Chad Sapa is the sole advisor at CTS Consulting, LLC, an independent advisory firm based in Dilworth, MN. He holds a Series 65 designation and has 18 years of experience in financial advisory services. In addition to his advisory role, Sapa has served as Chief Financial Officer for Cass County Electric Cooperative, Inc. since 1991. CTS Consulting, LLC provides discretionary portfolio management and focused consulting to individual clients, including both non-high-net-worth and high-net-worth individuals. The firm integrates investment management with accounting and tax-planning services, offering personalized investment policies and a range of strategies tailored to client objectives.

Jerald Hoffner is a financial advisor at Strategic Financial Inc. with 40 years of industry experience. He has held roles at Crown Capital Securities, LP, and has been with Strategic Financial Inc. since 2008. Hoffner is also the owner and insurance agent of Insurance Solutions Inc., a non-investment related insurance agency in Fargo, ND. Strategic Financial Inc. provides portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses Investment Policy Statements to guide discretionary portfolio management and employs a range of investment strategies, including long-term investing, short-term trading, and options writing, managing a higher-than-average client load for an independent firm.

Matthew Breker is a financial advisor at Cultivate Financial in Fargo, ND, with six years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Life Insurance Company, Bank of America, Merrill Lynch, and other firms prior to his current role. Outside of advising, he manages a family farm producing corn and soybeans in Rutland, ND. Cultivate Financial provides tailored investment management and financial planning services to individuals and institutional clients, including retirement plans, trusts, foundations, and profit-sharing plans. The firm employs a strategic asset allocation approach using both active and passive managers, third-party managers, and alternative investments when appropriate, and offers ongoing portfolio supervision and consulting services.

Kacie Schulz is a CFP® professional with 11 years of industry experience, currently serving as the sole advisor at Fortify Financial Group, LLC. Her prior experience includes roles at Keystone Wealth Partners and Bank of America/Merrill Lynch. Fortify Financial Group provides advisory services to individual investors, including high-net-worth individuals, and small businesses, offering portfolio management, comprehensive financial planning, and optional tax preparation. The firm’s investment approach emphasizes long-term strategies based on modern portfolio theory, utilizing mutual funds and ETFs, and combines in-house tax preparation with financial planning and asset management.

Thomas Shockman is the principal advisor at Shockman Financial in Fargo, ND, holding Series 63 and Series 65 licenses with 36 years of industry experience. His prior roles include positions at Advisornet Wealth Management, Cetera Advisor Networks, and International Assets Advisory, LLC. Outside of financial services, he officiates high school football during the fall season. Shockman Financial provides wealth management, personalized financial planning, and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm typically manages discretionary portfolios with a mix of fundamental and technical analysis, offering a distinctive combination of integrated insurance brokerage, options strategies, and third-party account monitoring.

Steven Nelson is a CFA® charterholder with 17 years of industry experience. He has been with Prairiewood Capital, LLC since 2008 and is currently a member of East Valley Capital, LLC, a freight bill factoring business, where he is involved in risk management and accounting. Prairiewood Wealth Management serves individual and high-net-worth clients, focusing on discretionary wealth management that includes financial planning, tax planning, and investment management. The firm follows a long-term, value-oriented investment approach with an emphasis on fundamental analysis and tax efficiency.

Nathan Anderson is a CFP® professional with six years of industry experience, currently serving at Prairiewood Wealth Management since 2019. Prior to joining Prairiewood, he worked five years at Deloitte & Touche LLP. Outside of advising, he is involved in reviewing financials and performance for a passive real estate investment entity. Prairiewood Wealth Management serves individual and high-net-worth clients, focusing on discretionary wealth management that includes financial planning, tax planning, and investment management. The firm employs a long-term, value-oriented investment approach, emphasizing fundamental analysis and tax efficiency, and manages approximately $365 million across a small team of advisors.

Mark Schiller is a CFP® with 18 years of industry experience and serves as a principal at Williams and Schiller Wealth Management, LLC. He has been with the firm since 2007 and is also a Certified Public Accountant at Williams & Schiller, P.C. CPAs. Williams and Schiller Wealth Management provides investment management and comprehensive financial planning services to individuals, business owners, and select institutional clients. The firm employs a long-term, asset-class focused investment approach grounded in Modern Portfolio Theory and integrates accounting and tax expertise through its affiliated CPA firm.

Austin Avery is a financial advisor with Financial Strategies Group in Fargo, ND, holding a Series 66 designation and four years of industry experience. He has worked at multiple firms including Purshe Kaplan Sterling Investments, Aurora Securities, and Secure Asset Management LLC. Avery is also involved in several business ventures, including ownership roles at Classic Asset Management LLC and Avery Wealth Management. Financial Strategies Group advises individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management along with modular financial planning. The firm employs firm-developed model portfolios based on Modern Portfolio Theory and primarily invests in mutual funds and ETFs.

Grant Hartmann is a financial advisor at Retirement Resource Wealth Management, LLC in West Fargo, ND. He holds a Series 65 designation and has been in the industry since 2024, with prior experience including roles at V.C. Insurance Sales, Inc. and as a student at Northern State University and Bemidji State University. Retirement Resource Wealth Management provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm uses managed model portfolios and third-party managers, focusing on fundamental analysis and regular portfolio reviews.

