Michael Penfield is the principal of Penfield Investments LLC, an independent advisory firm based in Central Point, Oregon. He holds a Series 66 designation and has 16 years of industry experience, including prior roles at Edward Jones and FanDistro. In addition to his advisory work, Penfield maintains a licensed insurance practice and dedicates a portion of his time to insurance product sales. Penfield Investments LLC provides ongoing asset management and financial planning services primarily to individual and high-net-worth clients. The firm employs a tailored investment process incorporating fundamental, technical, and charting analyses, offering both discretionary and non-discretionary engagement options while reviewing held-away retirement plan accounts.

Michael Hansen is the sole advisor at True Purpose Advisors, LLC in Ashland, Oregon, with 13 years of industry experience. He holds a Series 66 designation and previously worked at Retirement Asset Managers, Inc. from 2017 to 2018. In addition to his advisory role, Hansen operates a business consulting firm, ProfitMax Professionals, LLC, where he serves as Managing Member. True Purpose Advisors serves individuals, high-net-worth clients, business owners, and various business entities by offering cashflow management coaching, insurance and protection analysis, and asset allocation advice. The firm utilizes a client questionnaire to assign accounts to model portfolios managed through a co-advisory relationship with Matson Money, which handles trading and portfolio management.

Stephen Gerritz is the sole advisor at Gerritz Wealth Management, Inc. in Central Point, Oregon, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has operated his independent advisory firm since 1999. Gerritz Wealth Management provides active portfolio management and advisory services to individuals, high-net-worth clients, and profit-sharing plans. The firm employs a tactical asset allocation strategy that integrates fundamental and technical analysis using proprietary timing tools to manage discretionary portfolios.

Cassandra Dexter is a CFP® professional with 12 years at Nagel & Padilla, LLC and five years of industry experience. She has worked exclusively with the firm since 2014 in Ashland, OR. Nagel & Padilla, LLC provides accounting, tax, payroll, bookkeeping, and business consulting services alongside financial planning and investment advisory for individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes written financial plans and client communication while not acting as custodian of assets or engaging in discretionary trading.

Audrey Creak is a financial advisor at Oregon Pacific Wealth Management with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oregon Pacific Wealth Management since 2016. Her prior experience includes roles at Oregon Pacific Banking Company and LPL Financial LLC. Oregon Pacific Wealth Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $175 million in assets and constructs globally diversified, risk-based portfolios, primarily using ETFs and mutual funds, with a variety of analytical approaches and options for active management during volatile markets.

Keegan Denn is a CFP® and holds a Series 65 license with 15 years of industry experience. He has been with Fidelis IM, LLC since 2012. The firm provides discretionary investment management, financial planning, and retirement plan services to individuals, trusts, estates, endowments, institutions, and plan sponsors. Fidelis IM employs a passive, strategic asset allocation approach using low-cost ETFs and index mutual funds to build globally diversified portfolios and manages over $240 million in discretionary assets across more than 200 client relationships.

Geoffrey Boldt is a financial advisor at Oregon Pacific Wealth Management with two years of industry experience. He holds a Series 65 credential and has prior work history including roles at Futurity First Insurance Group and U.S. Bank. Boldt serves on the board of directors and as treasurer for Community Works, a nonprofit supporting survivors of sexual assault and domestic violence. Oregon Pacific Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, and business entities, managing roughly $175 million in assets. The firm uses globally diversified, risk-based portfolios primarily composed of ETFs and mutual funds, employing multiple analysis methods and offering both discretionary and non-discretionary portfolio management.

Chad Smith is a CFP® professional with 29 years of experience in financial advising. He is currently with Retirement Planning Specialists, Inc. and previously worked at Sagepoint Financial, Inc. Smith assists with training support staff within the Academy of Preferred Financial Advisors, a coaching program for financial planners and their teams. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities, managing approximately $323.6 million in discretionary assets for about 525 clients. The firm employs a long-term, buy-and-hold investment approach with diversified portfolios and conducts regular account reviews, serving a notably high client-to-advisor ratio.

Christopher Patterson is a financial advisor at Retirement Planning Specialists, Inc. with 19 years of industry experience. He holds a Series 66 designation and has worked at S & P Financial, Inc. dba Financial Planning Specialists since 2019, following ten years at Sagepoint Financial, Inc. and Retirement Planning Specialist. Outside of advising, he serves as president of Patterson Consulting LLC and is a 50% owner of Patterscott LLC, a company developing a multi-use building. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities. The firm manages approximately $323.6 million in discretionary assets for about 525 clients, using a primarily long-term, buy-and-hold investment approach with diversified portfolios held at Charles Schwab.

