Sean Morgan is a financial advisor with Spelts Wealth Management, Inc., holding a Series 65 credential and one year of industry experience. He has worked at Spelts Wealth Management since 2024 and previously spent four years with InvestorKeep. Morgan also serves as an adjunct professor at California State University, Chico, a position he has held since 2005, and is a board member of Column National Association. Spelts Wealth Management provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary and non-discretionary portfolio management, ERISA plan consulting, and operates its own wrap fee program, employing a range of investment strategies including fundamental and technical analysis, options, and alternative investments.

Justin Waller is a CFP® and holds a Series 66 license, with 25 years of experience in the financial services industry. He is the sole advisor at Waller Financial Coaching, an independent firm he has led since 2014. Waller serves on the board of the Marshall Family Foundation as a volunteer. Waller Financial Coaching is a California-registered independent advisory firm providing discretionary investment management, comprehensive financial planning, and ancillary services including tax preparation. The firm serves individuals, corporate entities, and pension/profit-sharing plans, managing approximately $73 million in discretionary assets through a combination of passive and active investment strategies.

Randall Stone is the principal of Randall Stone Financial and holds a Series 66 designation with 18 years of industry experience. He has worked at Bean Counting Firm, Inc. since 2022 and founded Randall Stone Financial in 2007. Outside of his financial advisory work, he serves as an adjunct professor and is involved in real estate development as a director of development for a separate business entity. Randall Stone Financial provides investment consulting, portfolio management, financial and estate planning, real estate investment advisory, and tax-preparation services to pooled investment vehicles, institutional investors, charitable institutions, and select individuals. The firm employs cyclical, fundamental, and technical analysis with strategic and tactical asset allocation tailored to client objectives, while also maintaining a registered tax-preparation practice and offering real estate development advisory.

Justin Liska is the sole advisor at JML Investments LLC, an independent advisory firm based in Chico, CA. He holds a Series 65 designation and has six years of industry experience, including five years as a self-employed professional prior to founding JML Investments in 2019. Outside of advisory work, he manages a residential duplex property. JML Investments LLC provides investment consulting services primarily to individual clients with smaller investable balances, offering one-time portfolio analyses and ongoing consulting without managing assets or taking custody. The firm uses a value-oriented fundamental approach combined with technical analysis, focusing on long-term value stocks, large-cap index funds, ETFs, and diversified holdings, while leaving trade execution decisions to clients.

Michael O'Donnell is a CFP® with 22 years of industry experience. He is the managing member of The O'Donnell Group and has worked at Chico Wealth LLC since 2012. He previously worked at Purshe Kaplan Sterling Investments from 2012 to 2018. O'Donnell serves on the board of the Enloe Foundation, assisting with hospital fundraising activities. The O'Donnell Group provides discretionary investment supervisory services and financial planning primarily for high-net-worth individuals and pension/retirement plans. The firm’s investment approach is based on Modern Portfolio Theory and factor-based analysis, managing accounts on a discretionary basis with quarterly reviews and a focus on long-term strategies.

Gannon Agnew is a financial advisor at Murray Financial Services, Inc. based in Chico, CA. He holds a Series 65 designation and has been with the firm since 2023. Outside of his advisory role, he has experience working with Almendra Winery & Distillery and has been involved with educational institutions including UC Berkeley and local schools. Murray Financial Services provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, corporations, non-profits, and employee benefit plans. The firm emphasizes asset allocation using mutual funds, primarily Dimensional Funds, and manages accounts on a discretionary basis with a focus on tax-efficient strategies.

Kevin Murray is a financial advisor with Murray Financial Services, Inc. in Chico, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked with LPL Financial, LLC since 2006 and founded Murray Financial Services in 2015. Outside his advisory work, he is a licensed insurance agent involved in selling fixed insurance products including life, long-term care, and term insurance. Murray Financial Services provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, corporations, non-profits, and employee benefit plans. The firm emphasizes asset allocation using primarily Dimensional Funds mutual funds and manages accounts on a discretionary basis with a focus on tax-efficient strategies and regular rebalancing.

Ryan O'Donnell is a CFP® professional with 20 years of experience in financial advising. He is affiliated with The O'Donnell Group in Chico, CA, where he has worked since 2009, and also has a role as an independent insurance agent for various companies. His prior experience includes positions at Chico Wealth, LLC and Cambridge Investment Research Advisors, INC. The O'Donnell Group provides discretionary investment supervisory services and financial planning primarily for high-net-worth individuals and pension/retirement plans. The firm employs an investment approach based on Modern Portfolio Theory and factor-based analysis, managing accounts on a discretionary basis with regular portfolio reviews.

