Frederick Moore is the sole advisor at Palos Wealth Advisors, LLC, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has been with Palos Wealth Advisors since 2010. In addition to his advisory role, Moore is a licensed attorney specializing in estate planning, dedicating about 5% of his time to this practice. Palos Wealth Advisors provides discretionary portfolio management tailored to individuals, high-net-worth clients, and select pension or profit-sharing plans. The firm emphasizes individualized asset allocation using a combination of mutual funds, ETFs, individual securities, and third-party managers, supported by quantitative risk and return analysis and independent performance reporting.

Lyman Howell is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Regal Oak Financial, LLC since 2016. He has also operated as an independent financial consultant under his own name since 2014. Outside of his advisory work, Howell provides consulting to a nonprofit organization developing a business incubator and small loan program for micro-businesses. Regal Oak Financial is an independent advisory firm offering comprehensive financial and investment planning services to individuals, business owners, high-net-worth clients, and nonprofit organizations. The firm emphasizes goal-setting, client-accessible financial plans, and investment strategies focused on low-cost funds, with a particular focus on nonprofit and charitable clients and ongoing client education.

Donald Cuba is a financial advisor at DMC Capital Management Inc with 22 years of industry experience. He holds a Series 66 designation and has worked with AllState Insurance Company and the Chicago Board of Trade since 2004. In addition to his advisory role, he provides technical support at the Chicago Board of Trade. DMC Capital Management Inc offers portfolio management and advisory services primarily for individual and retirement accounts, including IRAs, trusts, and employer retirement plans. The firm serves a small, closed client base and focuses on investor education with a long-term allocation strategy centered on mutual funds, bonds, CDs, and cash equivalents.

Alexander Locker is a CFP® professional with 27 years of experience in financial advisory services. He is the principal of OmniDivitia Wealth Management, Inc., an independent firm based in Flossmoor, IL, and has also operated tax preparation services through OmniDivitia Tax Services, LLC. His work history includes running his own firms since 2009. OmniDivitia Wealth Management provides personalized investment management and financial planning to individuals, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations. The firm employs documented investment policy statements and a combination of fundamental and technical analysis, offering services such as discretionary portfolio management, retirement-plan advisory, and ERISA pension consulting.

Scott Pederson is a financial advisor with Harmony Wealth Management LLC in Crown Point, Indiana. He holds Series 63 and Series 66 licenses and has 29 years of industry experience, including 22 years at Charles Schwab & Co., Inc. and Charles Schwab Bank before founding his current firm in 2019. Harmony Wealth Management is an independent asset management and financial planning firm serving individuals, trusts, corporations, retirement plans, tax-exempt entities, and government clients. The firm emphasizes quantitative portfolio optimization and efficient-frontier analysis in its investment process and offers a distinctive service mix that includes predominantly non-discretionary asset management and educational client workshops.

Renee Collins is a CFP® with 13 years of industry experience, currently serving as the sole advisor at Retire Ready Inc. She has a background that includes roles at the IRS and FGMK, and she is the founder and president of RKC Tax and Financial Services Inc., an accounting firm providing services to a nonprofit organization. Retire Ready Inc. offers comprehensive financial planning to individuals, families, business owners, and clients undergoing divorce, with a focus on cash flow, retirement, tax, estate, risk management, and investment planning. The firm emphasizes a passive investment approach using diversified, low-cost index funds and ETFs, combined with client-specific risk assessment, and provides services through modular planning packages and ongoing management under a fiduciary standard.

Joseph Harowski is a CFP® professional with 21 years of industry experience. He is the sole advisor at Smart Choice Financial Planning, Inc. and has been affiliated with United Planners Financial Services of America since 2004. Smart Choice Financial Planning offers financial planning, retirement and estate consultations, and portfolio monitoring to individuals, families, and small businesses without account minimums. The firm follows a primarily passive, low-cost investment approach and provides services on a project or fixed-fee basis with a fee-only, no-commission structure.

