ClearWealth was established by Lance Beckman CFP® in 2018. Lance has been in the financial services industry since 2013 and holds his Certified Financial Planning designation. Before starting ClearWealth, he was a Financial Advisor for one of the largest financial services companies in the country. ClearWealth is a Registered Investment Advisor (RIA) with the State of Iowa, meaning we have a fiduciary duty to our clients. More simply put, we have a legal obligation to act in the best interest of our clients. ClearWealth was started with the idea of creating a financial planning process that provides little conflict and big value. At ClearWealth, we believe building a comprehensive financial plan is the best way to have the most impact with the individuals, families, and businesses we work with.

Ryan Brueck is a CFP® with six years of industry experience, currently serving as a financial advisor at ClearWealth in Burlington, IA. His prior experience includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. ClearWealth is a state-registered investment adviser providing portfolio management and financial planning primarily to individual clients. The firm uses a predominantly passive investment approach with index mutual funds and ETFs, complemented by discretionary model portfolios and regular account reviews.

Eddie Hart is a financial advisor with IPI Wealth Management, Inc. in Burlington, IA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Investment Planners, Inc. since 2004. Outside of finance, he occasionally performs as a guitar player and singer. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party manager programs. The firm utilizes an open-architecture investment platform with proprietary risk-based models and outsources operational functions to a systems provider to support trade execution and performance reporting.

Michael Benninghoven is a financial advisor with Principal Financial Services in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes two decades at MetLife Securities Inc. and Metropolitan Life Insurance Company, followed by roles at Massachusetts Mutual and Mass Mutual Investors Services prior to joining Principal in 2017. He also maintains business activities as an agent in fixed insurance products, including life, disability, annuities, Medicare supplement, and hearing and vision insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers advisory programs, financial planning, and retirement consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Brian Foecke is a financial advisor with Eagle Strategies (NY Life) based in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Legacy Retirement Solutions, LLC and New York Life Insurance Company since 1999 and currently operates under the Your Vision Financial Group. Outside of his advisory role, he serves as an officer and board member for several local nonprofit organizations, including Holy Trinity Catholic Schools Foundation and the West Point Public Library Foundation. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and the use of third-party managers and model portfolios, operating as an indirect subsidiary of New York Life.

Jodi Anderson is a ChFC® credentialed financial advisor with eight years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has previous experience at firms including LPL Financial and Bannerman Wealth Management. Anderson also provides administrative support within her firm. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee, and offers a range of financial planning and asset management services.

Joseph Jolin Sr. is a financial advisor at Edward Jones with a Series 66 designation. He has experience spanning several firms, including Jolin Media, Two Rivers Financial Group, Acuity Financial, and Employee Benefit Systems. Outside of his advisory work, he is associated with the Burlington Golf Course in Burlington, Iowa. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services. The firm is notable for its large nationwide network of financial advisors and branches, along with affiliated capabilities such as a trust company and securities-based lending.

Nicholas Bronson is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at LPL Financial and Midwestone Bank. He is also affiliated with Two Rivers Bank and Two Rivers Investment Services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipalities. The firm emphasizes non-discretionary financial planning and investment consulting, using a range of tools and research to develop tailored recommendations while maintaining client decision authority.

Greg Miller is a financial advisor with LPL Financial in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been associated with Linsco Private Ledger since 2004. Miller also operates a DBA, Greg Miller, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities such as insurance and annuity sales.

Courtney Gustafson is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously was employed by Case New Holland from 2013 to 2019. Gustafson holds a Series 66 designation and serves on the boards of the Burlington YMCA and the local Kiwanis Club. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Joshua Denning is a financial advisor with Ameriprise in Fort Madison, Iowa, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Denning is involved in several community organizations, serving on the boards of the North Lee County Community Foundation and the Fort Madison Youth Football League, as well as holding leadership positions including president of the City of Fort Madison Airport Commission and vice president of the Tri-State Rodeo. Ameriprise offers a retirement-income planning service primarily for individuals approaching or in retirement with significant investable assets, providing detailed written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, algorithm-supported advice, focusing on assets managed within Ameriprise accounts.

Parker Denning is a financial advisor at Ameriprise in Fort Madison, IA, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Ameriprise, he worked at Scheels Sports and Southeastern Community College, and has experience in education and contracting roles. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm delivers personalized, research-driven recommendations combining modeling and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools.

Kyle Wagenbach is a financial advisor with Raymond James Financial in Burlington, Iowa. He holds a Series 66 designation and is affiliated with a large institutional firm that employs over 6,500 advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, retirement plans, corporations, charitable organizations, and institutional clients. The firm provides non-discretionary financial planning and investment consulting, supported by extensive research and risk-based reviews, and is notable for its municipal advisory capabilities and broad affiliate ecosystem.

Steven Link is a financial advisor with Ameriprise in Fort Madison, Iowa, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves on the Board of Directors for the Southeast Iowa Regional Riverboat Commission and is involved in local nonprofit organizations, including as president of Fort Madison SIRRC Corp. and chair of Southeast Iowa Aquatics/Fort Madison Marina. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, delivering detailed Recommendation Reports that incorporate Social Security options, tax-smart withdrawal strategies, and asset management advice. The firm combines research and modeling with algorithmic tools to support its advisory process and offers a broad range of financial solutions through its institutional platform.

Walter Stephens III is a financial advisor with Ameriprise in Keokuk, IA, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1994. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling techniques with advisory and brokerage solutions, supported by a centralized consulting team.

Teresa Wellington is a financial advisor with Cetera, holding a Series 66 designation and over 21 years of industry experience. Her prior work includes roles at VOYA Financial Advisors and Cetera Wealth Services. Outside of advisory work, she has served as an administrative assistant at Homestead Financial Services, supporting financial advisors with client correspondence and business processing. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts with firm-sponsored and third-party managed investment strategies.

Corey Kelch is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Rachel Conrad is a financial advisor with Ameriprise in Fort Madison, IA, holding a Series 66 designation and four years of industry experience. She previously worked at Lee County Bank for seven years. Outside of her advisory role, she co-owns two janitorial service businesses specializing in commercial kitchen exhaust cleaning and general commercial and residential janitorial services. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Anthony Fullenkamp is a financial advisor at Edward Jones in Fort Madison, IA, holding a Series 66 designation with eight years of industry experience. He previously worked at Connection Bank for nine years before joining Edward Jones in 2017. Outside of his advisory role, he serves as a board member for the Baxter Sports Complex, where he assists with fundraising and planning. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Tracy Parks is a Series 66 licensed financial advisor with Cambridge Investment Research Advisors, based in Fort Madison, IA, with nine years of industry experience. She has held roles at Pilot Grove Savings Bank since 2010, including providing day-to-day operational duties, and has been associated with Cambridge Investment Research Advisors since 2018. Parks is also involved in community activities, serving as a member of the West Point Community Club and as computer co-chairman for St. Mary’s Fall Festival. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations, offering services such as financial planning, portfolio management, and retirement plan advisory through a network of independent financial professionals and multiple account platforms.

Melissa Derr is a financial advisor at Edward Jones in Fort Madison, Iowa, with 19 years at the firm and five years of industry experience. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 advisors.

Jon Hart is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Joel Bobb is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors. Outside of his advisory role, he owns and operates Bobb Stock Farms, a farming business involved in produce growing and leasing cattle. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth investors, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by various investment programs and a nationally chartered trust company.

Sara Hennigar is a financial advisor at Ameriprise with 14 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2009. Outside of her advisory role, she serves as treasurer for the Potowonok Circle of King's Daughters and is an associate financial advisor through JRD Enterprises LLC. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.