Richard Komarek is a Certified Financial Planner® with 18 years of experience, operating his independent firm, Ric Komarek, CFP, in Redding, California. He has served as a class instructor at Shasta College since 2015 and is also licensed as a life and health insurance agent. His career includes managing his own advisory practices since 2007. Ric Komarek, CFP provides financial planning, consulting, and investment advice to individuals, families, and business owners. The firm manages approximately $26 million in assets and offers tailored portfolio management focused on diversified investments, operating on a fiduciary, non-discretionary basis with an emphasis on risk management and client approval.

Garet Tarvin is a financial advisor at Alpha Initiative with Series 65 and Series 66 credentials and six years of industry experience. He has previously worked at Kahala Partners LLC and currently holds a role as a Utility Analyst for the City of Redding, where he provides analytical support for a public electric utility. Alpha Initiative is a fee-only registered investment adviser serving individuals, high-net-worth clients, and family trusts. The firm employs an active, fundamental investment approach focused on proprietary, analyst-driven security selection and offers a broad range of strategies including direct holdings, derivatives, and hedging techniques.

Wesley Jackman is the principal of WJ Consulting LLC, a California-registered independent investment advisory firm. He holds a Series 65 designation and has professional experience as a Systems Engineering Lead at KBR, Inc., where he works on aerospace and defense contracts. Prior to his current roles, he served nine years in the United States Air Force. WJ Consulting LLC provides portfolio management and investment advisory services focused on long-term value investing for individual clients. The firm emphasizes fundamental analysis and customizes portfolios based on client preferences, operating with a small client base and no assets under management as of mid-2025.

Glenn Rank is the sole advisor at GSR Capital Management, Inc., an independent registered investment adviser based in Redding, CA. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to founding GSR Capital Management in 2015, his earlier career background is not detailed. Outside of his advisory role, Glenn Rank serves as a church elder at Oak Grove Bible Fellowship, where he contributes to administration and long-term planning. GSR Capital Management manages approximately $73 million for about 120 clients, offering discretionary portfolio management, financial planning, and ERISA plan consulting. The firm’s investment approach combines technical, fundamental, and valuation analysis to create diversified portfolios and serves a diverse client base including individuals, corporate/business clients, municipal entities, and charitable organizations.

Darien Croce is a financial advisor with Parallel Wealth Management in Redding, CA, holding a Series 66 designation and 18 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2017. In addition to his advisory role, Croce owns and manages Parallel Tax LLC, a tax preparation and planning business serving overlapping clients. Parallel Wealth Management provides discretionary portfolio management and comprehensive financial planning primarily for individual and high-net-worth clients. The firm emphasizes passive investment management with index funds and ETFs, incorporates tax and estate considerations, and offers consulting on employer-sponsored retirement plans and employee benefits.

Patrick McNally is the sole advisor at Retirement Lifestyles Advisory Group and holds a Series 65 designation with 16 years of industry experience. He has led McNally Wealth Management since 2011 and also operates Patrick McNally Insurance, through which he markets life insurance, Medicare supplement, and annuities. Retirement Lifestyles Advisory Group is a state-registered, single-advisor firm providing retirement income planning, comprehensive financial planning, and portfolio management primarily on a non-discretionary basis. The firm employs a long-term, buy-and-hold investment strategy based on Modern Portfolio Theory, utilizing diversified vehicles such as ETFs, index funds, and managed accounts, with a particular emphasis on small-cap and value exposures.

John Gardner is the principal advisor at Convergence Wealth Partners LLC in Redding, CA. He holds a Series 65 designation and has four years of experience in the financial services industry. Gardner is also the CEO and founder of Financial Convergence Insurance Solutions, Inc., where he serves as a licensed insurance agent. Convergence Wealth Partners LLC provides discretionary managed account services and financial planning to individual and high-net-worth clients. The firm offers tailored investment advice, asset allocation recommendations, and may utilize third-party managers while maintaining oversight of those relationships.

Aaron Hatch is a CFP®-certified financial advisor with 14 years of industry experience. He has been the sole advisor at Woven Capital, LLC since 2014, an independent, fee-only advisory firm based in Redding, CA. Woven Capital, LLC provides financial planning, investment advisory, and subscription-based consulting services to individuals and families. The firm emphasizes non-discretionary portfolio management, requiring client pre-approval for transactions, and employs fundamental, technical, cyclical, and charting analysis to guide investment recommendations.

Jenna Nichol Fitzgerald is a financial advisor at Morris Wealth Management with one year of industry experience. She holds a Series 66 designation and previously worked at Edward Jones and Herrick Grapevines, LLC. Outside of advising, she creates crochet patterns and sells them on Etsy through her business, HenleysMomPatterns. Morris Wealth Management provides both discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans. The firm offers tailored investment programs and serves as a 3(38) investment manager, emphasizing institutional retirement services alongside personalized client portfolio management.

