Grant Knox has been a Financial Advisor since 1994 and holds the following registrations and licenses: General Securities, California Life and Health Insurance, and California Real Estate and Mortgage Lending. A Southern California native, Grant excels at strategies for financial health and wealth that are attainable and effective. He is passionate about helping others achieve financial success and exceed their goals. He is a certified Kingdom Advisor, able to offer counsel on the integration of a Biblical worldview into financial practices. He holds the Certified Plan Fiduciary Designation (CPFA), designating expertise in company retirement plans. He holds a Bachelors degree from Evangel University and a D.Min. from Summit Bible College. Grant lives in La Mesa with his wife, Nicole and their son Noah. He loves to travel, active in his church, is a voracious reader and an avid soccer fan, having played on and managed recreational soccer teams for over 30 years.

Scott Smith is a financial advisor with Conscious Investment Services, LLC in San Diego, CA. He holds Series 63 and Series 65 licenses and has 27 years of industry experience, including seven years at LPL Financial. Smith is also a licensed insurance agent. Conscious Investment Services, LLC provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and other advisers. The firm uses fundamental analysis, modern portfolio theory, and technical analysis to build portfolios aligned with client objectives and risk tolerance, offering a range of services including non-discretionary portfolio management, pension consulting, and participant account management.

Steven Friedman is a CFA® charterholder and holds a Series 63 license with 14 years of industry experience. He has been with Kalo Capital Management, LLC since 2011, where he also serves as Portfolio Manager for affiliated hedge funds. Additionally, he has a minority ownership interest in ABF Enterprises, Inc., and serves as Portfolio Manager for Potomac Partners, LP, a family fund of funds hedge fund. Kalo Capital Management provides discretionary investment management and advisory services to individuals, high-net-worth clients, family offices, hedge funds, and institutional clients. The firm focuses on an emerging-growth equity strategy centered on North American companies and employs fundamental and technical analysis, including derivatives and leverage when appropriate.

Gabriel Kadmiri is an independent financial advisor at Green Harvest Capital Management with three years of industry experience. He holds a Series 65 designation and has operated a screen printing business and a dog walking service alongside his advisory work. Green Harvest provides portfolio management and fee-based financial planning primarily to individual investors, with occasional services for small businesses and non-profits. The firm combines fundamental and technical analysis, utilizing both passive fixed-income and index strategies as well as active investment approaches tailored to client objectives.

Lee Tobey is a financial advisor at Hedgewise with 11 years of industry experience. He holds the Series 65 designation and has been with Hedgewise since 2014. The firm serves individual and institutional clients, offering discretionary portfolio management and developing pooled investment products through a managed-account structure. Hedgewise employs a systematic, research-driven investment process that combines quantitative and fundamental techniques, using ETFs, ETNs, options, and futures with automated rebalancing and tax optimization.

Kyle Tweet is a financial advisor with Tweet Management Services, Inc. in La Mesa, CA. He holds the ChFC® designation and Series 66 license, and has 24 years of industry experience. He has been with Tweet Management Services since 2011. Tweet Management Services is a small registered investment adviser serving individuals, families—including some high-net-worth clients—as well as businesses, charities, and small pension plans. The firm provides comprehensive financial planning and portfolio management using a non-discretionary approach that combines fundamental and technical analysis.

Arden Chan is a financial advisor at Chan, Arden with six years of industry experience. He holds a Series 65 designation and concurrently serves in the United States Navy, a role he has maintained since 1993. His background also includes a medical degree. Chan, Arden is an independent firm that provides investment advisory services primarily to institutional clients such as banking and thrift institutions, sovereign wealth funds, government entities, and charitable organizations. The firm focuses on serving institutional and governmental accounts and employs fee arrangements that do not rely on assets under management.

Rajiv Rebello is the president and chief actuary of Colva Capital LLC, a California-registered investment adviser. He holds Series 63 and Series 65 licenses and has five years of industry experience. Rebello also leads Colva Insurance Services and Colva Actuarial Services, where he provides actuarial consulting and insurance services. Colva Capital offers discretionary investment management, financial planning, and tax-efficient estate-planning services primarily for high-net-worth individuals and entities. The firm focuses on tailored, separately managed accounts with an emphasis on tax-aware structures and employs a rigorous investment process including manager due diligence and investment-committee reviews.

David Thomas is the principal of David Thomas, CPA, Esq., PC, holding a Series 65 designation and combining legal and accounting expertise. He has been active in tax and estate planning since 2016 and joined Gradient Capital Advisors, LLC for one year before establishing his current firm. Outside of investment advisory work, he operates a small tax and estate planning practice with several employees. David Thomas, CPA, Esq., PC provides discretionary and non-discretionary asset management along with financial planning and consultation services to individuals and high-net-worth clients. The firm integrates fundamental and cyclical analysis in its investment approach and offers an affiliated tax, legal, and accounting practice.

Christopher Russell is a CFP® and Series 65-registered financial advisor with 10 years of industry experience. He has been with Tempus Pecunia since 2019 and previously worked at GreenGrowth CPAs and Pure Financial Advisors, Inc. Outside of his advisory role, he serves as President of 1789 West, a business consulting firm for small and mid-size companies. Tempus Pecunia is an independent investment adviser managing approximately $18.8 million for a small client base. The firm offers tailored portfolio management and financial planning services to individuals, charitable organizations, corporations, and employer plan sponsors, with a focus on passive, low-cost portfolios and employee benefit plan consulting.