Steven Cliadakis is a CFP® with 13 years of industry experience and is a partner at Altum Wealth Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments and First Allied Advisory Services. He serves as a volunteer instructor and curriculum committee member at the Osher Lifelong Learning Institute at CSU, Chico. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a tailored fiduciary approach combining fundamental analysis, modern portfolio theory, and multiple asset-allocation techniques, with regular use of options and derivatives in portfolio management.

Miste Cliadakis is a financial advisor with Altum Wealth Advisors in Chico, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Altum Wealth Advisors in 2019, Cliadakis worked at Purshe Kaplan Sterling Investments and First Allied Advisory Services. Outside of financial advising, Cliadakis volunteers as an instructor with the Osher Lifelong Learning Institute at CSU Chico and founded the North Valley Women’s Network. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and businesses, utilizing a tailored fiduciary approach that incorporates fundamental analysis, modern portfolio theory, and multiple asset allocation techniques. The firm manages portfolios including stocks, bonds, ETFs, options, and other securities, and offers financial planning and retirement plan consulting.

Joseph Sweeney is a CFP® with 15 years of industry experience, currently serving as an advisor at Sweeney & Michel, LLC. He previously worked at Cetera Advisor Networks LLC and is a silent partner in Fight Forward Kickboxing, LLC. He also holds a vice chair position with the Enloe Hospital Foundation golf tournament committee. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach focused on fundamental analysis and strategic asset allocation, managing approximately $626 million in assets through a compact advisory team.

Katie Junk is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding a Series 65 designation and five years of industry experience. She has worked at Sweeney & Michel since 2018 and previously spent six years at Sierra Central Credit Union. In addition to her advisory role, she is an insurance agent specializing in non-commissionable term life and disability insurance sales. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach with strategic asset allocation and manages a substantial asset base through a compact advisory team.

Renee Michel is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. She has worked at Sweeney & Michel since 2016 and previously with Cetera Advisor Networks. Outside of her advisory role, she serves as president of North Valley California Women for Ag, a nonprofit organization, and is a community advisory board member for the Salvation Army in Chico. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach utilizing fundamental analysis and strategic asset allocation across multiple investment vehicles, managing approximately $626 million in assets through a compact advisory team.

Jana Lockhart is a financial advisor with Wealthcare Advisory Partners LLC in Chico, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She previously worked at Crown Capital Securities, LP and NorCal Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts and estates, retirement plans, charitable organizations, and businesses. The firm combines goals-based planning supported by proprietary software with an evidence-based investment framework to construct long-term portfolios that include a range of investment options and access to alternative investments.

Guerdon Ely is a CFP® and ChFC® with 23 years of experience in financial advising. He has been with Integrated Advisors Network LLC since 2017 and has owned Ely Prudent Portfolios, LLC since 2006. Integrated Advisors Network is a multi-team investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm offers portfolio management, financial planning, and access to third-party managers, employing a mix of fundamental and quantitative approaches alongside risk-profile frameworks to manage client portfolios.

Anna Nelson is a financial advisor at Integrated Advisors Network LLC with 19 years of industry experience. She holds a Series 65 designation and has worked at Integrated Advisors Network since 2017, as well as Ely Prudent Portfolios, LLC since 2011. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, including options and hedging strategies, and frequently utilizes third-party sub-adviser platforms like Envestnet while offering discretionary and non-discretionary investment management and financial planning services.

Derek Hastings is a CFP® with 39 years of industry experience, currently serving at Inspire Advisors, LLC since 2019. His prior experience includes roles at The Wealth Consulting Group and LPL Financial. Outside of his advisory work, he has authored a fiction novel. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing through proprietary tools and employs a variety of investment strategies, including model portfolios and affiliated proprietary ETFs.

Christopher Hoxie is a financial advisor with Regal Investment Advisors LLC in Chico, CA, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior work includes roles at Regulus Financial Group, Bankers Life Securities, and ProEquities. Outside of advisory work, he is also an insurance agent with American Senior Benefits, focusing on insurance and fixed annuity sales. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management services to independent advisers and subadvisors, serving a diverse client base including individuals, charitable organizations, and businesses. The firm offers proprietary and third-party model strategies with discretionary implementation and rebalancing handled by Regal.

Timothy Murphy is a financial advisor with Valic Financial Advisors in Chico, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked at Valic Financial Advisors since 2011 and also has experience with Financial Concepts, Inc. and Agia. Outside of his advisory role, he is an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and other wrap programs.

Joseph Eckles Jr. is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His prior work includes roles at Proequities, Inc. and Bankers Life entities since 2015. In addition to advisory services, he is also an insurance agent appointed to sell Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment approach.