Glenn Morris is a CFP® professional with 28 years of industry experience, currently serving at Morris Wealth Management, a firm he has led since 2013. He is also licensed as a life insurance agent, involved in assessing client needs for insurance products. Morris Wealth Management provides discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans, including acting as a 3(38) investment manager for ERISA plans. The firm tailors investment programs to client goals and risk tolerance, conducting regular account reviews and offering both discretionary and client-approved trading options.

Nicholas Boero is a financial advisor with Rubicon Advisors, holding a Series 66 designation and four years of industry experience. He has worked at Rubicon Advisors since 2018 and is also affiliated with LPL Financial LLC. Prior to his advisory roles, he was employed at C R Motors from 2014 to 2018. Rubicon Advisors serves individual and high-net-worth clients across the U.S., providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach involves tailored asset allocation and portfolio construction based on clients’ goals and risk tolerance, utilizing a range of investment vehicles and LPL-sponsored programs.

Eric Bates is a financial advisor with Rubicon Advisors in Roseville, CA, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has worked at Rubicon Advisors and LPL Financial since 2017, with prior roles at Wells Fargo Clearing Services and Wells Fargo Advisors. Outside of his advisory work, he operates Eric Bates Advisory Incorporated, a business entity established for tax and investment purposes. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach is based on client goals and risk tolerance, with tailored asset allocation and portfolio construction that may include a variety of securities and LPL-sponsored programs.

Brian Stephens is a financial advisor with Rubicon Advisors in Redding, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Rubicon Advisors and LPL Financial since 2016 and previously spent five years at Edward Jones. Rubicon Advisors serves individual and high-net-worth clients across the U.S., providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment process involves tailored asset allocation and portfolio construction, utilizing a range of investment vehicles and LPL-sponsored programs.

Mark Motell is a financial advisor with Rubicon Advisors in Roseville, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Rubicon Advisors and affiliated with LPL Financial since 2015. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach emphasizes tailored asset allocation and portfolio construction based on clients’ goals and risk tolerance, utilizing a variety of investment vehicles and LPL-sponsored programs.

Kevin Crandell is a financial advisor at Rubicon Advisors in Redding, CA, holding a Series 66 designation with five years of industry experience. His prior roles include positions at LPL Financial, Pine Brook Wealth Management, and Edward Jones. Outside of advisory work, he is the owner of Upward Junk Removal, a business unrelated to investment activities. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm emphasizes tailored asset allocation and portfolio construction, utilizing a broad range of investment vehicles and LPL-sponsored programs.

John Winn is a financial advisor at Rubicon Advisors with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Rubicon Advisors and LPL Financial since 2017, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing Services. Outside of advising, he serves as a board member for Ducks Unlimited, a nonprofit organization. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach involves tailored asset allocation and portfolio construction based on clients’ goals and risk tolerance, utilizing a range of investment vehicles and LPL-sponsored programs. Several advisors at the firm are Certified Public Accountants, offering integrated tax and investment services.

Steven Boero is a financial advisor with Rubicon Advisors, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has been with Rubicon Advisors since 2015 and has also worked with LPL Financial since 2006. Outside of his advisory work, Boero is involved in a family ranching and guiding business and co-owns a hunting-related venture. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach emphasizes tailored asset allocation and portfolio construction, incorporating a variety of securities and strategies, with ongoing monitoring and rebalancing.

Michael Bereznak is a financial advisor at Rubicon Advisors with Series 66 registration and one year of experience in the industry. Prior to joining Rubicon Advisors, he worked at LPL Financial and has experience in home construction and retail furniture sales. Rubicon Advisors serves individual and high-net-worth clients across the U.S., providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment process includes tailored asset allocation and portfolio construction, with ongoing monitoring and rebalancing across a range of investment vehicles.

Brian Russell is a financial advisor with Rubicon Advisors in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Rubicon Advisors since 2015 and also maintains a relationship with LPL Financial dating back to 2012. Outside of advisory services, Russell is involved in selling life, health, long-term care, disability insurance, and fixed annuities. Rubicon Advisors serves individual and high-net-worth clients nationwide, offering portfolio management, financial and estate planning, retirement planning, and employer retirement plan consulting. The firm’s investment approach includes tailored asset allocation and portfolio construction, utilizing a range of securities and LPL-sponsored programs, with several advisors holding CPA designations to integrate tax and investment services.

Terall Blalock Sr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes leadership roles at Mitchell & Blalock Diversified Financial Services, Inc., and ownership of Papa Terall's BBQ Catering, a catering business serving medium to large events. He is also involved in Medicaid consulting through the Financial Aid Center for Long Term Care and co-owns Blalock Insurance. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, financial planning, and retirement-plan advisory services, utilizing model portfolios, third-party sub-advisers, and custom strategies with both discretionary and non-discretionary management options.