James Ward is a CFP® and holds a Series 66 license with four years of experience in financial advising. He is the principal of J Ward Financial, an independent firm based in Morgan Hill, CA. In addition to his financial advisory work, Ward is an attorney specializing in estate planning and elder law and owns businesses in real estate and insurance. J Ward Financial provides discretionary investment management and financial planning primarily to high-net-worth individuals, families, and their trusts. The firm’s investment approach emphasizes asset allocation based on a comprehensive risk analysis and employs third-party platforms and advisers to manage client portfolios.

Edward Rodden is a financial advisor at Disciplined Growth Capital, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Central Coast Partners, 3 Factor Indexing, and Silicon Valley Consulting. Rodden is also the owner of Central Coast Partners, a business consulting firm. Disciplined Growth Capital provides ongoing portfolio management primarily to individuals and high-net-worth clients, tailoring Investment Policy Statements to client goals, time horizon, and risk tolerance. The firm uses a combination of fundamental analysis and modern portfolio theory with a long-term trading orientation across a variety of asset classes.

Brenda Friederich is a CFP®-certified financial advisor with 21 years of industry experience. She is the sole advisor at Abundit Wealth in San Jose, CA, and has worked previously with Mariner Independent Advisor Network and RNP Advisory Services. In addition to her advisory work, she is a licensed insurance agent in California and has been involved in insurance sales since 2003. Abundit Wealth provides financial planning, discretionary portfolio management, and wealth management services primarily to individual clients and pension or employee benefit plans. The firm constructs broadly diversified, long-term portfolios using institutional mutual funds and ETFs, employing a small- and value-tilt approach, and offers pension consulting and participant-level advice under ERISA.

Michael Garber is a CFP® with eight years of industry experience and the principal of Michael Garber Financial Planning, an independent advisory firm. He has worked at Keysight Technologies, Inc. since 2014 in an internal organizational consultant role focused on sales skills development. Michael Garber Financial Planning serves individuals and families through a fee-only, independent model offering comprehensive financial planning, investment consulting, tax preparation, estate-plan review, risk management, and small-business planning. The firm emphasizes a long-term, cost-minimizing investment approach using passive vehicles and operates on a retainer- and project-based fee structure without discretionary trading authority or acceptance of commissions.

Michael Zaplitny is a CFP® professional with 28 years of experience, serving as the sole advisor at Fireside Financial Planning, Inc. in San Jose, CA since 1997. He is also the president and sole employee of Fireside Tax Consulting, Inc., where he prepares tax returns and provides tax-related services. Fireside Financial Planning offers written financial plans and both discretionary and non-discretionary portfolio management for individuals, trusts, small businesses, and institutional clients such as corporate pension and profit-sharing plans. The firm emphasizes long-term investment strategies using mutual funds, ETFs/ETNs, and also provides pension consulting services.

Todd Smith is a financial advisor at Silicon Valley Wealth Management Solutions, Inc. in San Jose, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with his current firm since 2012. In addition to advisory services, he works as an insurance agent, assisting clients with life and health insurance as well as annuities. Silicon Valley Wealth Management Solutions is an independent registered investment adviser that provides asset management, pension consulting, and financial planning to individuals, trusts, pension and profit-sharing plans, and corporate entities. The firm focuses on non-discretionary portfolio supervision and pension consulting, serving a broad client base including high-net-worth individuals and plan sponsors.

Vaishali Desai is a Series 65 credentialed advisor with Desai Wealth LLC in San Jose, CA. She has one year of experience in investment management and previously worked at Genentech, eMarketingOperations, and Cisco. Outside of her advisory role, she teaches Pilates on a part-time basis. Desai Wealth LLC provides discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, endowments, foundations, and government entities. The firm emphasizes fundamental analysis with a long-term investment approach and offers a range of retirement-plan services, including fiduciary consulting and ERISA-related support.

Larry Behage is a CFP® with eight years of experience in financial advising. He is the principal of Behage Financial, an independent firm based in Campbell, CA. In addition to his advisory work, he operates a tax preparation business during the first part of the year. Behage Financial provides investment management and financial planning services to individuals, small businesses, and high-net-worth clients. The firm focuses on long-term investment strategies using mutual fund asset-management programs and conducts portfolio reviews at least quarterly, primarily managing accounts on a non-discretionary basis.

Daniel Mc Court is a financial advisor at Financial Planning Associates with Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Financial Planning Associates since 1985 and previously operated Surf City Coffee Co., Inc. for 17 years. Mc Court is also a practicing Enrolled Agent, offering tax preparation and advice as part of a separate business. Financial Planning Associates provides financial planning and referral services to individual and small business clients, focusing on developing client Risk Profiles and recommending third-party investment managers rather than managing assets directly.

Charles Stermetz is a CFP® with seven years of industry experience, currently serving as the sole advisor at EquityFTW. His prior roles include positions at Moss Adams and Blue Barn Wealth, as well as teaching engagements at Utah Valley University. EquityFTW is an independent firm providing fee-only financial planning and consulting to individuals, corporations, and businesses. The firm offers written financial plans and advice across various areas, including retirement, tax, estate, cash-flow, business planning, and equity-compensation analysis, focusing on planning and coordination rather than asset management.

