Jennifer Kinkelaar is a financial advisor at Brücke Financial, Inc. with six years of industry experience and holds the Series 65 designation. She has worked at Brücke Financial since 2019 and is also involved with Kinkelaar Financial Services LLC and Simplicity Group. Outside of her advisory role, she is a partner in Birdin' Falls, LLC, a property ownership partnership. Brücke Financial primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, and pension consulting. The firm employs fundamental analysis, modern portfolio theory, and derivative strategies, and frequently allocates assets to third-party subadvisers, including AI-driven and alternative managers.

Richard Hawickhorst is a ChFC® credentialed advisor at Brücke Financial, Inc. with 43 years of industry experience. He previously worked at PRUCO Securities, LLC and The Prudential Insurance Company of America for nearly four decades before joining Brücke Financial in 2018. Brücke Financial serves individual and high-net-worth clients as well as corporations and employee benefit plans, providing portfolio management, financial planning, and pension consulting. The firm employs fundamental analysis and modern portfolio theory, incorporates options and derivative strategies, and frequently allocates assets to third-party subadvisers, including AI-driven and alternative managers.

Luke Doedtman is a CFP® with 14 years of experience in the financial services industry. He has worked at Brucke Financial, Inc. since 2018 and previously held positions at Pruco Securities LLC and The Prudential Insurance Company of America. Outside of his advisory work, Doedtman serves as a trustee for Douglas Township, is a board member of Catholic Charities, and participates in fundraising efforts for St. Michael School. Brücke Financial primarily serves individual and high-net-worth clients, as well as corporations and employee benefit plans, offering portfolio management, financial planning, and pension consulting. The firm uses fundamental analysis and modern portfolio theory, incorporates options and derivatives strategies, and frequently allocates assets to third-party subadvisers, including AI-driven and alternative managers.

Lauren Meinhart is a CFP® professional with three years of industry experience, currently serving as an advisor at Smith, Moore & Co. since 2022. Her prior roles include positions at Midland States Bank and Doehring Winders & Co., as well as involvement with Indiana State University and the Teutopolis Park District. Smith, Moore & Co. advises individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, and investment consulting through a multi-team approach with approximately 50 advisors managing about $2.0 billion in assets. The firm utilizes both advisor-managed accounts and third-party manager arrangements, employing fundamental and technical analysis across a broad range of investment products.

Douglas Schultz is a financial advisor at Smith, Moore & Co. with 30 years of industry experience. He has been with Smith, Moore & Co. since 2009 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is also licensed as an insurance agent, providing insurance services in the same office. Smith, Moore & Co. serves individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, and investment consulting. The firm combines advisor-managed accounts and third-party manager solutions, overseeing approximately $2.0 billion in client assets.

Nathan Schultz is a financial advisor at Smith, Moore & Co. with two years of industry experience. He holds the Series 66 designation and has worked with Smith, Moore since 2021. Outside of finance, Schultz is the CEO of Holy Cow Beef Snacks, a beef snack stick distribution business. Smith, Moore & Co. serves individual, high-net-worth, corporate, and pension clients, offering portfolio management, financial planning, and investment consulting. The firm employs a multi-team approach with about 50 advisors managing approximately $2 billion in assets through both advisor-managed accounts and third-party manager arrangements.

Adam Steppe is a financial advisor at Smith, Moore & Co. in Effingham, IL, holding a Series 66 designation with three years of industry experience. He previously worked at Rush Enterprises for seven years before joining Smith, Moore & Co. in 2022. Smith, Moore & Co. serves individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, investment consulting, and model-portfolio solutions. The firm utilizes both advisor-managed accounts and third-party manager arrangements, with approximately 50 advisors overseeing around $2.0 billion in client assets.

John Perry is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Cornerstone Wealth Management, LLC since 2013. He holds Series 63 and Series 65 licenses and has concurrent registration with LPL Financial. Outside of his advisory role, Perry is involved in local government as a township supervisor and precinct committeeman, and he owns a travel agency and farming operations. Cornerstone Wealth Management serves a broad client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers asset management, financial planning, and retirement consulting through advisor-led discretionary management and various LPL-sponsored programs, employing a tailored investment approach that emphasizes asset allocation, continuous account supervision, and a mix of fundamental, quantitative, and qualitative analysis.

