Christopher Lindsay is the sole advisor at CBL Wealth Management, an independent firm based in Hesperia, CA. He holds a Series 66 designation and has 20 years of industry experience, including seven years at Starfox Financial Services LLC prior to founding his current firm in 2017. Outside of his advisory work, he operates an online shaving soap business, manufacturing and selling products under the CBLsoap.com brand. CBL Wealth Management serves individuals, trusts, corporations, and pension/profit-sharing plans, offering discretionary asset management, financial planning, and consulting. The firm employs both fundamental and technical analysis with tactical asset-allocation adjustments, providing quarterly or more frequent reviews and educational seminars for clients and the broader community.

Saul Perez is a financial advisor at Portfolio Medics, LLC with Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Revamp Financial, Guardian Life Insurance, and Northwestern Mutual. Outside of his advisory work, Mr. Perez operates as an independent insurance agent and mortgage broker through Revamp Financial, providing insurance and mortgage services. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for about 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals, offering a range of investment management, financial planning, and consulting services with strategic and tactical approaches.

Daniel Lamb is a financial advisor with First Advisors National, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors since 2015 and has operated as a self-employed financial professional since 2009. Outside of advising, Lamb serves as a trustee for VFW Post 2924 and treasurer for High Desert Marines, both nonprofit organizations, and works as an independent insurance agent. First Advisors National manages discretionary assets for individual and high-net-worth clients, focusing on third-party money manager selection and a combination of tactical and strategic investment approaches. The firm provides investment management, retirement plan consulting, and advice on individual securities, ETFs, and mutual funds.

Alisha Gillette is a financial advisor with Eagle Strategies (NY Life) based in Manhattan, Kansas, holding Series 63 and Series 65 licenses with nine years of industry experience. She has worked with NYLIFE Securities LLC and New York Life Insurance Company since 2015 and operates Sparrow Financial and Insurance Services, a business that sells New York Life products and brokers non-registered insurance products. Eagle Strategies LLC serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm emphasizes client-directed solutions using third-party managers and model portfolios, supported by its affiliation with New York Life.

Carlos Leon is a financial advisor with Empower Advisory Group in Victorville, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its planning, serving a large participant base with a model that includes proprietary plan lineups and optional managed account solutions.

Joshua Weygandt is a financial advisor with Empower Advisory Group who holds Series 63 and Series 65 credentials and has 15 years of industry experience. His career includes positions at GWFS Equities, AltaOne Credit Union, LPL Financial, Allstate Insurance Company, and VALIC Financial Advisors. He serves as a Council Member at Large for Trinity Lutheran Church, participating in leadership decisions outside of business hours. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Reed Montgomery is a financial advisor at PlanMember Securities Corporation with 26 years of industry experience. He holds a Series 63 designation and has worked with firms including Highmark Administration and Consulting, Ca Tax Team, and his own Montgomery Financial & Insurance Services, which he owns. Montgomery also provides tax preparation services through Ca Tax Team. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education and support services for plan sponsors and participants.

Thomas Riding is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Independent Financial Group since 2012. Outside of his advisory role, he serves as a board member for the Victor Valley College Foundation and is an assistant wrestling coach at Victor Valley College. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

Joseph Jaramillo is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at PlanMember Securities Corporation and operated Jaramillo Financial & Insurance Services, where he serves as Vice President and financial advisor. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary and offering investment options through asset allocation portfolios. The firm uses a strategic asset allocation approach with risk-based mutual fund portfolios and supports plan sponsors and participants through education and personalized planning.

David Doran is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones in Apple Valley, CA. He has been with Edward Jones since 2013 and has held positions at Indiana University - East and the Kiwanis Club of Apple Valley. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory services, including managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Brian Moore is a financial advisor with Primerica Advisors in Apple Valley, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2006. In addition to his advisory role, he is involved in the sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm’s approach includes curating third-party asset managers and utilizing a tiered wrap fee structure.

Francisco Catalan is a CFP® and holds a Series 66 designation with seven years of industry experience. He has worked at Fidelity Investments since 2025 and previously held roles at Merrill and Bank of America. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Angel Espino is a financial advisor at Raymond James Financial with six years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years. Outside of his advisory role, he is involved in community engagement activities including coordinating projects for Bear Valley Country Club and participating with the local Chamber of Commerce and St. Mary’s Hospital. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, using a variety of implementation options and supported by extensive firm research and an affiliate network.

John Ali is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. His career includes roles at J.P. Morgan Securities and JP Morgan Chase Bank since 2016, as well as prior experience at Farmers Financial Solutions and Farmers Insurance. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michelle Rickard is a financial advisor at Merrill with 28 years at the firm and holds a Series 66 designation. She has three years of industry experience. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and custody services. The firm provides multiple investment program strategies governed by a CIO and platform oversight, with a focus on tax-efficient services and deep integration with Bank of America affiliates.

Bryanna Gleason is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and nine years of industry experience. Her prior work includes roles at CUNA Brokerage Services, Inc., Alaska USA FCU, Cetera Investment Services, and East West Bank. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a variety of advisory and brokerage services supported by an in-house research team and a broad platform that includes model portfolios, third-party asset management, and both advisory and brokerage solutions.

Ursuline Azul is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 designations and has worked at various J.P. Morgan entities since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Nicholas Holmes is a financial advisor at Edward Jones with 21 years of industry experience. He has held Series 63 and Series 66 designations and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, and manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors.

Pablo Martinez is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He previously worked at Wells Fargo Bank N.A. before joining Merrill and Bank of America in 2020. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm offers multiple investment program strategies with both client and advisor discretion, supported by oversight from its Chief Investment Office and integration with Bank of America’s broader banking and capital markets platform.

Tom Canchola is a financial advisor with Raymond James Financial in Victorville, CA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Raymond James since 2001 and has also operated as a self-employed insurance agent and owner of a seasonal personal income tax preparation business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to develop tailored recommendations while maintaining client decision authority.

John Doran is a financial advisor with Edward Jones in Apple Valley, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers investment advisory services through both discretionary and non-discretionary strategies, supported by a nationwide network of more than 23,700 advisors and 15,100 branch offices.

Christian Van Laack is a financial advisor at Edward Jones with two years of industry experience. He holds Series 63 and Series 66 designations and previously worked at U.S. Bank for four years. Van Laack is involved as a managing member of a family trust tax strategy business in Apple Valley, CA. Edward Jones is a full-service wealth management firm serving both individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Streit is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Mass Mutual Investors Services since 2013 and has been associated with MassMutual Life Insurance Company since 2010. Outside of his advisory role, Streit is a partner and business manager of Lost Cuban 2Go, a Cuban sandwich shop offering delivery and pickup services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

Joseph Berg is a financial advisor at Edward Jones with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Independent Financial Group, LLC, Capstone Consulting Group, and Berg Tax Service. Berg also has experience working in education with the Apple Valley Unified School District. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Yerel Morales is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017. Outside of his advisory role, he is an owner and partner of North Star Procurement Group, LLC, a small business specializing in government procurement. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Oswaldo Sayon is a financial advisor with LPL Financial in Barstow, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior work includes roles at JP Morgan Securities, JP Morgan Chase Bank, and E-Central Credit Union. He is also involved with Flagstar Wealth Services, a DBA related to his LPL business. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various investment delivery options supported by an in-house research team and combines advisory services with a range of non-advisory financial products.

Denise De La Torre is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill, and Wells Fargo. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Stephen Watts is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LINSCO / Private Ledger Corp, now part of LPL Financial, since 2007. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and a large network of investment adviser representatives.