Jane Kelley is a CFP® professional with 43 years of experience in financial advising. She operates her own firm, Jane C. Kelley, and has held prior roles at Royal Alliance and OSAIC Wealth. Her work includes providing personal financial planning consultations through a sole proprietorship. Jane C. Kelley offers financial planning and consulting services to individuals, small-business owners, and heirs on an hourly, non-discretionary basis. The firm focuses on long-term planning with an emphasis on cash management, tax, retirement, education funding, and estate planning.

Marialisa Caruso is a financial advisor at Caruso Family Financial Advisors (CFFA) LLC in San Jose, CA, with five years of industry experience. She holds the Series 65 designation and has been with CFFA since 2020. Outside of her advisory role, she works as a model and actress with Halvorson Model Management and serves as a front desk and bridal consultant at Trudys Brides and Special Occasions. Caruso Family Financial Advisors provides portfolio management and pension consulting to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm manages approximately $15.4 million across about 50 client accounts, using a combination of fundamental, quantitative, technical, and modern portfolio theory analyses to guide discretionary asset allocation and offers performance-based fee arrangements for qualified clients.

Anthony Caruso is a financial advisor at Caruso Family Financial Advisors (CFFA) LLC in San Jose, CA, with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Lightpath Capital, Inc. and Whitehall-Parker Securities, Inc. since 2019. Caruso serves as CEO and Chief Compliance Officer of CFFA. Caruso Family Financial Advisors provides portfolio management and pension consulting services to individuals, pension plans, charitable organizations, and businesses. The firm manages approximately $15.4 million across 50 client accounts, employing a mix of fundamental, quantitative, technical, and modern portfolio theory analyses with discretionary management and monthly reviews.

Jared Elson is a Series 65 licensed advisor with 15 years of industry experience. He is currently with Authentikos Wealth Advisory LLC and has previously worked at Regent Wealth Advisory, Global Financial Private Capital, and Regent Financial & Insurance Services. Outside of his advisory role, he is an owner and agent at Authentikos Financial & Insurance Services, where he manages life insurance, annuities, and long-term care insurance sales and business operations. Authentikos Wealth Advisory LLC is an SEC-registered investment adviser serving individuals, retirement accounts, trusts, estates, and select corporate and employee benefit plans. The firm offers discretionary portfolio management, financial planning, and third-party manager oversight, utilizing a range of investment instruments and model portfolio solutions tailored to client objectives and risk tolerance.

Philip Nisonger is a financial advisor at Safe Money Inc. with 50 years of industry experience. He holds a Series 63 designation and previously worked at CommonWealth Financial Network for 14 years and HD Vest Investment Services for one year. Outside of advisory work, he is the owner and sole proprietor of Anomalous Business Systems Inc., providing tax preparation and real estate agent services. Safe Money Inc. offers personalized investment programs and ongoing portfolio management for individual and high-net-worth clients, utilizing a combination of fundamental and quantitative analysis with regular portfolio monitoring. The firm provides discretionary management and constructs plans tailored to each client’s goals, time horizon, tax considerations, and risk tolerance.

David Faulk is a CFP® and Series 65-registered advisor with 20 years of industry experience. He is the principal at Montage Financial Advisors, where he has worked since 2020, and he also serves as president of Montage Tax, a separate tax preparation and planning firm. Prior to founding Montage Financial Advisors, he was with Johanson Financial Advisors, Inc. for five years. Montage Financial Advisors provides discretionary portfolio management and project-based financial planning for individual and high-net-worth clients. The firm employs a primarily passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of index mutual funds and ETFs, and coordinates closely with clients’ tax and legal professionals.

Christine Mason is a financial advisor at Authentikos Wealth Advisory LLC with seven years of industry experience. She holds a Series 65 designation and previously worked at Regent Wealth Management from 2013 to 2021. Mason is also an agent with Authentikos Financial and Insurance Services, LLC, where she is involved in the sale of commissionable insurance products. Authentikos Wealth Advisory LLC serves individual clients, retirement accounts, trusts, estates, and select corporate and employee benefit plans. The firm offers discretionary portfolio management, written financial planning, and third-party money manager oversight, using a range of investment instruments and model portfolio solutions tailored to client objectives.

Christopher Thomas is a CFP® with 25 years of industry experience, currently serving as an advisor at Align Wealth Management, LLC since 2022. He previously worked at LPL Financial LLC and Vantage Wealth Management LLC. Thomas is also the sole owner of Thomas & Company, CPA, a San Jose-based CPA firm. Align Wealth Management serves individual and high-net-worth clients by providing portfolio management, financial planning, and pension/401(k) consulting. The firm employs a multi-method investment approach and utilizes third-party platforms and managers to deliver customized advisory services.

Gael Knight is a financial advisor at Knight and Company Wealth Advisors, LLC with 16 years of industry experience. He holds the PFS™ designation and Series 65 license. In addition to his advisory role, he is a CPA and operates The Gael Knight Company Certified Public Accountants, Inc., providing a full range of accounting services including tax preparation. Knight and Company Wealth Advisors offers investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and businesses. The firm employs an asset-class, passive investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios primarily composed of passively managed mutual funds and ETFs.

Adam Roberts is a CFP® with six years of industry experience, currently serving as an advisor at Potentia Wealth. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, and academic appointments at San Jose State University and Fresno City College. He is also licensed to sell fixed insurance products. Potentia Wealth offers discretionary portfolio management, financial planning, and selection-of-other-advisor services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm customizes portfolios based on client objectives and risk tolerance, employs a variety of analytical methods, and emphasizes minimizing fees and tax impacts while utilizing LPL platforms for implementation.