Jerry Parrish is a financial advisor at JLP Investments with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Dempsey Lord Smith, LLC for 15 years before founding JL Parrish Investments Inc. and Parrish Insurance Agency, where he is a licensed insurance producer. JLP Investments serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities by providing fee-based portfolio management, financial planning, retirement plan consulting, and 1031 exchange assistance. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis across various instruments and manages many client accounts on a non-discretionary basis, often through monitored third-party managers.

Robert Liggero is a CFP® professional with 21 years of industry experience, currently serving as the sole advisor at Financial Prescriptions, LLC since 2012. Prior to and alongside his financial advisory role, he has worked as a physician assistant in a pediatric ICU at Baptist Medical Center since 1990. Financial Prescriptions serves individual and high-net-worth clients with comprehensive financial planning and consulting, coordinating investment management through third-party institutional managers. The firm employs a structured, multi-phase planning process and combines fundamental and technical analysis with both active and passive investment strategies.

Mario Payne is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Toams Financial. Prior to founding Toams Financial in 2019, he worked for Raymond James Financial Services from 2013 to 2019. Outside of advisory services, Mr. Payne is an Independent Insurance Agent and holds minority ownership stakes in several technology and real estate platforms, including Let Bob LLC, a software app focused on investment strategies and trading automation. He is also the author of the book *The Relax Estate - The Relax Investor*. Toams Financial provides discretionary investment management and financial planning to individual and high-net-worth clients, using a mix of fundamental, technical, cyclical, behavioral, and charting analysis in a primarily long-term investment approach. The firm integrates AI-driven products such as the Let Bob AI Powered Momentum ETF (LETB) into client portfolios and manages a notably high client load for a single-advisor practice.

James Grysko is a financial advisor at Ascend Wealth Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has prior work history at Swindell Bohn Durden & Phillips PL and PGA TOUR, Inc. Ascend Wealth Advisors provides investment supervisory services primarily to institutional and pooled-plan clients such as pension and profit-sharing plans, trusts, and endowments. The firm follows a value-driven, fundamental investment philosophy and offers client education programs alongside portfolio management.

Ulrike Bittenbinder is a CFP® professional with nine years of industry experience. She has worked at Sapphire Wealth Consulting, Inc. since 2016, with a brief period at Ken Zahn / University of North Florida from 2017 to 2021, and also has experience with Paul A Moir M.D. P.A. from 2012 to 2021. Sapphire Wealth Consulting, Inc. provides investment management, financial planning, and retirement consulting services to individuals, families, high-net-worth clients, and employer-sponsored retirement plans. The firm emphasizes client-specific policy construction and strategic asset allocation, managing both discretionary and non-discretionary accounts with a range of instruments including equities, fixed income, ETFs, private equity, and private credit.

Jeffrey Mcdermott is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Create Wealth Financial Planning LLC in Saint Johns, FL. His prior experience includes roles at Wealth Mode Financial Planning and TIAA-CREF Individual & Institutional Services. Create Wealth Financial Planning LLC serves individual clients, high-net-worth individuals, and small businesses by providing tailored investment management alongside comprehensive and project-based financial planning. The firm focuses on passive portfolio construction guided by Modern Portfolio Theory, using low-cost index funds and ETFs, and offers subscription-style ongoing planning with a one-year minimum commitment.

Julie Betoni is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Ignite Financial LLC. Her career includes roles at Raymond James & Associates and Ameriprise Financial Services, Inc. She is also president and managing member of True North Group, LLC, a non-investment-related business entity. Ignite Financial LLC is a fee-only registered investment adviser that provides comprehensive financial planning, discretionary investment management, and pension consulting primarily to high-net-worth individuals, executives, and business owners. The firm uses proprietary model portfolios combined with technical, fundamental, and cyclical analysis within a modern portfolio framework and typically manages accounts on a discretionary basis with ongoing monitoring and rebalancing.

Joshua Krafchick is a financial advisor at 369 Financial LLC with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Standfast Asset Management, Cambridge Investment Research Advisors, Bank of America, and Merrill Lynch. Outside of advising, he is an author and public speaker. 369 Financial provides investment advisory and planning services to individual, high-net-worth, business, pension plan, and institutional clients. The firm offers discretionary portfolio management, wealth management, financial planning, and pension consulting, with a focus on client-specific investment policies and a range of investment strategies including ETFs, mutual funds, equities, fixed income, and limited cryptocurrency exposure.

Thomas Mcdermott is a financial advisor at Fulcrum Wealth Systems, LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at several firms, including Foundations Investment Advisors, Carroll Financial Associates, and Prosperity Capital Group. In addition to his advisory role, he operates a fixed insurance business selling life, health, annuities, and long-term care products. Fulcrum Wealth Systems, LLC is a state-registered investment adviser providing discretionary asset management and portfolio monitoring for individuals, high-net-worth clients, trusts, business owners, and estates. The firm employs a blend of fundamental, technical, and cyclical analysis combined with Modern Portfolio Theory, tailoring strategies to client goals and risk tolerance, and utilizes options strategies separately from core portfolios.

Anthony Kurnellas is a financial advisor with OmniTrust Wealth Management, Inc. in Jacksonville, FL, holding a Series 65 designation and 21 years of industry experience. He has worked at OmniTrust Wealth Management since 2018 and previously held roles at Global Financial Private Capital, LLC and GF Investment Services, LLC. Kurnellas is also a licensed insurance agent and occasionally offers insurance products to clients. OmniTrust Wealth Management is an independent registered investment adviser serving individual and high-net-worth clients with portfolio management, third-party model-portfolio implementation, and financial planning. The firm uses a combination of analytical approaches and emphasizes long-term trading aligned with client risk tolerances, managing a large client base through a single advisor.

