Denise Downey is a Certified Financial Planner™ (CFP®) with 17 years of industry experience. She is the sole advisor at Financial Trex, LLC, an independent firm based in Spokane, WA, where she has worked since 2016. Financial Trex primarily serves individual clients, offering financial planning and investment management services that emphasize passive, asset-allocation-based portfolios using index mutual funds and ETFs. The firm combines direct portfolio management with referrals to third-party managers and tailors investment policies to each client’s goals, time horizon, and risk tolerance.

Jeffrey Zappone is a financial advisor at Chair Six Financial Planning, PLLC in Spokane, WA, with 10 years of industry experience. He holds the PFS™ and Series 65 credentials and previously worked at Dorendorf & Associates, P.S. He also provides accounting and tax services through his firm. Chair Six Financial Planning, PLLC offers personal financial planning and investment advisory services to individuals and small businesses, combining financial planning with licensed accounting and tax preparation services. The firm employs a long-term, globally diversified investment approach and incorporates tax-aware strategies in its portfolio management.

Hi, I’m Keith. So, a bit about me. I love this stuff. The whole financial planning thing. After getting a degree in music (yeah, music…), I worked at a leading investment management firm in Los Angeles for 18 years. But I had this itch all along that I wanted to open my own financial planning firm at some point. I finally decided to pull the trigger to open my own firm in 2019, and here I am. I’m now based in Spokane, Washington, but I work with clients virtually, so I can help people who live anywhere. I’m a bit of a nerd when it comes to finances. I have so much fun with this topic and am honored to be able to help others with it. Money can be such a tough subject, so I love coming alongside people to help them navigate the questions they have, as well as the questions they don’t know they should have. I started Spencer Financial Planning to empower people through financial health. We’re a fee-only, fiduciary firm. We look out for our clients’ best interests and help them make fantastic money decisions. We serve clients primarily in California and Spokane, Washington, specializing in helping Capital Group associates and retirees. We help you: - Make smart financial decisions - Cultivate good habits with your money - Navigate the complexities of your finances On a personal level, a few things I love: - My wife and kids, foster care, adoption - Financial planning, reading - The Salvation Army, church - Music, playing bass guitar - Watching baseball, playing fantasy baseball, ping-pong - Eating (sometimes too much), using bullet points - Disneyland, Hawaii, the beach, travel

Peter Blackwell is a financial advisor with Freedom Wealth Management LLC in Spokane, WA, holding a Series 66 designation and 25 years of industry experience. He previously worked at Edward Jones for 13 years and LPL Financial for 9 years. Blackwell also operates Blackwell Financial Services, providing investment-related services. Freedom Wealth Management primarily offers ongoing portfolio management and access to pooled and institutional investment programs, utilizing a conservative, long-term asset allocation approach with both discretionary and non-discretionary management. The firm serves clients through integrated financial planning as part of its management services rather than standalone planning engagements.

Harry Lawrence is the principal and sole advisor at UpFront Financial Planning, LLC in Spokane, WA. He holds a Series 65 designation and has two years of experience in financial advising. Prior to founding UpFront Financial Planning in 2024, he worked in healthcare as a Physician Associate-Certified, a role he continues to perform part-time outside of regular business hours. UpFront Financial Planning is an independent, fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, nonprofits, and businesses. The firm provides comprehensive financial planning and discretionary investment management with an emphasis on strategic asset allocation, diversified index funds, and ongoing portfolio reviews aligned to clients’ goals and risk tolerance.

Gary Lee is a CFP® professional with 41 years of experience in financial advising. He is the president of Long View Financial Services, Inc., a firm he has led since 2006. Outside of his advisory role, he serves on the board of the Spokane Audubon Society. Long View Financial Services, Inc. offers fee-only investment management and financial consulting to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs a value-oriented, globally diversified, long-term investment strategy that focuses on tax efficiency and low portfolio turnover.

Scott Jackson is the sole advisor at Ravenwood Capital Management, LLC, an independent firm based in Spokane, WA. He holds a Series 65 designation and has 12 years of industry experience, managing Ravenwood since its founding in 2015. Ravenwood Capital Management provides discretionary investment management focused exclusively on a concentrated Microcap Value Strategy. The firm serves individual and high-net-worth clients through a small number of accounts, applying a research-driven approach centered on low price/book microcap equities with strong financial fundamentals.

Brandon Michaelsen is a financial advisor with Freedom Asset Management in Spokane, WA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, Financial Advocates Investment Management, and LPL Financial. Freedom Asset Management provides investment management and financial planning primarily to individuals and business owners, including high-net-worth clients, and offers retirement plan consulting and ERISA §3(21)(a) services. The firm manages discretionary portfolios using mutual funds, ETFs, and individual equities, emphasizing continuous supervision and rebalancing through behavioral, charting, cyclical, fundamental, and technical analysis methods.

James Johnson is a ChFC® and Series 66-registered financial advisor with 22 years of industry experience. He has been operating Sound Investment Strategies, Inc. since 2007 and is also licensed as an insurance agent. Sound Advisory Services Inc. provides investment advice primarily to individual clients by facilitating discretionary portfolio management through a third-party registered investment adviser, Gradient Investments. The firm focuses on client education, investment process oversight, and ongoing non-discretionary support without directly managing or custodying client assets.

