James Mcneil is the sole investment adviser representative at Delta Financial, Inc. He holds a Series 65 credential and has recently transitioned from a municipal government career, currently serving as City Manager for the City of Escanaba, Michigan. Mcneil plans to dedicate full-time efforts to his advisory role at Delta Financial starting in May 2026. Delta Financial primarily serves retirement plan sponsors and institutional clients, including governmental defined-benefit plans and municipal operating funds. The firm employs a value-oriented investment approach focused on fundamental analysis, combined with tactical asset allocation and active account monitoring.

Fredric Jurmu is a financial advisor at Golden State Wealth Management, LLC with 38 years of industry experience. He holds a Series 63 designation and has been with Golden State Wealth Management and LPL Financial since 2016. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities by providing discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs various analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Brad Nordin is a financial advisor with Packerland Brokerage Services, Inc. in Escanaba, MI, holding Series 63 and Series 66 licenses and possessing 28 years of industry experience. He has been with Packerland Brokerage Services since 2006. Outside of his advisory role, he acts as a personal representative for an estate. Packerland Brokerage Services, Inc. serves individuals, charities, corporations, and retirement plan sponsors by providing financial planning, portfolio management, and advisory program access. The firm offers both discretionary and non-discretionary account management through various platforms and maintains dual registration as an SEC-registered investment adviser and FINRA broker-dealer.

Steven Tackman is a financial advisor with Private Advisor Group, LLC, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. His prior roles include positions at LPL Financial and Advantage Investment Management, LLC. He is the owner of Tackman Tax & Business Consulting and serves as a board member for Gladstone Economic Development Corp. Private Advisor Group, LLC manages over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs through a range of strategies and platforms.

Christian Tackman is a financial advisor at Private Advisor Group, LLC with a Series 66 designation and no prior industry experience. His background includes roles at Hilton Worldwide Inc. and The Walt Disney Company, as well as operating Tackman Capital. Private Advisor Group, LLC manages over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and access to third-party asset management programs.

Scott Sanders is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 25 years of industry experience. He has held roles at firms including Voya Financial Advisors and Fb Equity Sales Corporation of Michigan. Sanders is also the owner of Jensen-Sanders Agency, specializing in insurance products. Cetera Investment Advisers serves a diverse client base through a large network of independent advisors, offering portfolio management, financial planning, retirement plan solutions, and access to third-party money managers. The firm combines retirement and fiduciary capabilities with a broad institutional platform and multiple program options.

Robert Prins is a financial advisor with Edward Jones in Escanaba, MI, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he owns a real estate business that leases office space. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices.

Anthony Perry is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2017, following prior roles at Baybank and Old Mission Bank. He is based in Escanaba, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Steven Parrett is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Ameriprise and its predecessor firm since 1993. Outside of his advisory role, he owns SD Parrett Enterprises, a business providing administrative and facilities management services. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Cory Kuchenberg is a CFP® and Series 66-licensed financial advisor with Edward Jones in Escanaba, MI, where he has worked since 2019. He has five years of industry experience and previously worked at Upper Peninsula State Bank for eight years. Outside of his advisory role, he owns and operates Great North Auto Wash, a car wash business in Escanaba. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lorne Davey Jr. is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to that, he spent 18 years with ALtria Group Distribution Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jessica Mouthaan is a financial advisor with Edward Jones in Escanaba, MI, holding a Series 66 designation and having two years of industry experience. Her prior work includes roles at American Amicable Life Insurance Company and State Farm Insurance, where she worked from 2010 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Wyatt Eisenberger is a financial advisor with Thrivent Investment Management in Escanaba, MI, holding Series 63 and 65 licenses and having seven years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2018. Outside of his advisory role, he is a co-owner of Marquette Ambition LLC, a business involved in property management. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and written recommendations across various planning topics, while keeping planning and managed-account services distinct.

Alexander De Haan is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. His career includes roles at Voya Financial Advisors and First Bank Upper Michigan. He serves on the finance committee of the First Presbyterian Church of Escanaba and holds board positions with the OSF St. Francis Foundation and the Escanaba Rotary Trust Board. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities with a diverse set of investment programs.

