Hardik Patel is the principal of Trusted Path Wealth Management, LLC in Santa Rosa, CA. He holds a Series 65 designation and began his advisory career in 2025. Prior to founding his firm, he worked as a lead software engineer at Williams-Sonoma Inc., where he continues to hold that role. He also serves as a board member of Catholic Charities of Northwest California. Trusted Path Wealth Management provides discretionary investment management and comprehensive financial planning primarily to individual and high-net-worth clients. The firm employs a blend of passive and active investment vehicles guided by modern portfolio theory and offers financial planning services on both a project and ongoing basis.

Daniel Peterson is a CFP® with 32 years of industry experience and has been with Northbay Financial Group, Inc. since 2003. He is the president and CEO of North Bay Financial Group, which provides income tax preparation services through its subsidiary Express Income Tax Services. Northbay Advisors is an independent firm serving individuals, trusts, estates, charitable organizations, and small businesses with personalized financial planning and investment management. The firm combines advisory services with an affiliated tax-preparation practice, offering clients integrated tax and planning coordination.

Harry Licursi is the principal advisor at Harry Licursi Tax & Retirement Planning in Santa Rosa, CA, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has led his independent firm since 2004. The firm offers personalized investment advisory and portfolio management services to individuals, trusts, foundations, corporations, and retirement plans, emphasizing tax-efficient strategies, diversified asset allocation, and risk management. It combines fee-based advisory services with insurance product sales, including fixed annuities, and provides pension consulting and IRS representation as part of its comprehensive financial planning approach.

Robert Gemmer is a CFP® professional with 47 years of experience in financial and investment planning. He has operated as a self-employed advisor since 1979 and currently leads his independent firm, Gemmer, Robert Arden, based in Healdsburg, CA. He is also licensed as a life, health, and disability insurance agent. His firm provides financial planning and portfolio management primarily to individual clients, as well as trusts, employer-sponsored retirement plans, and self-employed business retirement accounts. Investment recommendations are tailored to each client’s objectives and risk profile, with diversified asset allocation and discretionary management implemented through third-party custodians.

Brian Corr is the principal of The Wheeler Corr Group, LLC in Santa Rosa, CA, holding a Series 65 credential and having entered the financial advisory industry in 2025. Prior to founding his firm, he worked in aerospace engineering roles at SpaceX and Blue Origin. He also partners in a tax preparation business, Wheeler/Corr Tax Solutions. The Wheeler Corr Group provides asset management, project-based financial planning, and in-house tax preparation services for individuals and high-net-worth clients. The firm employs fundamental and technical analysis along with modern portfolio theory in managing accounts separately, with periodic reviews at least annually.

Thomas Drake is the sole advisor at Integritas Semper, LLC in Windsor, CA, holding Series 63 and Series 66 licenses with 27 years of industry experience. He has led Integritas Semper since 2010 and is also involved in insurance sales as an agent. Outside of financial advising, he co-owns a home rental business with his spouse. Integritas Semper provides discretionary investment supervisory services to individuals, trusts, estates, charitable organizations, corporations, and municipal entities. The firm employs asset allocation, fundamental and technical analysis, and both long- and short-term trading strategies, with a diverse range of permissible investments including derivatives, which is uncommon among independent advisers.

Stephen Bossio is the sole advisor at Magnum Financial in Sonoma, CA, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has been with Magnum Financial since 2009. Outside of advising, he consults to charter schools in California and is a licensed insurance agent, spending a portion of his time on insurance-related business. Magnum Financial is an independent advisory firm offering discretionary portfolio management and financial planning to individuals and institutional clients, including 401(k) plans and pension funds. The firm focuses on asset allocation and diversification, combining strategic and technical analysis to manage portfolios and provides ongoing planning and regular reviews.

Kenneth Perine is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Meritage Wealth Advisory, LLC in Santa Rosa, CA. He has led the firm since 2008. Outside of advisory services, he is involved with DSBC Transition Corp, a holding company for commercial rental property. Meritage Wealth Advisory provides comprehensive financial planning and investment supervision to individuals, families, trusts, estates, and related entities, with additional retirement plan consulting services. The firm’s investment strategy follows Modern Portfolio Theory, emphasizing global diversification through low-cost index funds, mutual funds, and ETFs, and generally offers non-discretionary advice without taking custody of client assets.

James Hague is a financial advisor at Janian Investment Advisers, LLC in Santa Rosa, CA, holding a Series 65 designation with 13 years of industry experience. He has been with Janian Investment Advisers since 2012. Janian Investment Advisers provides discretionary portfolio management and financial planning primarily for individual investors and related entities such as trusts and charitable or business-controlled accounts. The firm employs a bottom-up fundamental analysis approach combined with a portfolio-level risk framework, utilizing strategies that include third-party fund menus, bond-benchmarked allocations, and both hedged and unhedged equity selection, with the use of derivatives and hedging techniques as part of its investment process.

Michele Berson is the sole advisor at Berson Money Management in Santa Rosa, CA, holding Series 63 and Series 65 licenses with 16 years of industry experience. She has led her independent firm since 2012, focusing on personalized investment management and financial planning. Berson Money Management serves primarily individual clients while also working with corporate and pension or profit-sharing plan sponsors. The firm offers tailored portfolios using a mix of fundamental and technical analysis, incorporates third-party sub-advisors, and provides specialized services such as pension consulting and employer plan sponsor support under ERISA fiduciary standards.

