John Nau is a financial advisor with The Legacy Collaborative, Inc. in San Antonio, TX, holding a Series 63 designation and over 40 years of industry experience. He has been with The Legacy Collaborative since 1997 and is also affiliated with World Equity Group since 2015. Outside of his advisory role, Nau serves as co-trustee of a special needs trust and is involved in several insurance-related enterprises, including serving on the board of a life insurance producer group. The Legacy Collaborative is a small, fee-based advisory firm serving primarily high-net-worth individuals, corporations, and various types of trusts and charitable organizations. The firm focuses on financial planning and portfolio management, often assisting clients in selecting professional portfolio managers rather than managing discretionary accounts directly.

Bryan Stanley is a Series 65-licensed advisor at Definitive Advisor Group, LLC with experience spanning roles at Rackspace Technology, Capital Venture Collective LLC, and Amazon, Inc. He has also been involved in entrepreneurial ventures including Stanley&Co. Mobile Wash and Detail. Definitive Advisor Group provides non-discretionary investment advisory and financial planning services to individuals, charitable organizations, small businesses, estates, and trusts. The firm emphasizes capital preservation and goal-oriented planning, using both fundamental and technical analysis, and offers written financial plans through subscription or hourly engagements.

Garrick Ruiz is a financial advisor with Aquifer Asset Management, LLC in San Antonio, TX. He holds the ChFC® designation and has 16 years of industry experience. His prior work includes roles at Carolina Financial Securities, LLC, Sendero Wealth Management, LLC, and USAA Investment Management Company. Ruiz is also licensed as a General Lines insurance agent in Texas. Aquifer Asset Management, LLC provides discretionary portfolio management services to individuals and high-net-worth clients, using a combination of fundamental, technical, charting, and cyclical analysis and implementing both long-term and short-term trading strategies across mutual funds, ETFs, equities, and bonds. The firm operates with a single adviser and maintains client-directed custodians without aggregating trades or participating in wrap fee programs.

Anthony Vasquez is a financial advisor at Avora Wealth LLC in San Antonio, TX, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Reliance Financial Partners. He is also a licensed insurance professional. Avora Wealth LLC is a registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and businesses. The firm offers discretionary portfolio management and financial planning, employing a primarily long-term investment approach using ETFs, stocks, and bonds.

Hello, I'm Tess Downing. I am the founder and lead financial advisor of Complete View Financial LLC, a fee-only financial planning firm serving individuals and families who are either retired or nearing retirement. We are retirement-focused and specialize in planning and collaborating with retirees to make the most of their financial journey. We want to partner with you in your journey by helping you set financial goals and empowering you with the financial knowledge you need for success through transparent and honest guidance. Our mission is to provide clients with peace of mind regarding their financial picture so they are able to focus on the things that matter most to them. Since our inception, we have spent numerous hours collaborating with those preparing for retirement and current retirees to better understand the true concerns, aspirations, and desires that lie ahead for late adulthood. I have been named to the Investment News list of “40 Under 40” which features the best professionals among the financial advice industry’s up-and-comers. I have also been repeatedly recognized in Northern Virginia Magazine’s list of Top Financial Advisors. I earned my Master of Business Administration degree from Texas Tech University. I also graduated magna cum laude with a Bachelor of Science in Personal Financial Planning from TTU. Before founding Complete View Financial, I worked in the fee-only financial planning and investment management industry with highly reputable firms on the East Coast. On a personal note, when I am not working with clients, I am with my family, my husband and two daughters. We have our hands full and typically have busy weekends with swim parties, ballet, family visits, and movie nights. We love to travel and are now hoping to pass on that passion to our children. When I do manage to escape for a night, I enjoy trying the best new restaurants which then necessitates being a body pump fanatic at my local gym.

