Debra Hartsfield is the sole advisor at DPH Financial, an independent firm based in Pearland, TX. She holds the ChFC® designation and has 21 years of industry experience, having founded DPH Financial LLC in 1998. In addition to her advisory role, she is licensed to sell life and health insurance in Texas. DPH Financial serves individuals, professionals, small business owners, and charitable organizations, focusing on clients with beginning incomes around $65,000 (single) or $130,000 (couple) and those aged 35–72. The firm provides comprehensive financial planning, investment advisory services, and financial education, emphasizing a primarily passive investment approach with low-cost, goal-oriented strategies and discretionary portfolio management.

Heriberto Chinea is a financial advisor at Eightone Capital LLC with four years of industry experience. He holds a Series 65 designation and serves as CEO of iACT Holdings LLC, a real estate investment company. His prior experience includes roles at Parsons Corporation, FS Group Architects, and public schools in Pearland, TX. Eightone Capital LLC provides investment management and comprehensive financial planning to individuals, families, pension and profit-sharing plans, corporations, and charitable organizations. The firm primarily uses a passive, asset-class-driven investment approach with ETFs and index funds, and offers retirement plan consulting and educational seminars.

Spencer Smith is a financial advisor at US Growth Partners, LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Tremont Street Advisors, LLC and Respire Wealth Management, LLC. Outside of his advisory role, he provides business consulting services to Northstar Industries in Houston, focusing on product development and growth strategies. US Growth Partners, LLC serves pooled and institutional portfolios as well as individual and fiduciary clients, offering both discretionary and non-discretionary account management. The firm employs multiple analysis methods to align investment allocations with client objectives and manages a substantial portion of assets on a non-discretionary basis, which is less common in its category.

Angela Johnson is a CFP® with 20 years of industry experience, currently serving as the sole advisor at Worthen Financial Advisors, Inc. She previously worked for Farmers Financial Solutions and Farmers Insurance Group from 2005 to 2021. Outside of her advisory role, Johnson is president of several closely held businesses, including a commercial real estate enterprise and management companies affiliated with insurance agencies. Worthen Financial Advisors provides investment management, subscription-based financial planning, and retirement-plan advisory services for individuals, high-net-worth clients, trusts, small businesses, and qualified retirement plans. The firm employs a long-term, evidence-based approach using diversified portfolios primarily composed of mutual funds, ETFs, and fixed-income allocations, and offers a distinctive advisor-access digital membership for ongoing planning support.

Johnny Salinas is the principal of Salinas Asset Management, LLC and holds a Series 65 credential with two years of industry experience. Prior to founding his firm, he worked at Equitable Advisors, LLC and served with the Texas State Securities Board. In addition to his advisory role, he owns and tutors for Financial Adviser Exam Tutors, LLC during non-trading hours. Salinas Asset Management, LLC is an independent investment adviser serving individual and high-net-worth clients with a small pool of accounts. The firm employs a blend of technical, fundamental, quantitative, and qualitative analysis alongside asset-allocation theory and a barbell strategy, offering multiple model objectives and access to a range of higher-risk instruments and strategies.

Jesus Marquez is a CFP® with 10 years of industry experience and is the sole advisor at EZ Financial Group Inc. in Pearland, TX. He has been with EZ Financial Group since 2015 and also maintains a separate tax practice as an Enrolled Agent preparing and filing returns for individuals and businesses. EZ Financial Group provides ongoing asset management and modular financial planning for individuals, trusts, estates, corporate retirement plans, and small businesses. The firm typically manages both discretionary and non-discretionary accounts using a passive portfolio construction approach with index mutual funds and ETFs, complemented by fundamental, technical, cyclical, and charting analyses.

Rachel Harris is the sole advisor at Harris Financial Consulting, PLLC, an independent firm based in Alvin, TX. She holds Series 63 and Series 65 licenses and has five years of industry experience, including prior roles at PFS Investments Inc. and Primerica Financial Services. Before her financial career, she operated Rachel Harris Music Studio for eight years. Harris Financial Consulting provides financial planning, portfolio advisement, retirement planning, philanthropic investment advice, financial document drafting, and educational seminars to both retail and institutional clients. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory and behavioral finance, focusing on client-directed, non-discretionary recommendations.

Michael Goodrich is the sole advisor at Goodrich Financial Advisory LLC in Santa Fe, TX. He holds a Series 65 designation and has three years of industry experience. Prior to founding his firm in 2022, he served 15 years in the United States Air Force. Goodrich Financial Advisory provides portfolio management and financial planning services to individuals, including high-net-worth clients, as well as small- and medium-sized businesses and their owners. The firm employs a discretionary management approach based on client-specific Investment Policy Statements and combines fundamental, quantitative, and technical analysis in its investment process, while also offering business-focused financial planning and analysis services.

Thomas Till is a financial advisor with APPS Wealth Management, Inc. in Friendswood, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with APPS Wealth Management since 2017 and also owns Compass Tax Solutions, a local tax preparation business. Till has a background that includes roles at Investment Advisors, Life Planning Solutions, Inc., Proequities, Inc., and APPS Financial Group, Inc. APPS Wealth Management is an independent advisory firm that provides financial planning and investment advice primarily to individual clients. The firm refers clients to third-party money managers for portfolio management and custody, assisting with onboarding and monitoring without exercising discretionary trading authority.

