Derek Delaney is a financial advisor at PharmD Financial Planning LLC in Owatonna, MN, with 11 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Profinium, Inc. and THRIVENT Financial. PharmD Financial Planning is a solo, state-registered advisory firm serving individual clients, including high-net-worth households, and nonprofit organizations. The firm offers investment management through third-party manager programs and comprehensive financial planning, primarily implementing passive portfolios using index mutual funds and ETFs.

Barry Bayles is a financial advisor with Horter Investment Management, LLC, holding a Series 65 designation and seven years of industry experience. He has worked at Horter Investment Management since 2018 and also operates Financial Freedom Partners LLC, where he serves as a sole proprietor providing insurance sales. Additionally, he has been self-employed since 2003 in tax preparation, assisting individuals and small businesses with income tax filings. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to a broad client base including individuals, trusts, pension plans, and corporations. The firm employs a combination of tactical and passive multi-manager portfolios and provides ongoing account oversight with supplemental quarterly reporting.

Christopher Fiske is a financial advisor with First Heartland Consultants, Inc., holding a Series 66 designation and four years of industry experience. Prior to joining First Heartland, he worked at Thrivent Financial and served as a chaplain in the Iowa Army National Guard from 2013 to 2021, where he provided religious support and supervised other chaplains. Outside of his advisory role, he is a part-owner and financial manager of Steel Toe Games. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, and various asset management solutions through a network of independent investment adviser representatives.

Gary Hughes is a financial advisor with PFG Advisors in Owatonna, MN, holding a Series 63 designation and 38 years of industry experience. His career includes roles at Ameriprise Financial Services, Securities America Advisors, and United Prairie Bank. He has maintained his own practice since 1987 alongside his positions at various firms. PFG Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, retirement plans, and corporate clients. The firm employs a combination of top-down macroeconomic allocation and fundamental/technical analysis, primarily using index-based ETFs with periodic rebalancing, and supports a distributed network of approximately 104 advisors across multiple offices.

Elijah Bushman is a financial advisor at PFG Advisors with a Series 66 designation and one year of experience in advisory roles. His prior work history includes roles at United Planners, OSAIC, United Prairie Bank, and the United States Postal Service. PFG Advisors offers fee-based investment advisory services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and financial institutions. The firm’s investment approach combines firm-developed model portfolios and third-party managers, emphasizing macro allocation through index-based ETFs alongside fundamental, technical, and cyclical analysis.

Geoffrey Stamp is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and 11 years of industry experience. He currently works with JJ Swanson Advisory Group and Bridge Street Wealth Strategies and has been with Principal Securities Inc. since 2016. Outside of advising, he serves as an officer on the Owatonna Early Edition Rotary Club’s Foundation Committee, where he helps secure grant funding for community projects. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individuals, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Matthew Stanislav is a financial advisor at Edward Jones in Owatonna, MN, holding a Series 66 designation with nine years of industry experience. He worked at United Prairie Bank for one year before joining Edward Jones in 2016. Outside of his advisory role, he coaches youth soccer teams with the Owatonna Soccer Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a network of more than 23,700 advisors nationwide. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dean Velzke is a financial advisor with Ameriprise in Owatonna, MN, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, Velzke serves on the boards of the Owatonna Foundation and the Catholic Education Memorial Fund and owns a personal services corporation managing office operations. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendation reports through a centralized consulting team.

Jerez Autridge is a Series 66-credentialed advisor with Thrivent Investment Management, based in Owatonna, MN. Although new to the financial advisory industry, they have prior work experience in various sectors including telecommunications, retail, and logistics. Outside the advisory role, Autridge works as an equipment operator at an ALDI warehouse. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers goal-based planning across various financial topics while keeping planning and managed-account services separate.

Nicholas Lewis is a CFP® with 22 years of industry experience, currently serving at Thrivent Investment Management since 2003. He is based in Owatonna, MN. Outside of his advisory work, he is president of the Board of Directors for the Owatonna Tackle Backers, a nonprofit supporting the local fishing team, and serves as a board member of the Owatonna Youth Hockey Association. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of advisors. The firm offers goal-based, holistic financial planning without discretionary trading authority, focusing on broad topics such as retirement, tax, estate, and special needs planning.

Paul Enter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and 29 years of industry experience. He has been with Wells Fargo Advisors and related entities since 2011. Outside of his advisory role, he has ownership interests in several investment-related businesses, including IENTER Wealth Management LLC and Enter GP LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and tools, with clients able to implement advice through various brokerage or advisory programs.

Brandon Wayne is a financial advisor with Ameriprise in Ellendale, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves as a trustee on the board of the Owatonna Foundation and is involved with local community organizations and family farming operations. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized retirement recommendations, supported by a centralized consulting team and a range of advisory, brokerage, and insurance solutions.