Timothy Okeefe is the principal of O'Keefe & Associates, P.C., an independent investment advisory firm based in Orland Park, IL. He holds Series 63 and Series 65 designations and has 27 years of industry experience, including 25 years at his current firm. In addition to investment advisory services, he maintains a Certified Public Accountant credential and provides accounting, tax advice, and income tax preparation, including IRS representation. O'Keefe & Associates primarily serves individual clients with non-discretionary investment management and periodic financial consulting. The firm follows Modern Portfolio Theory, constructing diversified portfolios that emphasize low-cost index funds and quantitative research tools, and integrates accounting and tax services alongside its investment advisory offerings.

Karen Dowling is a Series 65 licensed financial advisor with nine years of industry experience, currently serving as the principal at Chancellor Financial Services, Inc. in Orland Park, IL. She has held leadership roles in several related businesses, including Dowling Legacy & Retirement, Inc., where she focuses on insurance sales and legacy planning, and she is also CEO of the Dowling Foundation, a nonprofit organization. Chancellor Financial Services, Inc. provides discretionary portfolio management, financial planning, and ongoing financial coaching to individuals, trusts, estates, corporations, and charitable organizations. The firm oversees approximately $26.4 million across 85 client accounts and offers public seminars and structured coaching programs alongside its investment management services.

Douglas Santefort is the owner and president of Santefort Investment Group, LLC, with 21 years of industry experience. He holds a Series 66 designation and previously worked at Madison Avenue Securities, Inc. from 2007 to 2018. Outside of his advisory work, he serves on the board of the Elim Christian Services Foundation. Santefort Investment Group advises individuals, high-net-worth clients, trusts, business entities, and employer-sponsored retirement plans. The firm offers discretionary asset management, retirement-plan consulting as a 3(21) fiduciary, public educational seminars, and sells fixed insurance products, employing a blend of fundamental, technical, charting, and cyclical analysis with support from third-party managers and platforms.

Dennis Gravitt is a financial advisor at Long Run Financial, Ltd. in Frankfort, IL, holding a Series 66 designation with 20 years of industry experience. He has been with Long Run Financial since 2007. Long Run Financial, Ltd. provides discretionary investment management, personal financial planning, and financial coaching to individuals and families, along with employer/employee consulting and 401(k) review services. The firm’s investment approach combines strategic asset allocation with both passive index/ETF exposure and active security selection, managing portfolios on a discretionary basis with ongoing monitoring and tailored planning services.

Rorik Larson is a CFP® with 14 years of industry experience and is the sole advisor at Essential Financial Strategies in Orland Park, IL. He has led the firm since its founding in 2011. In addition to his advisory role, Mr. Larson provides part-time tax preparation services for Lobash and Lobash Accounting and Tax Services during tax season. Essential Financial Strategies is a fee-only independent firm serving individuals and families, particularly middle-income households and those with school-aged children. The firm offers comprehensive financial planning and investment advisory services with a focus on long-term, generally passive investment strategies and integrates tax preparation into its service model.

Xuan Wang is a CFA® charterholder with five years of industry experience. He currently serves as the sole advisor at EN+ Wealth, having previously worked at William Blair and ProManage LLC. EN+ Wealth operates a web-based financial advisory platform focused on underserved communities, particularly young and emerging families and Chinese and Asian individuals in the U.S. The firm combines AI-driven personalized recommendations with human oversight, offering a range of investment and financial planning services through a membership-tiered model.

Gary Bertacchi is a financial advisor with Triex Financial Services, Inc. in Orland Park, IL, holding a Series 66 designation and 21 years of industry experience. He has been with Triex Financial Services since 2011. Outside of his advisory work, he serves as President and CEO of the Cord Vanderpool Private Foundation. Triex Financial Services provides discretionary investment management primarily to individual investors and similar entities such as pension plans, trusts, estates, and charitable organizations. The firm focuses on mutual fund and ETF allocation strategies using technical and quantitative methods, including market-timing and short strategies that are uncommon in its peer group.