Douglas Schmitz is a financial advisor with Financial Strategies Group in Fargo, ND, holding Series 63, 65, and 66 licenses and 38 years of industry experience. His career includes roles at Classic Holdings LLC, Schmitz Financial Services, and Aurora Securities Inc. Outside of advising, he manages a residential apartment business with his wife. Financial Strategies Group serves individuals, high-net-worth clients, and retirement plans by providing discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement-plan advisory services. The firm employs model portfolios based on Modern Portfolio Theory, primarily investing in mutual funds and ETFs while managing approximately $170 million for around 659 clients.

Jacob Radke is a financial advisor at Fjell Capital with Series 65 and Series 66 credentials and three years of industry experience. He has worked at Fjell Capital since 2021 and also holds roles at Sanctuary Advisors LLC and Sanctuary Securities, Inc. Outside of his advisory work, he undertakes woodworking projects as an independent contractor for Clearwater Creations. Fjell Capital provides investment management and financial planning services to individuals, high-net-worth clients, businesses, non-profits, and qualified retirement plan sponsors. The firm employs a disciplined, largely passive investment approach with strategic asset allocation, model portfolios, and tax-loss harvesting, while using a Growth-at-a-Reasonable-Price method for individual equity selection.

Meagan Gelinske is a financial advisor at Future Bright with a Series 65 designation and four years of industry experience. She has worked at Future Bright since 2022 and also serves as an independent consultant. Outside of advising, she has been involved with Aldevron since 2009. Future Bright provides discretionary investment management and advisory services to individuals, small businesses, and retirement plans, managing approximately $109.6 million in discretionary assets. The firm emphasizes client-specific investment objectives with a focus on equity securities, mutual funds, and ETFs, and offers modular financial planning components rather than continuous comprehensive planning.

Kelly Steffes is a Series 65-licensed financial advisor with Thoreson Steffes in Fargo, ND, bringing 13 years of industry experience. He has been with Thoreson Steffes Trust Company since 2013 and is also involved with T&S Investments, LLC since 2011. Thoreson Steffes serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and business entities, offering fee-based investment advisory and financial planning. The firm employs a strategic asset allocation framework with tactical adjustments and uses a broad range of investment instruments, maintaining both discretionary and nondiscretionary client relationships.

Dustin Richter is a CFP® professional with six years of industry experience, currently serving at Prairiewood Wealth Management since 2025. His prior roles include positions at Starion Bank and Thoreson Steffes, as well as over a decade with Wells Fargo Investments and Wells Fargo Bank. Prairiewood Wealth Management serves individual and high-net-worth clients, typically those with net worths between $1 million and $50 million and families earning over $300,000. The firm offers discretionary wealth management focused on long-term, value-oriented investing supported by fundamental and quantitative analysis, while providing additional services such as tax planning and estate-planning software access.

Joseph Keimig is a financial advisor at Eighth Wonder Investments with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including MML Investors Services, Mass Mutual Life Insurance Company, Infinex Investments, and Alerus Financial. Eighth Wonder Investments serves individual and high-net-worth clients through fee-based advisory relationships, offering discretionary portfolio management and financial planning. The firm uses a tactical allocation approach incorporating multiple security types and analytical methods to tailor portfolios to client objectives and risk tolerances.

Jeffrey Wallgren is a financial advisor with Great Plains Advisory Services LLC in Fargo, ND, holding a Series 66 designation and 14 years of industry experience. He previously worked at International Assets Investment Management LLC and International Assets Advisory, LLC for 12 years before joining Great Plains Financial Services, LLP and Great Plains Advisory Services LLC in 2024. Great Plains Advisory Services, LLC serves individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and small businesses. The firm provides discretionary and non-discretionary portfolio management, consulting services, and access to alternative investment vehicles, utilizing fundamental analysis and individualized portfolio construction.

Samantha Blanchette is a financial advisor at Light Financial Services, Inc. in Fargo, ND, holding a Series 65 designation with seven years of industry experience. She has been with Light Financial Services since 2011. Light Financial Services, Inc. provides investment advisory services to individuals, charitable organizations, and small businesses, managing approximately $145 million in assets across more than 600 client relationships. The firm’s investment approach focuses on asset allocation using mutual funds and ETFs, employing model portfolios and third-party Strategist relationships within the Orion platform.

Richard Engen is a financial advisor with Great Plains Advisory Services LLC in Fargo, ND. He holds the ChFC® designation and Series 63 and 65 licenses, with 31 years of industry experience. Prior to his current role, he worked at Global Assets Advisory, LLC and International Assets Investment Management, LLC. Outside of advising, he is a majority owner of a technology company, IDFusion LLC. Great Plains Advisory Services, LLC serves individual and high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm offers discretionary and non-discretionary portfolio management, consulting, and access to alternative and private investment vehicles, using fundamental analysis and individualized portfolio construction.

James Schmidt is the sole advisor at Schmidt Wealth Management in Fargo, ND, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has led Schmidt Wealth Management since its founding in 2006. Schmidt Wealth Management serves primarily individual clients, including many high-net-worth households, as well as businesses, charities, and pension plans. The firm offers comprehensive financial planning and discretionary portfolio management with a focus on fundamental security analysis and a conservative, long-term approach tailored to each client’s needs.