Andrew Corradetti is a financial advisor at Oregon Pacific Wealth Management with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oregon Pacific Wealth Management since 2016, following two years at Oregon Pacific Bank. Oregon Pacific Wealth Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $175 million in assets through globally diversified, risk-based portfolios that primarily use ETFs and mutual funds, employing a variety of analysis methods with the option for more active management during volatile markets.

Kevin Groves is a CFP® professional with nine years of industry experience, currently serving as an advisor at Oregon Pacific Wealth Management since 2016. Prior to this, he worked at Oregon Pacific Bank from 2013 to 2016. Oregon Pacific Wealth Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $175 million in assets through a team of four advisors, employing globally diversified, risk-based portfolios that utilize ETFs, mutual funds, and a combination of analytical techniques, with the ability to apply more active management during volatile markets.

Nicholas Jones is a CFP® with 21 years of industry experience, currently serving at Jones & Associates Premier Financial Solutions in Jacksonville, OR. He has held roles at multiple affiliated entities, including Gradient Securities, LLC and Principal Funds Distributor, Inc. Outside of advisory work, he is involved in an oil and gas investment holding company. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm employs a disciplined investment approach incorporating fundamental, technical, and cyclical analysis, and maintains co-advisor relationships with third-party portfolio managers.

Lorrie Anne Miller is a CFP® professional with 18 years of industry experience, currently serving at Koenig Investment Advisory, LLC. She has worked at Condor Wealth Management, LLC and MyLaunch, LLC during her career. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach using mutual funds, ETFs, individual securities, and bonds, and manages approximately $258 million across about 293 client accounts.

Steven Yungen is a Series 65-licensed advisor with Jones & Associates Premier Financial Solutions in Jacksonville, OR, where he has worked since 2010. He has 15 years of industry experience, including prior work with Jones & Associates Premier Insurance Solutions. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm uses fundamental, technical, and cyclical analysis to guide investment decisions and also collaborates with third-party portfolio managers for certain clients.

Hugo Sanchez II is a CFP® and holds a Series 66 license with six years of industry experience. He has worked at Koenig Investment Advisory, LLC since 2021 and has prior experience at firms including Edward Jones and Cutler Investment Counsel, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to a diverse client base including individuals, trusts, estates, pension plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation and core-and-satellite investment approach, managing approximately $258 million across nearly 300 client accounts as of January 2026.

Danita Rios is a financial advisor at Vigilare Wealth Management LLC with seven years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior roles include working at The Veterans Directory from 2015 to 2017. Vigilare Wealth Management serves individuals, high-net-worth clients, trusts, estates, foundations, and retirement plans, managing over $315 million in client assets. The firm uses a dynamic asset allocation process based on global macro and fundamental analysis and provides integrated wealth management services including discretionary investment management and trustee/Personal CFO services.

Jeffrey Mccullough is a CFP® with 17 years of industry experience, currently serving at Koenig Investment Advisory, LLC since 2014. His prior roles include positions at MyLaunch, LLC and Condor Wealth Management, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach with no-load or low-load mutual funds and ETFs, supplemented by individual securities and bonds, and conducts quarterly account reviews.

Madison Raffensperger is a financial advisor at Cutler Investment Group with a Series 65 designation and two years of industry experience. She has been with Cutler Investment Counsel, LLC since 2018 and previously worked at Personnel Source Inc. from 2016 to 2018, following eight years in full-time education. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, retirement plan consulting, and uses third-party technology and AI tools to support research and reporting while maintaining portfolio oversight.

Anne Catherine Vinickas is a financial advisor with Redwood Financial Network, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at Redwood Financial Network and LPL Financial since 2019 and previously spent 14 years at Valic Financial Advisors. Vinickas operates a wealth advisory business as a sole member entity in Central Point, Oregon. Redwood Financial Network is a team-based advisory firm managing approximately $226 million in assets for individuals, pension plans, charitable organizations, and businesses. The firm focuses on customized, long-term portfolio construction with a combination of in-house management and LPL-sponsored platforms, offering a range of financial planning and retirement consulting services.

Susan Niedwick is a CFP® with 21 years of industry experience and has been with Cutler Investment Counsel, LLC since 2020. Prior to that, she worked at Check Capital Management Inc for five years. She holds the Series 63 and Series 66 licenses. Cutler Investment Counsel provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios and a dividend-focused Equity Income strategy, using customized portfolios supported by third-party technology and AI tools.