Seth Heine is a CFP® professional with 11 years of industry experience, currently operating as the sole advisor at Seth Heine LLC in Ormond Beach, Florida. His prior roles include positions at Equitable Advisors, Lowe's Home Improvement, and several other firms. Seth Heine LLC provides financial planning and integrated investment advisory services to individuals and legal entities, including corporations, trusts, and estates. The firm manages accounts primarily on a non-discretionary basis using a research-driven investment process that incorporates fundamental, quantitative, and technical analysis, as well as tools like Monte Carlo simulations, ESG considerations, and artificial intelligence.

Mary Mcguire is a financial advisor with Bert Reames Investment Advisors, Inc. in Port Orange, FL. She holds a Series 65 designation and has nine years of industry experience. Bert Reames Investment Advisors, Inc. specializes in employer-sponsored defined contribution plans, working exclusively with plan sponsors and their employees to design and support retirement programs. The firm uses a Modern Portfolio Theory framework to construct plan lineups and focuses on participant education and ongoing plan support rather than individualized investment management.

Richard Pankratz is a CFP® with 22 years of industry experience and has been the sole advisor at Broadstreet Financial Advisers LLC since 2005. He holds a Series 63 license and is based in Ormond Beach, Florida. Outside of his advisory role, he serves as the managing member of a family real estate holding company. Broadstreet Financial Advisers provides discretionary portfolio management and financial consulting primarily to individual and high-net-worth clients. The firm manages approximately $97.5 million using a combination of fundamental, quantitative, technical, and cyclical analysis across equities, ETFs, fixed income, and mutual funds.

Shivam Kashan is a financial advisor at Knight Vision Capital LLC with a Series 65 credential and one year of industry experience. Prior to founding Knight Vision Capital, he held positions at Mondo LLC and AdventHealth. Outside of his advisory role, he is employed full time at an unaffiliated family office and operates a personal Substack newsletter on investing. Knight Vision Capital LLC is a state-registered investment adviser that provides discretionary portfolio management and continuous investment advice tailored to individuals and high-net-worth clients. The firm’s investment approach combines fundamental, quantitative, cyclical, technical, and charting analysis, focusing on owning high-quality businesses at attractive valuations for the long term.

Soo Lee is a financial advisor at Wealth Planning Advisors LLC with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at PNC Investments LLC prior to joining her current firm. In addition to her advisory role, Soo Lee is an independent licensed life and health insurance agent, assisting individuals nearing retirement with annuities, life insurance, and Medicare plans. Wealth Planning Advisors LLC provides ongoing portfolio management and financial planning services to individuals, high-net-worth clients, and small businesses. The firm employs a long-term trading approach using a mix of fundamental, quantitative, and technical analysis, managing portfolios in-house across various asset classes including mutual funds, ETFs, and real estate funds.

Paul Wojcik is a CFA® charterholder with over three years of industry experience. He currently serves as the sole advisor at Beofor Capital LLC, where he has worked since 2019. His prior experience includes a long tenure at T. Rowe Price Associates, Inc. from 1996 to 2019, and a role at Impact Investment Exchange PTE, LTD in 2023. Beofor Capital provides discretionary and non-discretionary investment management and standalone financial planning to individual and high-net-worth clients. The firm employs a long-term investment approach with diversified portfolios across public and private markets, incorporating derivatives and leverage when appropriate, and offers tailored advice including retirement rollovers and private investment opportunities.

Richard Hebert is the sole advisor at Hebert Investment Advisors, Inc. in New Smyrna Beach, FL, holding a Series 65 designation with 19 years of industry experience. He has led his independent firm since 2003. Hebert Investment Advisors provides personalized investment management and financial planning to individuals, trusts, estates, and small businesses. The firm emphasizes long-term, diversified portfolio construction using no-load, no-transaction-fee mutual funds, with discretionary asset management and regular portfolio reviews.

Kevin Hackett is a financial advisor at Paracca Financial Group with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lifemark Securities Corp. and Foresters Equity Services, Inc. Outside of advising, Hackett operates a tax and accounting service as a CPA. Paracca Financial Group provides financial planning and discretionary portfolio management primarily to individual and high-net-worth clients. The firm follows a long-term buy-and-hold investment approach with quarterly portfolio reviews and utilizes both fundamental and technical analysis.

Michael Walsh is a financial advisor with Ashford Investment Advisors in Daytona Beach, FL, holding a Series 63 designation and 26 years of industry experience. He has been with both Walsh Consulting Group and Ashford Investment Advisors since 1996. Ashford Investment Advisors provides discretionary portfolio management and pension consulting services to individuals, pension and profit-sharing plans, trusts, estates, charities, and other entities. The firm manages approximately $76.4 million for about 73 clients, tailoring portfolios using fundamental and technical analysis across a range of securities and employing strategies including long- and short-term purchases, short sales, covered options, and derivative instruments.

Erick Palacios is a financial advisor at Plan to Prosper Wealth Management with 12 years of industry experience. He holds a Series 66 designation and previously worked at Xcel Wealth Management, LLC, Palacios Wealth Management, LLC, and Purshe Kaplan Sterling Investments. In addition to his advisory role, he is an independent insurance agent providing insurance solutions to clients. Plan to Prosper Wealth Management is an independent, fee-based registered investment adviser serving individual clients and ERISA-qualified retirement plans. The firm manages approximately $149 million in assets and offers portfolio management, retirement planning, and related financial advice, implementing diversified portfolios tailored to clients’ objectives and risk tolerances.