Jeffrey Hall is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Travelers Companies Inc. for ten years and spent two years as a full-time dad and volunteer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Mark Pearson is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles within Wells Fargo, including Wells Fargo Clearing and Wells Fargo Bank, NA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis.

Blaine Johnson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at Martin Outdoor Innovations and Halla Construction and Landscaping. Blaine is based in Owatonna, MN. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficiency analysis to support clients’ retirement strategies.

Daniel Mobley is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2018. His prior work includes roles at Town Square Media and Rochester Motor Cars. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jordan Ludewig is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, he worked at Merative LLC and International Business Machines. He is also a licensed notary in Owatonna, MN. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Jessica Durand is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has worked at Edward Jones, U.S. Bank, U.S. Bancorp Investments, Inc., and United Prairie Financial Network. Outside of advisory work, she is involved with DTK Enterprises, LLC, which provides support and service to advisors and clients, and she also works as a product specialist providing beverage samples in a retail setting. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

James Scholljegerdes II is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include nearly a decade at SII Investments, Inc. and ongoing involvement with Cindy's Financial and Century 21 Vision. Outside of advisory work, he owns a HOTWORX franchise in Owatonna, MN. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing multiple account platforms and a variety of investment strategies delivered at the advisor level.

John Havelka is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Havelka chairs the Patriot Skies fireworks committee in Owatonna, MN. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with a network of over 23,700 advisors and approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and separately managed accounts, operating under a fiduciary standard.

Andrew Gonzales is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior work experience includes roles at Federated Mutual Insurance Company and seven years of service in the U.S. Army. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices.

David Swenson is a financial advisor at OSAIC with 37 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Diversified Financial Advisory Group and FSC Securities Corporation. Outside of his advisory work, he operates a part-time business playing poker and other gambling activities. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base that includes individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a combination of risk-tolerance assessments, asset-allocation planning software, and portfolio optimization tools to manage accounts across a wide range of investment types.

Ryan Ludwig is a CFP® professional with 19 years of industry experience and has been with Edward Jones since 2014. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved with Block 11 Marshall, LLC, an apartment rental business based in Mankato, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

De Ann Larson is a financial advisor at Edward Jones in Owatonna, MN, with four years of industry experience and holding a Series 66 designation. She has been with Edward Jones since 1988. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacob Norrid is a financial advisor with Ameriprise in Owatonna, MN, holding a Series 66 designation and 23 years of industry experience. He has worked with Ameriprise and its affiliates since 2007. Outside of advising, Norrid serves on the board of Habitat for Humanity Steele and Waseca area and participates in several community organizations, including local gymnastics boosters and church finance commissions. He is also a live commentator for high school swim meets. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored recommendations, primarily for clients holding Ameriprise-managed accounts.

Joshua Cosens is a financial advisor at Edward Jones in Owatonna, MN, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2020, he worked for BC Electric Service for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Edwards is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2013, with a brief tenure at Ameriprise Financial Services Inc and Farina + Acqua. He is based in Owatonna, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Duane Ludewig is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He has previously worked at Securities America Advisors, US Advisors Wealth Management, LLC, and Securities America Inc. Ludewig also operates Ludewig Financial Group, which includes an insurance agency. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines advisory services with insurance and credit products through a large network of investment adviser representatives.

Christopher Herzog is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Diversified Financial Advisory Group and FSC Securities Corporation. Outside of his advisory role, Herzog serves as an assistant tennis coach for the Owatonna School District. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individuals, retirement plans, corporations, and nonprofits. The firm employs a technology-driven investment process and offers a wide range of investment products and advisory programs through a large network of financial advisors.

Cynthia O'Meara is a financial advisor at Cambridge Investment Research Advisors with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Cambridge Investment Research Advisors since 2017. Prior to that, she was with SII Investments, Inc. and Kingland Capital Corp. Outside of her advisory role, she serves as a committee member of the St. Luke's Church Foundation in Faribault, MN. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, portfolio management, and retirement plan advisory services delivered through a network of independent Financial Professionals using various account platforms and investment strategies.

Christina Wetmore is a financial advisor with Ameriprise in Owatonna, MN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her career includes prior roles at RBC Capital Markets and Ameriprise Financial Services, Inc. She serves on the Board of Directors for United Way of Steele County and is a past president of Owatonna Business Women. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Justin Velzke is a financial advisor with Ameriprise in Owatonna, MN, holding Series 63 and Series 65 licenses with two years of industry experience. Before joining Ameriprise, he worked in various roles in the hospitality and food service sectors, including positions at Stonewall Restaurant and Mystic Lake Casino. Outside of advising, he is involved in hospitality as a bartender and server. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.