Kyle Martin is a CERTIFIED FINANCIAL PLANNER™ professional with 17 years of industry experience. He is the sole advisor at Kapela and has previously worked at OASIS Wealth Advisors, Mutual Advisors, Horace Mann Companies, and WFG Advisors. In addition to his advisory work, he owns an insurance agency that sells property, casualty, and life insurance. Kapela provides advisory services to individuals, retirement and profit-sharing plans, corporations, and charitable organizations. The firm emphasizes capital preservation, risk management, and goal-based financial planning, incorporating traditional investments alongside cryptocurrency and digital-asset management.

Zachary Willie is a financial advisor at Oakridge Financial Planning LLC in San Antonio, TX. He holds a Series 65 designation and has one year of industry experience. Prior to founding Oakridge Financial Planning in 2025, his work history includes roles at Lithia Motors Inc and various other positions outside the financial advisory field. Oakridge Financial Planning LLC provides personalized financial planning and investment advisory services to individuals, families, small businesses, other business entities, and trusts. The firm offers non-discretionary portfolio management tailored to client goals and reviews accounts monthly and financial plans annually.

Juan Garrido Zevallos is an advisor at B365Invest LLC with Series 65 and Series 66 designations and one year of industry experience. His prior roles include positions at Fidelity Investments, Texas Christian University, and Investall, Inc. He is based in San Antonio, TX. B365Invest LLC provides investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines passive and active strategies with a long-term orientation and may incorporate ESG approaches upon client request, routinely recommending and monitoring independent Outside Managers as part of its practice.

Bryce Chandler is the sole advisor at Bentwood Investment Advisory in San Antonio, TX, holding a Series 65 designation with three years of industry experience. He has been the owner and practicing dentist at Chandler Dental Center since 2000 and serves as a volunteer board member for the San Antonio Academy of General Dentistry. Bentwood Investment Advisory provides portfolio management and financial planning services primarily to individual and high-net-worth clients, emphasizing equity exposure along with diversified investment strategies. The firm manages approximately $42 million for a small client base, conducting quarterly account reviews and utilizing a combination of fundamental, quantitative, and technical analysis.

Michael Wright is a financial advisor at Kehlet Capital Management, LLC in San Antonio, TX, holding a Series 65 designation with eight years of industry experience. Prior to founding Kehlet Capital Management in 2016, he worked at Bares Capital Management from 2013 to 2016. Kehlet Capital Management provides discretionary portfolio management to individuals, high-net-worth clients, and institutions, focusing on portfolio construction and asset selection tailored to clients’ goals and risk tolerance. The firm emphasizes fundamental analysis and long-term trading in a concentrated portfolio of domestic micro-cap equities.

Steven Parker is a CFA® charterholder with 13 years of industry experience. He has been with Cypress Wealth Advisors, LLC since 2012. Outside of his advisory role, he owns Parker Capital Holdings LLC, which holds an office condominium in Shavano Park, TX. Cypress Wealth Advisors serves primarily high-net-worth individuals and business entities, offering discretionary portfolio management and financial planning tailored to clients’ goals and risk tolerances. The firm employs a mix of fundamental, technical, charting, and cyclical analysis, utilizing both long- and short-term trading as well as options strategies while managing client assets internally.

Hayden Brown is a financial advisor at H.B. Brown Financial Advising, LLC with one year of industry experience. He holds a Series 65 designation and has prior experience at Titleist Asset Management, LLC, as well as a background in real estate with Keller Williams Legacy. Brown maintains an active real estate license. H.B. Brown Financial Advising, LLC provides discretionary portfolio management and financial planning services for individuals, business entities, and institutional accounts. The firm uses a variety of analytical methods and investment strategies, preparing customized Investment Policy Statements for clients and generally acting as a fiduciary for retirement accounts.

Nicholas Colonna is a CFA charterholder and the sole advisor at Lime Rock Investment Management Company, Inc. He has three years of industry experience, including roles at Victory Capital and USAA Investment Management Company. His background is focused on trading and quantitative risk management, with expertise in fixed-income instruments and structured products. Lime Rock Investment Management provides discretionary investment management primarily to individuals and limited liability companies, overseeing approximately $9.0 million across about 25 client accounts. The firm emphasizes strategic asset allocation through mutual funds, ETFs, domestic equities, and fixed income, with portfolios reviewed quarterly and tailored to client objectives.