Laura Dill is a financial advisor at Legacy Wealth Management, LLC with 11 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Prior to joining Legacy Wealth Management in 2023, she worked at Wanderwell Consulting, LPL Financial, Cetera Advisor Networks, Goeckner Accounting & Financial Services, and Senior Health Specialties. Legacy Wealth Management is a multi-advisor firm that serves individuals, charitable organizations, and business entities, managing discretionary portfolio management and financial planning through a platform of 35 advisors. The firm offers tailored investment strategies, continuous account monitoring, and access to a broad range of investment options, including the use of third-party money managers and model portfolios.

Mark Niebrugge is a financial advisor at Smith, Moore & Co. with eight years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Smith, Moore & Co. in 2022, he worked at Private Client Services and TAP Consulting, LLC, among other firms. Smith, Moore & Co. serves individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, and investment consulting. The firm employs both advisor-managed accounts and third-party manager arrangements, utilizing a range of investment options including stocks, mutual funds, ETFs, bonds, options, and alternative investments.

Kent Schmidt is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Smith, Moore & Co. since 2009. He holds a Series 63 license and is based in Effingham, Illinois. Smith, Moore & Co. advises individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, investment consulting, and model-portfolio solutions. The firm employs both advisor-managed accounts and third-party manager arrangements, with approximately 50 advisors overseeing about $2 billion in client assets.

Grant Bushue is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Effingham, IL. He holds a Series 66 designation and has 15 years of industry experience, having been with Fifth Third Securities since 2010. Outside of his advisory role, he is involved in technology consulting and real estate management through co-ownership and partnership in local businesses. FIFTH THIRD SECURITIES, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Jocelyn Schultz is a financial advisor at Fifth Third Securities, Inc. with one year of industry experience. She holds the Series 66 designation and previously worked at First Mid Bank and Trust and Northwestern Mutual. Outside of her advisory role, she works as a bartender at A1 Liquors in Effingham, Illinois. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway platform, combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves.

Matthew Beck is a financial advisor with Edward Jones in Effingham, IL, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 advisors and 15,000 branches. The firm operates under a fiduciary standard and provides discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Alec Ring is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. Prior to joining OSAIC in 2023, he worked at SagePoint Financial for 13 years. He serves on the board of Christ's Church, where he also teaches bible studies and bible-based education. OSAIC Wealth, Inc. is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charities. The firm utilizes a range of investment tools and strategies and supports thousands of advisors managing approximately $200 billion in assets.

Devin Aherin is a financial advisor with LPL Financial, holding a Series 66 credential and four years of industry experience. Prior to joining LPL Financial in 2021, he was involved with Aherin Agri-Business, Inc. for six years. He serves as a board member for Bishop Mutual Insurance Company. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Amber Wendt is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and is based in Effingham, IL. Prior to her current role, she has been affiliated with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Lynn Deters is a financial advisor with Edward Jones in Effingham, Illinois, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with Edward Jones since 1996. Outside of her advisory role, Deters is involved in family land partnership activities and owns property used for farming as well as an office building. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies and investment solutions, supported by a large nationwide network of advisors and branch offices.

David Phipps is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Stifel Nicolaus & Co Inc, Cornerstone Wealth Management, and First Neighborhood Bank. Outside of his advisory work, he serves as a City Commissioner for Mattoon, Illinois, and is involved in high school and college basketball officiating. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Jeremy Edwards is a financial advisor with Edward Jones in Effingham, Illinois, holding CFP® and Series 66 credentials and having six years of industry experience. Prior to joining Edward Jones in 2019, he worked in real estate and telecommunications. Outside of his advisory role, he owns and operates a vending machine business servicing multiple routes. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is notable for its extensive advisor and branch network and affiliated financial services.

Davis Tingley is a financial advisor at Osaic with a Series 66 credential and no prior industry experience. His work history includes positions at Ring Financial, Lockton Companies, Extended Travel, Heartland Dental, Midland States Bank, the University of Illinois at Urbana-Champaign, and Effingham St. Anthony Schools. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a technology-driven investment process and offers a wide range of advisory programs and custodial platforms, supporting thousands of advisors and managing approximately $200 billion in assets.