Eric Heineman is a CFP® and holds a Series 65 license, with four years of industry experience. He is the sole advisor at Vision Casting Financial Planning, LLC in Spokane, WA, where he has worked since 2021. Prior to this, he was involved with Trinity Presbyterian Church for six years. Heineman also serves as a finance faculty member for Credo, providing wellbeing education to Presbyterian pastors. Vision Casting Financial Planning serves individuals, trusts, entities, non-profit organizations, and estates with tailored financial planning and investment advisory services. The firm emphasizes a fiduciary standard and a “Vision Casting” process that aligns clients’ values and goals with investment strategies, with a notable focus on charitable giving and educational outreach.

Dustin Allbery is a financial advisor with Northwest Planning Advisors LLC in Spokane, WA, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He has worked at multiple firms, including American Reliance Group and Center Street Securities, and has been involved with Northwest Planning Inc. since 2009, where he also serves as Vice President of Operations overseeing fixed annuities, long-term care, and life insurance. Northwest Planning Advisors LLC serves individual and high-net-worth clients through financial planning, educational seminars, and referrals to third-party investment managers. The firm employs a range of investment strategies, including derivatives and options, but does not manage portfolios directly or take custody of client assets.

Peter Finn is a financial advisor with Finn Wealth Management LLC in Spokane, WA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Finn Wealth Management is an independent firm providing discretionary investment management and financial planning to individuals, trusts, businesses, and non-profit organizations. The firm uses a combination of fundamental, strategic, technical, and memetic analysis with a long-term investment approach, and it offers a range of tools including stocks, bonds, mutual funds, ETFs, structured products, and covered-call options.

Rebecca Jensen is a financial advisor at APEX Advisory Group, Inc. in Spokane, WA, holding Series 63 and Series 65 licenses with six years of industry experience. Prior to founding APEX Advisory Group in 2020, she worked at NYLIFE Securities LLC and New York Life Insurance Co. and has a background with Sphyra, LLC and Max Q Training Company, Inc. She is also the managing member of No Worries CFO, LLC, a tax preparation and accounting firm. APEX Advisory Group provides investment advisory and financial consultation services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm employs a valuation-driven, fundamental, long-term investment approach and utilizes third-party discretionary managers for portfolio implementation, while offering tax, insurance, and exit-planning services through affiliated entities.

David Demars is a CFP® and ChFC® with 28 years of industry experience. He is currently with Demars Financial Group LLC and has previously worked at LPL Financial, Fidelity Financial Services, Crown Capital Securities, and Northwest Financial Advisors. Outside of his advisory work, he owns Retirement Plan Specialists Inc., a business focused on retirement plan services. Demars Financial Group LLC provides discretionary asset management, financial planning, pension consulting, and third-party manager selection for individuals, retirement plans, trusts, and business entities. The firm manages approximately $291 million in client assets and employs fundamental and technical analysis, among other methods, to construct and monitor customized portfolios.

Cain Martin is a financial advisor with MB Gen Wealth in Spokane, WA, holding a Series 65 designation and two years of industry experience. Prior to joining MB Gen Wealth, he worked at Charles Schwab and has experience in golf-related business ventures. Outside of finance, he owns and operates Ray Baker Golf, LLC, a golfing apparel manufacturer and distributor. MB Gen Wealth provides investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and institutional plan sponsors. The firm employs asset allocation, fundamental analysis, and modern portfolio theory using ETFs, mutual funds, individual securities, and derivatives to implement client strategies.

Benjamin Green is a financial advisor at Pacific Wealth Advisory, LLC with seven years of industry experience. He holds a Series 65 designation and has served as managing partner and CPA at Thrive CPA, PLLC since 2021. His prior work includes roles at Green CPA, PLLC and Green Newton Jamison, LLP. Pacific Wealth Advisory provides investment management, retirement plan advisory, and financial planning services to individuals, high-net-worth clients, and business entities. The firm employs a long-term, asset-allocation approach using diversified mutual funds and offers both discretionary and non-discretionary portfolio management.

Callie Johnson is a financial advisor at LPL Financial in Spokane, WA, holding a Series 66 designation with one year of experience at the firm. Prior to her advisory role, she worked in various bakery and coffee businesses and was involved with First Presbyterian Church. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines advisory operations with additional financial products and services.

Megan Billeter is a financial advisor with Twenty Twenty Investment Advisors, LLC and holds a Series 65 credential. She has one year of industry experience and has previously worked in various roles including positions at Pacific Office Automation and Western Washington University. Twenty Twenty Investment Advisors offers wealth management, financial consulting, and retirement plan advisory services to a range of clients including individuals, high-net-worth clients, and charitable organizations. The firm uses a combination of passive and active investment techniques guided by Modern Portfolio Theory and provides educational seminars and workshops as part of its services.

Joi Libsack is a financial advisor at 917 Advisory Services LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC for 18 years. Joi is based in Spokane, WA. 917 Advisory Services LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans, along with retirement-plan advisory services including ERISA 3(38) fiduciary roles. The firm emphasizes fundamental analysis and a long-term investment approach, using low-cost mutual funds, ETFs, and individual securities, and has expanded its services to include institutional consulting and financial institution advisory.

Eric Stutzman is a CFP® professional with 14 years of industry experience. He has worked at Etesian Wealth Advisors, Inc. since 2013. Stutzman is based in Spokane, WA, and holds the Series 66 license. Selkirk Wealth Advisors, LLC provides comprehensive financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $207 million on a discretionary basis and offers customized portfolios using no-load mutual funds, ETFs, individual stocks and bonds, as well as access to third-party money managers.