Lemuel Mayberry is the sole advisor at Lemuel James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has managed his independent advisory firm since 2009. Lemuel James Financial provides fee-based investment advisory and financial planning services to individuals and institutional clients, including pension and profit-sharing plans, trusts, and corporate entities. The firm employs a tactical allocation approach using fundamental and cyclical analysis to manage discretionary portfolios and offers specialized pension consulting and qualified retirement-plan services.

Mauricio Sanchez is a financial advisor at Portafolio Capital Management in San Antonio, TX, with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Martin Capital Advisors, LLP and JPMorgan Securities LLC. Outside of finance, he is the founder and Chief of Strategy at GuruPresario LLC, a consulting firm that helps small business owners develop marketing and strategic skills. Portafolio Capital Management provides discretionary portfolio management and financial planning primarily for high-net-worth individuals, families, trusts, charitable organizations, endowments, and businesses. The firm employs a top-down, asset-allocation approach with a focus on sector analysis and offers several investment strategies including a proprietary Tactical Sector Rotational strategy.

Dantonio Fowler is a financial advisor at Conceptum Strategies with two years of industry experience. He holds Series 63 and Series 65 designations and has prior experience at Primerica Advisors and the United States Department of Justice. Outside of his advisory role, he manages a social media management company, HIAS Media Management. Conceptum Strategies offers customized advisory services to individuals, families, trusts, foundations, and small businesses, combining discretionary portfolio management with financial and retirement planning, tax-efficient strategies, and ESG investing. The firm employs a mix of fundamental, technical, and quantitative analysis and incorporates strategic asset allocation, tactical adjustments, tax-loss harvesting, and ESG integration to align portfolios with client objectives.

Edward Benson is the sole advisor at Edward Allen Benson, PhD, an independent firm based in San Antonio, TX. He holds a Series 63 designation and has nine years of industry experience, alongside over three decades of professional work under his name since 1992. Benson's firm focuses on fee-only investment advice and portfolio management for a small roster of individual clients and trustees. The firm emphasizes fundamental research with a long-term buy-and-hold strategy, managing accounts on a limited-discretion basis while clients retain control over custodial brokerages.

Lynda Paul is a CFP® professional with 28 years of experience in financial advising. She has worked at Sound Money Management, Inc. since 2010 and previously spent 18 years at the Retirement Planning Center of Northern IL. She is also a non-practicing CPA and an independent insurance broker. Sound Money Management, Inc. provides financial planning, investment advisement, and administration services primarily to individuals, families, trusts, estates, and family businesses. The firm operates mainly as a solicitor for third-party turnkey asset management programs, focusing on goal-based, strategic asset allocation models and coordinating implementation through these programs.

Nam Phan is the principal of Phan Capital and holds a Series 65 designation with six years of industry experience. He has worked at Phan Capital Management, LLC since 2019 and concurrently serves as an advanced clinical pharmacist at Methodist Hospital South, a role he has held since 2017. Phan Capital provides comprehensive wealth management, discretionary portfolio management, and financial planning services to individual clients and certain businesses. The firm’s investment approach emphasizes diversified allocations using mutual funds and ETFs, tailoring strategies to each client and managing accounts on a discretionary basis.

Dmitry Steesy is the sole advisor at Bravo Zulu Capital Management in San Antonio, TX, holding a Series 65 credential with several years of professional experience. His background includes service in the U.S. Navy from 2012 to 2020 and entrepreneurial roles at Steesy Group LLC and Steesy Fire Protection LLC. Bravo Zulu Capital Management provides investment management and advisory services to individuals, high-net-worth individuals, and families, focusing on strategic asset allocation through a core-and-satellite approach that combines passive index exposures with selective active strategies and global diversification. The firm emphasizes documented client goals, periodic reviews, and a fee-only compensation model without proxy voting or performance-based fees.