Timothy Hammond is the sole advisor at Hammond Investment Management, LLC in Mokena, IL. He holds a Series 65 designation and has 28 years of industry experience. He has worked at Wall & Associates since 2000 and has been an investment advisor under his own name since 1997. Hammond Investment Management provides discretionary investment management and consulting services to pension plans, municipal clients, and individual investors. The firm follows a long-term, low-turnover investment philosophy emphasizing diversification and asset allocation, with a particular focus on institutional and state/municipal clients and fixed-income solutions.

Eudora Adolph is a financial advisor with AverTrust Wealth LLC in Crown Point, IN, holding a Series 66 designation and 18 years of industry experience. She has been with AverTrust Wealth LLC since 2010. In addition to her advisory role, she is involved in the sale of various insurance products through multiple insurance companies. AverTrust Wealth LLC is a woman-owned independent investment adviser serving individuals, small businesses, trusts, and estates, with client focus areas including automotive and technical business owners, retirees, women, and medical professionals. The firm offers fee-based investment supervisory services and financial planning, typically managing accounts on a non-discretionary basis while incorporating technical, fundamental, and cyclical analysis in its investment process.

Paul Tomchaney is the sole advisor at TomChaney Investment Services, Inc. in Orland Park, IL, holding Series 63 and Series 65 designations with 26 years of industry experience. He has led his independent firm since 2005. The firm offers discretionary asset and portfolio management services primarily to individual and high-net-worth clients, managing approximately $30.7 million across 39 accounts. Its investment approach integrates Modern Portfolio Theory with fundamental and technical analysis to create diversified portfolios that include mutual funds, ETFs, equities, fixed income, and options, with portfolios managed on a discretionary basis and tailored to accommodate special client situations.

Arun understands the importance of details specific to each client, which includes tax efficiency, a fulfilling retirement, and legacy planning. He also realizes the importance of a client working with a professional on a consistent basis, rather than speaking to a different person each time the client calls an 800 number for support. As some individuals have an affinity for one sport or hobby over another, Arun has a strong affinity for finance. With 10+ years in wealth management, and another several in other industries prior to graduate school, Arun has a strong interest in financial planning and investing. Aside from his practical experience working directly with clients of all ages and backgrounds, Arun has an MBA in Finance from the University of Wisconsin – Madison. In Madison, he honed his technical skills, and then further developed them by obtaining the Chartered Financial Analyst (CFA) designation, which is considered to be the most rigorous set of exams in the financial industry. Whether looking for a combination of planning and investment management, or just one of those two, Avenue 90 is available to help.

Timothy Quinn is a CFP® professional with 26 years of experience in financial planning. He is the principal of Quinn Financial Planning, LLC, an independent firm he founded in 2009. In addition to his advisory role, he is a partner at GT Tax & Business Services, LLC, where he provides tax advice, planning, and preparation. Quinn Financial Planning serves individuals, trusts, and qualified retirement plans with discretionary investment management and comprehensive financial planning, including retirement, estate, insurance, college, and tax planning. The firm uses a structured, risk-based asset allocation process and offers limited pension consulting focused on investment planning and asset allocation for small businesses.

Edward Grudowski is a financial advisor at Personal Financial Management, Inc. in Orland Park, IL, with 27 years of industry experience. He holds the PFS™ designation and Series 65 license and has been with Personal Financial Management, Inc. since 1997. In addition to his advisory role, he operates an independent accounting practice as a Certified Public Accountant. Personal Financial Management, Inc. provides investment advisory services primarily to individuals, trusts, and estates, focusing on personalized portfolio management and limited-scope investment consulting. The firm develops individualized investment policies based on client goals and risk tolerance and employs fundamental, mutual fund/ETF, and technical analysis in portfolio implementation.