on tax efficiency and individual bond holdings.

Charles Mccants is a financial advisor at Aggregate Financial Services, Inc. with two years of industry experience. He holds a Series 65 designation and has previously worked at Navy Federal Credit Union and Crabs on the Beach. Outside of advisory work, Charles is a learning program supervisor at Actigraph, a software and medical device company. Aggregate Financial Services, Inc. provides investment advisory and financial planning services to individual clients, focusing on tailored recommendations based on clients’ objectives, time horizons, and risk tolerance. The firm manages both discretionary and non-discretionary accounts and offers fiduciary services for retirement plans.

Douglas Guernsey is the sole advisor at Guernsey Financial, LLC in Pensacola, FL, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Park Avenue Securities LLC and Guardian Life Insurance Co. of America. Guernsey also serves as Vice President of the Plantation Road Town Office Owners Association. Guernsey Financial, LLC provides financial planning, retirement planning, and consulting services primarily to individual and high-net-worth clients, including insurance companies. The firm uses an evidence-driven advisory approach and generally refers clients to third-party investment managers while maintaining client relationships and conducting ongoing reviews.

John Mugarian is a financial advisor with FamilyWealth Asset Management in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Mugarian Investment Group, LLC and Painewebber Incorporated since 2000. Outside of his advisory role, he manages a vacation property in Gatlinburg, Tennessee. FamilyWealth Asset Management serves a diverse client base including individuals, high-net-worth households, trusts, estates, pension and profit-sharing plans, foundations, and small businesses. The firm employs a multi-asset, dynamic investment approach that integrates passive, active, and alternative strategies, supported by a proprietary platform that facilitates model portfolios, SMAs, UMAs, and overlay management.

Gary Jackson is the sole advisor at Jackson Money Management, Incorporated, holding a Series 65 designation with one year of industry experience. Prior to founding his firm, he worked for 16 years at ProAssurance Corporation and is currently employed as an IT manager at Precision Medicine Group, a private pharmaceutical company. Jackson Money Management serves individual investors, trusts, and charitable organizations by providing discretionary and non-discretionary portfolio management and investment advice focused on equity investing. The firm employs a fundamentally driven and relatively concentrated investment approach, typically managing stock portfolios of around 20 holdings primarily in large-cap U.S. and multinational companies.

Scott Mccaghren is a financial advisor at Safe Harbor Fiduciary, LLC with 12 years of industry experience. He holds a Series 63 designation and has worked at Coastal Equity Management, LLC and Safe Harbor Tax Advisory, LLC in addition to his current role. He is also involved in insurance product sales and serves as Managing Member and Chief Compliance Officer at Coastal Equity Management, which provides sub-advisory services to exchange-traded funds. Safe Harbor Fiduciary offers discretionary portfolio management, financial planning, and consulting primarily for individual clients, trusts, and high-net-worth households. The firm uses a tailored investment approach based on fundamental, technical, and cyclical analysis, employing various trading strategies and option-writing techniques, typically managing accounts on a discretionary basis.

Tripp Hale is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Hale & Doerr Wealth Management LLC since 2019. Prior to this, he worked with HD Vest in various roles from 2015 to 2019. Outside of his advisory work, he is the owner of Hale and Doerr, LLC, providing accounting and bookkeeping services, and serves as president of Turtles Down Farm, Inc. Hale & Doerr Wealth Management provides portfolio management and financial planning services to individual and high-net-worth clients, utilizing a range of analytical methods and investment strategies tailored to client goals and risk tolerance. The firm incorporates alternative investments and maintains affiliations with accounting and insurance services as part of its broader approach.

Katie Kingsman is a financial advisor with Kingsman Wealth Management Inc. in Pensacola, FL, holding a Series 66 designation and 13 years of industry experience. She previously worked at Edward Jones for nine years and Red Door Wealth Management for one year before joining Kingsman Wealth Management LLC. Kingsman Wealth Management Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, estates, corporations, and employee benefit plans. The firm combines fundamental analysis, technical charting, and modern portfolio theory to build diversified portfolios, while also offering pension consulting and participant education.