Claireese Baggao is a financial advisor at Layline Financial with six years of industry experience. She holds a Series 65 designation and has worked at Wells Fargo Capital Management, Taddei Ludwig & Associates, and Brio Financial Group prior to joining Layline Financial. Layline Financial is an independent firm that provides fee-only financial planning and discretionary portfolio management for individuals, high-net-worth clients, small business owners, and a diverse range of other client types. The firm uses a Modern Portfolio Theory framework with ETFs, strategic factor tilts, and direct indexing, offering both ongoing and project-based services primarily delivered remotely.

Sara Cooper is the sole advisor at Cooper Capital, Inc. in Sandpoint, Idaho, with 20 years of industry experience and a Series 66 designation. She has led Cooper Capital since 2005 and was previously involved with Bend Beer Garden, LLC from 2021 to 2023. Outside of advising, she engages in freelance writing and manages two non-investment-related businesses, Bowden Holdings LLC and Pivo Peaks Alehouse LLC. Cooper Capital provides discretionary investment management and retirement-account advice primarily to individuals and high-net-worth clients, with occasional corporate clients. The firm emphasizes customized portfolio construction, focusing on high-grade fixed income and mortgage-backed securities, and allows clients to impose written investment restrictions.

Brad Williams is a financial advisor with Williams and Schiller Wealth Management, LLC, holding the PFS™ designation and Series 65 license, with 18 years of industry experience. He is also a Certified Public Accountant and a principal at Williams & Parsons, P.C. CPAs, where he has worked for over 30 years. Williams and Schiller Wealth Management provides investment management and comprehensive financial planning to individuals, business owners, qualified retirement plans, and select institutional or nonprofit accounts. Their investment approach is long-term and asset-class focused, utilizing diversified portfolios often implemented with no-load mutual funds, ETFs, and tax-aware strategies, supported by integrated accounting and tax services through their affiliated CPA firm.

Jeff Bynum is a financial advisor at Coho Advisory Services, LLC with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Park Avenue Securities and Guardian Life Insurance Company. Bynum is the founder of Huntfund, an app designed to help users automate savings toward hunting budgets, with a planned launch in late 2024. Coho Advisory Services serves individual and high-net-worth clients with portfolio management, financial planning, and retirement-plan consulting. The firm uses a core passive allocation supplemented by tactical active adjustments and provides both discretionary and non-discretionary management, utilizing the AssetMark platform to access third-party managers.

Mark Jensen is a financial advisor with Gradient Advisors, LLC in Sandpoint, Idaho, holding a Series 65 credential and nine years of industry experience. He has served in the Army National Guard and works concurrently with Legacy Global Financial Group. Outside of his advisory role, Jensen is active as a real estate agent with Remax In Action. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The firm supports a large network of advisors, delivering tailored portfolio services primarily on a non-discretionary basis and utilizing a combination of fundamental, technical, and cyclical analysis.

Benjamin Warren is a CFP® professional with 20 years of industry experience, currently serving as an advisor at Clear Creek Financial Management, LLC since 2014. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he has ownership in Clear Creek RE Holdings, which manages the firm's office building. Clear Creek Financial Management serves individuals, including high-net-worth clients, trusts, pension and profit-sharing plans, other investment advisers, and business entities. The firm offers asset management, financial planning, consulting, and algorithm-driven research through its Helios Quantitative Research service, emphasizing continuous, individualized portfolio construction and a mix of fundamental, technical, and cyclical analysis.

Darin Hayes is a financial advisor with D.A. Davidson & Co. in Sandpoint, Idaho, holding a Series 66 designation and 20 years of industry experience. He has been with D.A. Davidson since 2005. Outside of advising, Hayes is involved in publishing and marketing several books through his businesses Munny Journey, LLC, Darin Hayes d/b/a Beer Money, and Let’s Save America, and he serves as a precinct committeeman for the Kootenai County Republican Central Committee. D.A. Davidson & Co. provides investment advisory and brokerage services to individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm offers a range of services including ERISA retirement plan advisory, wrap fee programs, equity research, comprehensive financial planning, and a private wealth program for high-net-worth clients.

James Zuberbuhler is a Series 66-licensed financial advisor with D.A. Davidson & Co. in Sandpoint, Idaho, where he has worked for 18 years. He serves as Chair of the Board of Trustees for Forrest Bird Charter School and holds board roles with several local nonprofit organizations, including Long Bridge Swim and Kaniksu Land Trust. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers fiduciary advisory services, comprehensive financial planning, and a Private Wealth program for high-net-worth clients, while also acting as a municipal advisor and qualified custodian.

Daniel Hanson is a financial advisor with D.A. Davidson & Co. in Sandpoint, Idaho, holding a Series 66 credential and nine years of industry experience. He has served on several local non-profit and municipal boards, including roles as Treasurer for Bonner Community Housing Agency and Vice-Chairman of Friends of Stidwell. Hanson also holds leadership positions as President of the Whiskey Jack Owners Association and Board Member of the Kootenai Ponderay Sewer District. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm operates under the Advisers Act fiduciary standard and offers specialized services in retirement plan advisory, comprehensive financial planning, and private wealth management for high-net-worth clients.

Nancy Hadley is a CFP® with 25 years of industry experience, serving as a financial advisor at D.A. Davidson & Co. since 2001. She has involvement in nonprofit conservation organizations, including serving as finance chair for the Rocky Mountain Elk Foundation and as treasurer on the board of Hunt to Conserve, Inc. Additionally, she manages workforce housing projects and residential real estate development in Sandpoint, ID. D.A. Davidson & Co. provides investment advisory and brokerage services to individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm offers a range of services including ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Candice Nelson is a financial advisor with D.A. Davidson & Co. in Sandpoint, ID, holding a Series 66 designation and 21 years of industry experience. She has been with D.A. Davidson & Co. since 2006. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards, offering services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth.