Timothy Lehto is a financial advisor with Wells Fargo Advisors in Escanaba, MI, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has worked at various Wells Fargo entities since 2011. He is also the owner of Lehto Private Wealth Management LLC, a separate financial planning practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, with clients having discretion in implementing strategies through brokerage or advisory programs.

Ryan Pepin is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Voya Financial Advisors. Outside of his advisory role, he serves on the board of trustees for the Dickinson Hospitals' Foundation and participates in local community fundraising through the Tommy Johnson Memorial Golf Outing. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing advisor-managed accounts, firm-sponsored model portfolios, and third-party managed programs.

Mickenzie Koon is a CFP® and Series 66 licensed advisor with three years of industry experience, currently serving clients at Edward Jones in Escanaba, MI. Prior to joining Edward Jones, she held roles at Commonwealth Financial Network, Great Lakes Wealth Advisors, and the U.S. Department of State. Outside of her advisory work, she bartends at local events in Escanaba. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory solutions, managing approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors.

Riley Lamb is a financial advisor with Edward Jones in Escanaba, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Hantz Financial Services and Northwestern Mutual, and has a background that includes six years at Domino’s Pizza. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a variety of discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branch offices.

Melissa Silta is a financial advisor with Wells Fargo Advisors in Escanaba, MI, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Advisors and its affiliated entities since 2011 and was previously with Edward Jones. Silta also owns an independent brokerage practice, Silta Wealth Strategies of Lehto Private Wealth Management. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop personalized recommendations.

Sheryl Rains is a financial advisor at Edward Jones with 13 years of industry experience. She holds the ChFC® designation and Series 66 license. Since 2001, she has been associated with Edward Jones. Outside of her advisory role, she serves as president of the Bay De Noc Flying Club, a recreational flying club for general aviation pilots. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eugene Maino is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Cuna Brokerage Services, Inc. and Cuna Mutual Group since 2009. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of delivery options supported by an in-house research team that constructs model portfolios and provides both strategic and tactical investment implementations.

Jacquelyn Trask Rahn is a financial advisor at Edward Jones with seven years of industry experience. She holds the CFP® and Series 66 designations. Prior to joining Edward Jones in 2018, she worked at Oppenheim Law for nine years. Rahn serves as President of the Home & School board at Holy Name Catholic School in Escanaba, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Erik Spindler is a financial advisor with LPL Financial in Escanaba, MI, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. Prior to joining LPL Financial in 2021, he worked for VOYA Financial Advisors for seven years. He also operates Spindler Financial Services, Inc., a non-variable insurance business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brian Pahnke is a financial advisor with Thrivent Investment Management in Escanaba, MI, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, Pahnke serves on several nonprofit boards, including the Upper Peninsula Honor Flight, Community Foundation for Delta County, and the William Bonifas Fine Arts Center. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm offers clients the option to combine planning with managed-account services under a consolidated billing program called WealthPlan.

Mary Samet is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. She previously worked at Spindler Financial with Voya Financial and has held various roles outside the financial industry, including work at a family dental practice and a church. Mary is also a commissioned notary. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings such as insurance and lending services.

Christopher Sauve is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at multiple firms including Commonwealth Financial Network, LPL Financial, and currently co-owns Great Lakes Wealth Advisors. Outside of financial services, he owns and manages office and storage rental businesses. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed and firm-sponsored investment solutions.

Joseph Powers is a financial advisor at Edward Jones in Escanaba, MI, holding a Series 66 designation with eight years of industry experience. Prior to his career in finance, he worked at Darden Restaurants Inc. for 14 years. He serves as president of the Holy Name Endowment/Scholarship Board in Michigan, assisting board members with financial report questions related to scholarship funds. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 financial advisors and emphasizes tax-efficient services and a fiduciary standard.

Dominic Benetti is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at firms including Commonwealth Financial Network and Raymond James Financial Services. In addition to his advisory role, he is co-owner of Great Lakes Wealth Advisors and owner of Grandmark Storage LLC, a storage facility business. Cetera Investment Advisers serves a broad client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Joshua Durst is a financial advisor with Edward Jones in Gladstone, MI, holding Series 63 and Series 66 designations and having 20 years of industry experience. He has worked at Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national network of advisors and branch offices.