Adam Butts is a financial advisor at Edward Jones in Effingham, IL, holding CFP® and Series 66 credentials with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a network of approximately 23,701 financial advisors nationwide.

Melissa Willenborg is a financial advisor at Raymond James Financial Services Advisors, Inc. with six years of industry experience. She holds Series 65 and Series 66 designations and has worked at Raymond James since 2019. Outside of her advisory role, she provides accounting consulting services to individuals and businesses and is a partner at Erskine Stone & James. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by firm-sponsored programs and institutional consulting, with a distinctive focus on non-discretionary advisory services.

Kurt Strullmyer is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Woodbury Financial Services Inc. for 16 years. He also serves as president of Compass Advisory Group, an independent insurance agency specializing in health insurance in Illinois. OSAIC is a large, SEC-registered investment adviser and FINRA member broker-dealer serving a broad range of clients, including individuals, corporations, and charitable organizations. The firm offers a variety of advisory programs and employs a comprehensive investment process that incorporates asset-allocation planning, portfolio optimization, and access to multiple custodial platforms.

Dwight Erskine II is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He has been associated with Raymond James Financial Services since 1989 and Raymond James Financial since 2009. Outside of his advisory work, he is also an Illinois insurance broker and owner of a support company, Erskine Stone & James. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, with a focus on tailored financial plans developed through risk profiling and firm research, supporting clients primarily in an advisory and implementation role.

Trent Nuxoll is a CFP®-credentialed financial advisor with Edward Jones in Effingham, IL, where he has worked since 2020. He has five years of industry experience and previously spent ten years with Mahomet-Seymour Community School District #3. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Timothy Bradley is a financial advisor with Raymond James Financial Services, Inc. He holds a Series 66 designation and has seven years of industry experience. His prior work includes roles at Midland States Bank, Bank of America, Merrill, JP Morgan Chase, and Morris Hospital and Healthcare Centers. Outside of his advisory role, he is involved with the Grundy County Democratic Central Committee. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, supporting clients through tailored strategies and a broad affiliate network.

Matthew Roedl is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Roedl volunteers with several local nonprofit organizations, including the Effingham County Chamber of Commerce and the Effingham Regional Career Academy. LPL Enterprise provides advisory services through a broad network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning and consulting, access to model wealth portfolios, and third-party asset management programs, supporting a range of securities and insurance products.

Nicole Deters is a financial advisor at Edward Jones in Effingham, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she held positions at Parker Hannifin, Anheuser Busch, and worked in hospitality and education. She is also the owner of a farm property in Montrose, IL, which she rents out without active farming involvement. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Kory Doty is a financial advisor with Cetera, holding Series 65 and Series 66 credentials and 12 years of industry experience. He has worked with Cetera and its affiliates since 2018 and previously was with Woodbury Financial Services. Outside of advisory work, he serves on the board of directors for the Rotary Club of Effingham, Illinois. Cetera Investment Advisers serves a diverse client base, including individuals, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.

Thomas Kingery is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Merrill, B&L Machine and Design, and John Boos & Company. Outside of his advisory work, he is involved with 7N8 Investments, Inc., a business entity for tax and investment purposes. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, with delivery options ranging from financial planning and model portfolios to third-party asset management and participant-directed retirement advice.

Sharon Goeckner is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. Her prior experience includes roles at Cetera Advisor Networks and operating Goeckner Accounting & Financial Services, Inc. She is a notary for the State of Illinois and has a background in tax preparation and accounting. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports a range of investment approaches through its in-house research team and offers both advisory and brokerage solutions tailored to client needs.

Renee Servis is a financial advisor with LPL Financial in Toledo, IL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at LPL Financial since 2018 and previously spent five years at Cetera Advisor Networks LLC. In addition to her advisory role, Renee is involved with First Neighbor Tax & Accounting, a tax preparation and accounting business. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, banks, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings.

Robert Brown is a financial advisor at Edward Jones with 27 years of industry experience, all of which he has spent at the firm since 1998. He holds the Series 63 and Series 65 designations. Outside of his advisory role, Brown serves as a trustee and chairman of the Effingham Water Authority in Effingham, Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of investment strategies and affiliated services under a fiduciary standard.