Avelino Cortina is the sole advisor at AC3 Capital, an independent firm based in La Jolla, CA. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Cortina has led AC3 Capital since 2011. AC3 Capital provides wrap asset management and standalone financial planning primarily to high-net-worth individuals, trusts, estates, and charitable organizations. The firm manages portfolios mainly on a non-discretionary basis, combining technical, cyclical, and fundamental analysis within its investment approach.

Jay Liao is a CFA® charterholder and holds a Series 66 license, with 15 years of experience in the financial industry. He has been the principal advisor at Mandala Wealth Management, LLC since 2016 and previously worked at Portfolio Monkey from 2008 to 2017. Based in San Diego, CA, he leads the firm as its sole advisor. Mandala Wealth Management provides comprehensive portfolio management services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, corporations, and other business entities. The firm employs a range of investment strategies including fundamental, technical, and quantitative analysis, and offers both discretionary and non-discretionary management across various asset classes, with regular portfolio reviews and rebalancing.

Barbara Norman is a CFP® professional with 26 years of industry experience, operating independently through her firm Sage Path Solutions in San Diego, CA. Her prior work includes managing her own sole proprietorship and operating under various business names related to Sage Path Solutions since 2014. She serves on the Scripps Hospital Gift Planning Advisory Council as a volunteer. Sage Path Solutions provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to tailor investment programs under discretionary authority, with ongoing portfolio management and periodic reviews including rebalancing and tax-loss harvesting.

Bradley Gilbert is a financial advisor at Thrive Portfolios with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Delta Companies, LLC and Cresta Advisors. Outside of his advisory role, he provides consulting services related to property management through Delta Companies, LLC. Thrive Portfolios serves individual investors and other registered investment advisers, offering discretionary asset management, financial planning, and sub-advisory services. The firm employs a multi-method investment approach and emphasizes public education through seminars and newsletters.

Siva Kumar is a Series 65-licensed financial advisor with 10 years of industry experience. He is the managing member of Zen Trading LLC, where he has worked since 2018, and he also has been associated with Serene Growth Partners LLC since 2015. Zen Trading LLC provides discretionary portfolio management and ongoing asset supervision primarily to high-net-worth individuals, utilizing a combination of technical, fundamental, and charting analysis. The firm employs diverse strategies including long- and short-term positions, options, short sales, and margin transactions, while tailoring portfolios to individual client needs and conducting periodic account reviews.

Jonathan Luskin is a CFP® with 10 years of industry experience and is the principal of Luskin Financial Planning, an independent advisory firm based in San Diego, CA. His prior roles include positions at Ferri Investment Solutions, Define Financial, LLC, and Advanced Practice Advisors, LLC. He is also the owner of an investment-related online blog and engages in financial writing and consulting. Luskin Financial Planning provides advice-only financial planning services to individuals, families, family offices, retirement plan sponsors, trustees, nonprofit organizations, and other advisers. The firm employs a passive, index-focused investment approach using low-cost mutual funds and ETFs, and offers fixed-fee or hourly services without managing client assets or exercising investment discretion.

Michael Hood is a financial advisor with Hood Financial, LLC in San Diego, CA, holding the ChFC® designation and a Series 65 license. He has 11 years of industry experience, including roles at ARS Investment Advisors, Inc. and Allegis Investment Advisors, LLC. Hood also spends a significant portion of his time as a licensed insurance agent. Hood Financial serves individual and high-net-worth clients by providing discretionary investment management and comprehensive financial planning through its "Complete Sherpa Experience" platform. The firm employs a primarily passive investment strategy using diversified, asset-class-weighted portfolios with index mutual funds and ETFs, and incorporates portfolio audits, risk scoring, and periodic reviews into its process.

Thomas Murphy is a CFP®-certified financial advisor with 30 years of industry experience. He has operated T.M. Murphy Investment Management, Inc. since 1992 in San Diego, CA. T.M. Murphy Investment Management provides discretionary portfolio management primarily for individual investors and some small-company retirement plans, managing approximately $33.3 million across 143 accounts. The firm focuses on no-load mutual funds and diversified portfolios tailored to clients’ asset-allocation goals and risk tolerances, with selective use of individual stocks or ETFs, and offers optional hourly financial planning services.

Chester Holliday is a CFP®-credentialed financial advisor with nine years of industry experience. He is the sole advisor at Elite Wealth Management, LLC, an independent firm he has been with since 2021. Prior to that, he worked at Andina Capital Management, LLC and Morgan Stanley. Elite Wealth Management provides tailored investment management and comprehensive financial planning primarily to households, trustees, high-net-worth individuals, and employer plan sponsors. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to build individualized portfolios, offering both active and passive strategies along with employee benefit plan services and educational seminars.

Mark Barker is the principal of Legion Capital Management, LLC, an independent investment advisory firm based in San Diego, CA. He holds a Series 65 designation and has 17 years of industry experience. Barker has been self-employed since 1997. Legion Capital Management serves individual investors and family trusts, with a focus on retirement-plan participants including 401(k) plans and IRAs. The firm utilizes a combination of technical research and fundamental analysis within an adaptive asset-allocation model to manage market cycles and prioritize principal preservation.