Theodore Koinis is a CFP®-certified financial advisor with 25 years of industry experience. He is the principal of Helios Wealth Advisors, LLC, an independent firm he has led since 2005. Outside of advisory work, Mr. Koinis manages the day-to-day operations of a business park in Houston. Helios Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, trusts, charitable organizations, and pension plans. The firm employs a strategic asset allocation approach using actively managed no-load mutual funds and a globally diversified mix of asset classes, tailoring portfolios to client goals and risk tolerance.

Clayton Curley is a financial advisor at Ridgeback Financial LLC with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and New Benefits. Ridgeback Financial LLC provides discretionary asset management, financial planning, and retirement-plan advisory services. The firm offers tailored portfolio management and consultation, using a variety of analysis methods and strategies, and provides specialized ERISA-plan services as a limited-scope 3(21) fiduciary.

Cody Garrett is a CFP® and Series 65-licensed financial advisor with six years of industry experience. He is the owner of Measure Twice Financial LLC, an independent firm based in Pearland, TX, where he has worked since 2021. Prior to that, he had roles at Legacy Asset Management, Inc. and St. Luke's United Methodist Church. Garrett also operates two educational websites that provide financial content for the public and other advisors. Measure Twice Financial LLC offers fee-only financial planning services to individuals, high-net-worth clients, and businesses. The firm focuses on comprehensive written plans and hourly engagements without managing assets or exercising investment discretion, using a primarily passive investment approach alongside various analytical methods.

Glenn Cook is a financial advisor with Triumph Wealth Advisors, Inc. in League City, TX, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at World Equity Group and Questar Asset Management. Outside of advisory work, he serves as a committee member and budget counselor for People In Need at Clear Creek Community Church, assisting congregants with financial crises and budgeting. Triumph Wealth Advisors provides asset management, financial planning, and consultation services to individual and business clients. The firm manages portfolios on a non-discretionary basis, tailoring investments across equities, fixed income, mutual funds, and ETFs, and serves clients without a firm-level account minimum.

Justin Haywood is a CFP® professional with nine years of industry experience, currently serving at Haywood Wealth Management in Houston, TX. His prior roles include positions at Royal Harbor Partners, VALIC Financial Advisors, Bread and Butter Marketing, and Kub Klub. He is also an independent licensed insurance agent. Haywood Wealth Management provides portfolio management and financial planning services primarily for individual and high-net-worth clients. The firm manages discretionary assets with an investment approach that integrates fundamental and quantitative analysis alongside modern portfolio theory, typically favoring ETFs for portfolio construction.

I'm a fee-only, flat-fee financial planner who specializes in servicing retired couples and business owners. I live in League City, TX with my beautiful wife and daughter. I pride myself in the extensiveness of my financial plans, especially when it comes to tax planning. From beginning to end, I work with my clients to make sure that their path forward is crystal clear. I execute all action steps needed to put their roadmap into reality and help them avoid common mistakes and pitfalls along the way. My fees have always been and always will be flat. I receive no referral fees or kickbacks from professionals I may refer clients to, and charge no AUM fees.

Anil Chacko is a CFP® with 23 years of industry experience, currently serving as an advisor at ARK Alliance Financial LLC since 2020. He previously worked at Goodman Financial Corporation and TIAA-CREF Individual & Institutional Services, LLC. ARK Alliance Financial LLC provides discretionary and non-discretionary investment management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm uses a combination of fundamental analysis, modern portfolio theory, and cyclical analysis to guide investment recommendations, offering integrated planning services alongside portfolio management.

Robert Heintz is a CFA® charterholder with nine years of industry experience. He has worked at Planning Associates Wealth Management, LLC since 2020 and was self-employed from 2011 to 2019. Planning Associates Wealth Management serves individual and high-net-worth clients, trusts, pension plans, and business entities by providing asset management, comprehensive portfolio management, financial planning, and retirement-plan consulting. The firm uses a range of analytical methods to construct and monitor tailored portfolios and offers broad planning services including corporate tax planning and cost-segregation studies.

William Ansell is a financial advisor with Tremont Street Advisors, LLC, holding a Series 66 credential and 14 years of industry experience. He has worked with Ham, Langston & Brezina LLP and American National Insurance Company since 2015 alongside his role at Tremont Street Advisors. Ansell serves on the boards of two nonprofit foundations, the Abe and Peggy Levy Foundation and the Ed and Sally Futch Foundation. Tremont Street Advisors is a fee-based investment advisory firm serving individuals, high-net-worth clients, business owners, and retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis with tailored asset allocation, offering portfolio management through direct management, sub-advisors, and third-party programs.

Darin Womble is a financial advisor at ARK Alliance Financial LLC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including JP Morgan Securities, TD Ameritrade, and TIAA-CREF. Outside of his advisory role, he serves as a board member for Next Generation Academy, a nonprofit preschool in Pearland, Texas. ARK Alliance Financial provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental analysis, modern portfolio theory, and cyclical analysis to tailor portfolios, while offering comprehensive planning services alongside its asset management.

Kevin Londergan is a financial advisor at BayRock Financial, L.L.C. with 22 years of industry experience. He holds a Series 63 designation and is also a partner in the CPA firm Bond, Snider, Glaw & Londergan, LLP, which focuses on income and estate tax planning, tax return preparation, asset protection, and business advisory services for small business owners. He is part owner of Oglesby & Londergan Financial Services, Inc., a tax planning and small business advisory firm. BayRock Financial serves individual investors and other advisers by providing discretionary portfolio management and financial planning services. The firm emphasizes customized portfolios and ETF-based model allocations, integrating financial planning with investment management through a formal multi-tier subscription planning program and a documented planning process.