Wade Rowdon is a financial advisor at Storms & Rowdon Financial Services, Inc. with 26 years of industry experience. He holds a Series 66 designation and previously worked at Stonex Advisors Inc. and Stonex Securities Inc. Rowdon also serves as a chaplain for the Daytona Tortugas minor league baseball team. Storms & Rowdon Financial Services, Inc. provides discretionary investment management and financial planning to individuals, high-net-worth clients, businesses, pension and profit-sharing plans, and charitable organizations. The firm constructs customized portfolios using a combination of fundamental, technical, and charting analysis, typically with a long-term orientation while allowing shorter-term trading for specific objectives.

Scott Cavanaugh is a financial advisor with Strive Retirement Group in Fairport, NY. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. His prior work includes roles at Paychex, Inc. and Paychex Securities Corp spanning from 2008 to 2025. Strive Retirement Group serves individuals, high-net-worth clients, and pension/profit-sharing plans with portfolio management, pension consulting, and financial planning. The firm employs a primarily non-discretionary approach, using fundamental analysis and modern portfolio theory, and documents client objectives in an Investment Policy Statement.

Brent Buckmaster is the principal advisor at Plan to Prosper Wealth Management in Ormond Beach, FL. He holds a Series 65 designation and has experience dating from 2025 at Palacios Wealth Management and since 2013 with Flatirons Hedging Analytics, where he serves as Chief Analytics Officer and partner. Flatirons assists mortgage banking entities in enhancing secondary marketing capabilities. Plan to Prosper Wealth Management is an independent, fee-based registered investment adviser serving individual clients and ERISA-qualified retirement plans. The firm manages approximately $149 million in assets, offering portfolio management, retirement planning, and related financial advice through diversified portfolios tailored to clients’ objectives and risk tolerances.

Robert Darrow is a CFP® with 16 years of industry experience and currently serves as an advisor at Strive Retirement Group. His prior roles include positions at Excel Wealth Management, Front Running Sports, and Paychex. He is also a board member for a Home Owners Association. Strive Retirement Group provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm operates primarily on a non-discretionary basis, emphasizing client approval for trades and employing fundamental analysis alongside modern portfolio theory.

Jonathan Xynidis is a financial advisor with Xcel Wealth Management, LLC in Holly Hill, FL, holding a Series 63 license and 25 years of industry experience. He has been with Xcel Wealth Management since 2011 and previously worked at Purshe Kaplan Sterling from 2011 to 2019. Outside of his advisory role, he manages a commercial property through Holly Hill Market LLC. Xcel Wealth Management primarily serves individual clients, including high-net-worth individuals, offering discretionary portfolio management and comprehensive wealth-management services. The firm uses a combination of fundamental, quantitative, technical, and cyclical analysis to build diversified portfolios tailored to client goals, risk tolerance, and time horizons.

Chay Stewart is a financial advisor at Xcel Wealth Management, LLC with six years of industry experience. He holds a Series 65 designation and previously worked at AE Wealth Management, LLC for five years. In addition to his advisory role, Stewart owns Stewart Planning Group, Inc, where he is involved in insurance sales and services. Xcel Wealth Management serves individual clients, including high-net-worth individuals, providing discretionary portfolio management and comprehensive wealth-management services. The firm’s investment approach integrates multiple analytical methods to build diversified portfolios tailored to clients’ goals, risk tolerance, and income needs.

Connie Wiltfong is a ChFC® with four years of industry experience, currently serving as the sole advisor at Capstone Investment Management LLC. She has been involved with Capstone Planning since 2010 and also operates an affiliated insurance business. Capstone Investment Management LLC provides fee-based financial planning, qualified plan consulting, and discretionary portfolio management primarily for individual and high-net-worth clients. The firm uses a tailored approach to portfolio construction and typically completes financial plans within 30 days, maintaining quarterly reviews of managed accounts.

Keith Storms is a financial advisor with Storms & Rowdon Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Prior to joining his current firm in 2025, he worked at StoneX Advisors Inc. and StoneX Securities Inc. from 2011 to 2025. He is also a licensed insurance agent, dedicating approximately 10% of his time to insurance sales and implementation of insurance recommendations. Storms & Rowdon Financial Services, Inc. provides discretionary investment management and financial planning to individuals, high-net-worth clients, businesses, pension and profit-sharing plans, and charitable organizations. The firm constructs customized portfolios using a blend of fundamental, technical, and charting analysis, managing client assets on a discretionary basis with a generally long-term orientation.

Thomas McGuire is a financial advisor with Ashford Investment Advisors in Daytona Beach, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Bert Reames Investment Advisors since 2005. Ashford Investment Advisors provides discretionary portfolio management and pension consulting to individuals, pension and profit-sharing plans, trusts, estates, charities, and other entities. The firm manages approximately $76.4 million for about 73 clients, utilizing a blend of fundamental and technical analysis across a diverse range of securities and strategies, including long- and short-term purchases, short sales, and options.

Kathleen Dulko is a financial advisor at Ashford Investment Advisors with nine years of industry experience. She holds the Series 65 designation and has served as Corporate Controller at Halifax Health, a community hospital in Daytona Beach, since 2010. In this role, she oversees financial reporting and accounting standards for a department of 30 employees. Ashford Investment Advisors provides discretionary portfolio management and pension consulting to individuals and institutional clients. The firm uses both fundamental and technical analysis to tailor portfolios, employing a range of investment strategies including equities, fixed income, and derivative instruments.