Norman Ettinger is a financial advisor with Principal Financial Services in Sandpoint, ID, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been associated with Principal Securities Inc. since 1996 and Principal Life Insurance Co. since 1995. Outside of his advisory role, he is a co-owner of a real estate rental property. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Matthew Mire is a financial advisor with D.A. Davidson & Co. in Sandpoint, Idaho. He holds a Series 66 designation and has seven years of industry experience, including 13 years at Mountain West Bank prior to joining D.A. Davidson in 2018. Mire owns a small investment-related business outside of his advisory role. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers a range of services such as ERISA plan advisory, financial planning, equity research, and a private wealth program for high-net-worth clients.

Leo Schmeltzer is a Series 66 credentialed financial advisor at D.A. Davidson & Co. with three years of experience at the firm. Prior to joining D.A. Davidson, he worked for eight years at Kodiak Aircraft Company. D.A. Davidson & Co. provides investment advisory and brokerage services to a variety of clients, including employer-sponsored retirement plans, individuals, charitable organizations, and corporate clients. The firm offers comprehensive financial planning and specialized retirement plan advisory services under a fiduciary standard.

Timothy Fry is a financial advisor at Eagle Strategies (NY Life) with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at New York Life Insurance Company, NYLIFE Securities LLC, Bradley Insurance, Alternative CPA & Consulting, and Frydaho. He serves as Treasurer for the Sandpoint Kiwanis, a volunteer organization focused on community and youth service. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions using third-party managers and model portfolios, and operates as an indirect subsidiary of New York Life.

Scott Tally is a financial advisor with Eagle Strategies (NY Life) based in Woodland Park, CO, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been associated with Eagle Strategies since 2011 and Legacy Financial Group, Ltd since 2012. Outside of advisory work, he owns and operates Insurance Edge, LLC, which focuses on health insurance commissions. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, managing approximately $25.4 billion in regulatory assets as of 2024.

Cassandra Robinson is a financial advisor at D.A. Davidson & Co. with eight years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Wells Fargo for six years. Robinson serves as a board member and secretary of the Sandpoint Renaissance Association, a nonprofit organization in Sandpoint, Idaho. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative investment analyses.

Andrew Lee is a financial advisor with Money Concepts Capital Corp in Dover, ID, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Money Concepts since 1995 and also owns Tax Wise 1031 USA, where he provides tax planning education and consulting related to real estate tax codes. Additionally, he serves as an officer on a board of directors and owns a consulting business, Intelligent Real Estate Integration, Inc. Money Concepts Advisory Service (MCAS) offers portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm manages assets through a variety of programs, employing model portfolios and third-party sub-advisers, and serves approximately 14,700 clients across the enterprise.

Kenneth Wood is a CFP® professional at Edward Jones with 15 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Robin Mcgeorge is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various divisions of Morgan Stanley since 2013. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Alyse Ehrmantrout is a financial advisor at Edward Jones with nine years of industry experience. She holds the CFP® certification and Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Jamie Endicott is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to joining Cetera, Endicott worked at Northwestern Mutual Investment Services LLC and Wells Fargo Bank, NA. Endicott also serves as a retirement plan specialist with Anderson, Foe, Kent, Madsen & Associates, LLC, providing qualified plan consulting and participant education. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan solutions, and access to third-party money managers, supported by a combination of advisor-managed accounts and firm-sponsored model portfolios.

Charity Hegel is a financial advisor with Edward Jones, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2019 and previously worked at Litehouse, Inc. for twelve years. Hegel serves as a board member for the Sandpoint Community Resource Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, supported by its extensive retail advisor and branch footprint.

David Reseska is a Series 63 licensed financial advisor with Edward Jones in Sandpoint, Idaho, where he has worked since 1999, totaling 27 years of industry experience. Outside of his advisory role, he serves as president of Bluegate Nordic LLC, a nonprofit organization that grooms ski trails to provide free cross-country skiing access to the community. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment solutions, including discretionary and non-discretionary managed strategies, separately managed accounts, and affiliated mutual funds. The firm has a large nationwide network of advisors and branch offices, manages over $1 trillion in assets, and offers various services including tax-efficient portfolio management and proxy voting for client securities.

Caleb Bowman is a financial advisor at Edward Jones with 11 years of industry experience. He has been with Edward Jones since 2014 and holds the Series 66 designation. Outside of his advisory role, he is involved with a family limited partnership that manages inherited timber land. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Keri Hill is a financial advisor at Edward Jones in Sandpoint, ID, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, Hill worked at Pure Water Partners and M&T Bank. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Ryan Lester is a financial advisor with Edward Jones in Sandpoint, Idaho, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies and affiliated investment products through a large network of financial advisors and branch offices nationwide.

Ronald Denova is a financial advisor with Ameriprise in Sandpoint, Idaho, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at LPL Financial and National Planning Corporation. Denova serves on the Investment Committee of the Innovia Foundation and is involved with Heritage Wealth Advisors LLC. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary recommendations through a centralized consulting team.

Johann Schneider is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. He has worked at several Cetera-affiliated entities since 2021 and spent 18 years at Russell Investments prior to that. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities within its broad advisory platform.

Kenneth Kovalchuk is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and has prior work experience with companies including Encoder Products Company and Amazon. Kovalchuk also serves as a Retirement Plan Specialist with Financial Solutions Group. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that provides advisory and brokerage services to a broad client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of investment programs and tools, supporting thousands of advisors and managing approximately $200 billion in assets.