Amy Pearl is a CFP® professional at Acorn Financial Planning, an independent firm where she has worked since 2013. She holds a Series 65 license and has 15 years of experience in the financial industry. Based in Santa Rosa, CA, Pearl operates as the sole advisor at her firm. Acorn Financial Planning serves individuals, high-net-worth clients, trusts, and estates across California and other states, providing comprehensive financial planning and discretionary portfolio management. The firm’s investment approach is based on academic research and Modern Portfolio Theory, emphasizing diversification, tax awareness, low-cost mutual funds, and periodic rebalancing with a mainly long-term focus.

Raymond Gadbois is a CFP® and Series 65 credentialed advisor with 19 years of industry experience. He has been the sole advisor at Index Financial Advisors LLC since 2006. In addition to his work at the firm, he provides accounting, administrative, and consulting services to a family office and related entities through his sole proprietorship, Ray Gadbois Consulting. Index Financial Advisors offers investment management, personal financial planning, and project-based financial consulting to individuals, families, trusts, and estates. The firm employs a long-term, passive investment approach focused on asset allocation and low-cost index funds, managing client assets on a non-discretionary basis with written recommendations and client-directed execution.

Geoffrey Tompkins is a financial advisor with Slater Tompkins Legacy, LLC, holding a Series 65 credential and over one year of experience in the industry. His prior work includes nearly three decades at Redwood Orthopaedic Surgery Associates and a year at the Terry College of Business at the University of Georgia. Slater-Tompkins Legacy, LLC is a fee-only advisory firm offering comprehensive financial planning and non-discretionary portfolio management to individuals and families. The firm uses a goals-based planning approach that includes retirement projections, cash flow analysis, tax coordination, and asset allocation guidance, while clients retain final decision-making authority.

Ray Meadows is a CFA® charterholder with 23 years of industry experience. He has been the sole advisor at Berkeley Investment Advisors since 2002. Meadows is also a licensed California real-estate broker and may represent clients in property transactions. Berkeley Investment Advisors is an independent, state-registered firm managing approximately $18.7 million for about 25 clients, primarily high-net-worth individuals as well as some institutional and corporate accounts. The firm employs a fundamental value analysis approach with risk-tailored portfolios across multiple strategies, utilizing ETFs, closed-end funds, REITs, and, in some cases, borrowing and derivative instruments.

David Meucci is a CFP® professional with 29 years of experience in the financial industry. He is the sole advisor at Phase Change Wealth Management LLC, where he has worked since 2025. His prior experience includes roles at Western International Securities, Inc. and Financial West Group, spanning nearly two decades. Phase Change Wealth Management LLC provides investment management and project-based financial planning to individuals, high-net-worth clients, and corporate or business clients. The firm combines passive and active investment strategies based on modern portfolio theory and offers both asset-based portfolio management and hourly billing for limited-scope planning.

Melissa Imhaus is the sole advisor at Imhaus Investment Advisors, an independent firm based in Windsor, CA. She holds a Series 66 designation and has 20 years of industry experience, including 19 years leading her current firm. Imhaus Investment Advisors provides discretionary portfolio management and advisory services to individuals, high-net-worth clients, and business entities. The firm develops client-specific Investment Policy Statements and employs a combination of fundamental, cyclical, and momentum analysis alongside an asset-allocation model to guide investment decisions.

Patrick Scott is the sole advisor at Scott & Associates Investment Advisory Services in St. Helena, CA, holding a Series 65 designation with 26 years of industry experience. He is also the owner of Scott & Associates CPA, a firm providing accounting and tax preparation services primarily to small businesses and individuals. Scott divides his professional time between his advisory and accounting practices. Scott & Associates Investment Advisory Services offers discretionary investment management to individuals, trusts, estates, and charitable organizations. The firm develops personalized investment policies and employs fundamental analysis, using both long-term and shorter-term strategies tailored to clients’ objectives, risk tolerance, and tax considerations.

Eric Schuler is the principal advisor at Schuler Capital Management LLC in Sonoma, CA, holding a Series 65 designation with seven years of industry experience. He founded Schuler Capital Management in 2017 after working at Elevate Industries from 2015 to 2017. Schuler Capital Management LLC provides discretionary portfolio management primarily for high-net-worth and ultra-high-net-worth individuals and family trusts. The firm focuses on U.S. equities alongside a range of other investments and employs a proprietary risk model to guide portfolio allocations, including the systematic use of long-dated derivatives and a published subscription periodical offering market commentary.

John Kamola is a CFP® professional with 22 years of industry experience. He has been the principal of JW Financial Advisors, LLC since 2007 and also maintains insurance licenses, actively working in insurance services. His prior experience includes roles at Castleworth Insurance & Financial Services, LLC, and Soward Insurance Services. JW Financial Advisors, LLC provides investment advisory and financial planning services to individual clients, managing approximately $12.45 million across about 24 client relationships. The firm offers tailored investment strategies documented in Investment Policy Statements and conducts quarterly account reviews, operating with a small client roster and a focus on both discretionary and non-discretionary portfolio management.

Kevin Swad is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Swad Wealth Management LLC in Santa Rosa, CA. He previously worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, holding various roles from 2013 to 2022. Outside of financial advising, he is involved in real estate property management in Indianapolis. Swad Wealth Management provides financial planning, investment management, and ERISA services to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $61.9 million across about 36 client relationships, employing a mix of fundamental and quantitative analysis through discretionary model portfolios and custom allocations.