Brooke Stanford is a financial advisor at Stanford Wealth Planning LLC with six years of industry experience. She holds the Series 66 designation and has worked at firms including NewEdge Advisors, FORVIS Wealth Advisors, Dixon Hughes Goodman Wealth Advisors, and Merrill. Outside of financial advising, she is the owner and manager of BTS Brightwater LLC, a rental property business. Stanford Wealth Planning provides retirement plan consulting to employer plan sponsors and offers investment management and financial planning services to institutional and individual clients. The firm combines ERISA fiduciary retirement-plan consulting with retail financial planning and behavioral-finance programs, utilizing Modern Portfolio Theory with a blend of passive and active funds and incorporating ESG or values-based screening when requested.

Peter Laliberte is a financial advisor at Liberty Advisory Group, Inc. with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Foundations Investment Advisors, LLC and Retirement Wealth Advisors. Laliberte is also a licensed insurance agent and engages in insurance sales alongside his advisory work. Liberty Advisory Group, Inc. provides investment advisory and financial planning services to individual and high-net-worth clients. The firm offers managed accounts, discretionary management programs, and may recommend third-party sub-advisors, tailoring advice based on clients’ goals, time horizons, and risk tolerance.

Mitchell Malone is a financial advisor at Riverwood Capital Advisors, LLC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has been with Riverwood Capital Advisors since 2007. Riverwood Capital Advisors provides discretionary, separately managed investment accounts primarily for high-net-worth individuals, trusts, estates, corporations, partnerships, non-profit organizations, and endowments. The firm employs fundamental analysis along with technical, cyclical, and statistical methods to create customized portfolios, offering both long-only and long/short strategies with ongoing supervision.

Ryan Becker is a CFA® charterholder with 14 years of industry experience. He has worked at Credit Suisse Securities (USA) LLC for six years before founding Oceanus Capital Partners, LLC, where he currently serves as the sole advisor. Oceanus Capital Partners provides portfolio management services to individuals, high-net-worth clients, and charitable organizations. The firm employs a range of analytical methods and investment strategies, including equities, mutual funds, fixed income, ETFs, private placements, and options, managing accounts on a discretionary basis when authorized.

Brandon Arthurs is a financial advisor with Arthurs Wealth Management in Ponte Vedra Beach, FL, holding a Series 66 designation and 18 years of industry experience. Prior to founding his independent firm in 2019, he worked at Merrill Lynch and Bank of America, each for about a decade. Arthurs Wealth Management serves individual and high-net-worth clients as well as business development companies, managing approximately $94.9 million across 129 accounts. The firm offers discretionary and non-discretionary portfolio management with a model-driven approach that incorporates fundamental analysis and Modern Portfolio Theory, including option-writing strategies and exposure to leveraged ETFs and derivatives.

Alberto Crespo is the sole advisor at Crespo Capital LLC in Jacksonville, FL, holding a Series 65 designation with nine years of industry experience. His work history includes two separate one-year periods at the University of Miami prior to and during the early years of Crespo Capital. Crespo Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, employing a combination of fundamental, quantitative, and technical analysis. The firm uses a variety of investment strategies, including active use of derivatives and options, and conducts regular portfolio reviews while accommodating client-imposed restrictions.

David Gottschalk is the sole advisor at Capital Asset Advisory, Inc. in Jacksonville, FL, holding a Series 63 designation and with 24 years of industry experience. He has worked at Capital Asset Advisory since 2000. He is also the owner and president of Guana View Properties, LLC, a holding company established to own the building housing his advisory firm. Capital Asset Advisory, Inc. provides fee-only financial planning and investment management services to individuals, trusts, small businesses, and institutional clients. The firm manages portfolios on a discretionary basis using documented investment policies and primarily invests in no-load or low-load mutual funds, ETFs, stocks, and bonds, with regular account reviews and custodial relationships through Schwab Advisor Services.

Maximilian Neumayer is a CFP® professional with 23 years of experience in financial advising. He has worked at USAA Financial Advisors and served in the U.S. Air Force Reserves. Since 2016, he has been the sole advisor at Formation Wealth Management in Ponte Vedra Beach, FL. He is also a licensed independent insurance agent offering life, health, and variable annuity products. Formation Wealth Management is an independent, single-advisor firm managing approximately $41.1 million for individual, high-net-worth, and business clients. The firm focuses on discretionary portfolio management and financial planning using diversified model portfolios based on modern portfolio theory, with a long-term investment approach and ongoing account monitoring.

April Murdaugh is the sole advisor at Woman to Woman Financial, an independent registered investment advisor based in Jacksonville, FL. She holds Series 63 and Series 65 licenses and has eight years of experience in financial advisory roles. In addition to her advisory work, she serves as a professor at St. John's River State College, teaching both online and on campus. Murdaugh is also the managing member and owner of Empowerment Financial Group Insurance Agency, LLC. Woman to Woman Financial offers fee-based investment advisory, financial planning, and consultation services to individuals, trusts, estates, charitable organizations, and small businesses. The firm employs a custom, tactical allocation approach with primarily non-discretionary portfolio management, incorporating fundamental, technical, and cyclical analysis in its recommendations.

Joseph Carey is a financial advisor at Slight Edge Wealth Strategies, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Dynamique Capital Advisors, MVP Financial Services, and Alight Financial Advisors. Carey is also an associate managing director involved in insurance production activities. Slight Edge Wealth Strategies serves pooled vehicles and institutional accounts, offering portfolio management through third-party separately managed account platforms, retirement plan consulting, and educational financial-planning webinars. The firm uses fundamental analysis, diversified asset allocation, and risk management, typically employing passive, low-cost mutual funds and ETFs while incorporating fixed income, alternatives, insurance products, or tactical allocations as appropriate.