Kyle Grevengoed is a CFP® with six years of industry experience, currently serving as the sole advisor at 320 Life Financial Planning in Holland, MI. His prior experience includes roles at Alight Financial Advisors and Zeiders Enterprises. He is the founder and director of Living Hope Camping Foundation, Inc., a nonprofit that funds camp and educational opportunities for families and individuals. 320 Life Financial Planning primarily provides investment management for pooled vehicles and institutional accounts, along with limited direct counseling for individual clients. The firm combines portfolio management with financial counseling and education, serving a range of clients including servicemembers and individuals affected by gambling, and offers services through hourly or annual fees rather than percentage-of-assets models.

Eric Gritter is a CFP®, CFA®, and Series 66-licensed financial advisor with 18 years of industry experience. He is the owner of Gritter Financial, LLC, which operates under the name Clearview Capital. His prior roles include positions at USA Financial Corporation and Strategic Financial Group. In addition to his advisory work, he is a licensed insurance agent and occasionally offers commissionable insurance products. Clearview Capital provides portfolio management and financial planning services to individual and high-net-worth clients, using a tailored Investment Policy Statement for each engagement. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical analysis, managing diversified portfolios that include mutual funds, ETFs, equities, fixed income, real estate funds, TIPS, and insurance products.

Gary Knapp is the sole advisor at Cornerstone Asset Management, LLC, an independent registered investment adviser based in Hudsonville, MI. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Knapp has been with Cornerstone Asset Management since 2006. Cornerstone Asset Management provides personalized investment management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a planning-driven process focused on fundamental analysis for security selection, emphasizing an efficient-market perspective and avoiding short-term trading and market timing.

Brent Bowen is the sole advisor at Bowen Financial Planning LLC in Holland, MI, holding a Series 65 license with 11 years of industry experience. He has operated his independent firm since 2014. The firm provides fee-only financial planning and investment management for individuals, couples, and families, focusing on retirement planning, tax and estate considerations, college funding, and workplace accounts. Bowen Financial Planning uses modern portfolio theory to recommend diversified allocations primarily through low-cost ETFs, no-load mutual funds, and closed-end funds, and offers both ongoing asset management and hourly consulting services.

John Knight is a financial advisor at Lamberson Knight Wealth Management LLC with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Lamberson Knight Wealth Management since 2016. In addition to his advisory role, he is an independent insurance agent licensed in life and health insurance. Lamberson Knight Wealth Management provides personalized investment management and advisory services to individuals, high-net-worth clients, charities, pension and profit-sharing plans, and business entities. The firm employs a tactical, model-based investment approach with a generally long-term horizon and offers predominantly non-discretionary asset management, requiring client approval before trade execution.

Joel Genzink is a financial advisor at Magna Advisors with a Series 66 designation and two years of industry experience. He previously worked at Capital Harbor Advisors, LPL Financial, and Securities America, and has a background in real estate brokerage with RE/MAX Lakeshore. Outside of his advisory role, he is involved in mortgage and real estate services through a separate business entity. Magna Advisors provides investment management and financial planning services to individuals, high-net-worth families, family offices, and corporate clients. The firm delivers personalized portfolio management using a combination of mutual funds, ETFs, and other securities, guided by asset-allocation principles and multiple analysis methods, generally managing accounts on a discretionary basis.

Daniel Gillett is a financial advisor at Branch Capital Management with a Series 65 credential and one year of industry experience. He has served in various roles outside finance, including long-term involvement with the Ottawa County Sheriff, Holland Township Fire Department, and the Singers Crusaders Chorus. He also provides counseling and stress management services for first responders through his sole proprietorship, Heritage Support Services. Branch Capital Management serves individual and high-net-worth clients as well as select charitable organizations, managing assets on a discretionary basis. The firm employs a proprietary, technically oriented investment approach with frequent asset-allocation adjustments and provides more frequent reporting than typical advisory firms.

Dean Vanderzee is a financial advisor at Branch Capital Management with three years of industry experience. He holds a Series 65 credential and has been the owner and accountant at Vanderzee, LLC since 2004, providing tax and accounting services. Branch Capital Management serves individual and high-net-worth clients as well as select charitable organizations, managing assets on a discretionary basis. The firm employs a proprietary, technically oriented investment discipline focused on frequent asset-allocation adjustments and provides more frequent reporting than the typical quarterly schedule.

Eric Haas is a financial advisor at PruFid Financial Advisors LLC with 15 years of industry experience and holds a Series 65 designation. He has been affiliated with Altruist Financial Advisors LLC since 2001. PruFid Financial Advisors provides ongoing, fee-only portfolio management and advisory services to individuals, high-net-worth clients, and institutional clients. The firm employs a strategic asset-allocation approach using mutual funds and ETFs, managing approximately $358 million in assets with a focus on both discretionary and non-discretionary accounts.

John Joliat is a financial advisor at Branch Capital Management with 13 years of industry experience. He holds a Series 65 designation and has been with Branch Capital since 2011. Outside of advisory work, he is the owner of SNG Real Estate Holdings, LLC, a real estate investment business. Branch Capital Management serves individual and high-net-worth clients as well as select charitable organizations, managing assets on a discretionary basis for approximately 66 client relationships. The firm employs a proprietary, technically oriented investment approach with frequent asset-allocation adjustments and provides more frequent reporting than typical, focusing on non-transaction-fee mutual funds, ETFs, and occasional individual securities.

Douglas Plamondon is a financial advisor at DB & C Advisors, LLC with 15 years of industry experience. He holds the Series 65 designation and has been with DB & C Advisors since 2011. In addition to his advisory role, he is involved with DeBoer, Baumann & Company, a tax preparation and accounting firm. DB & C Advisors, LLC provides financial planning, consulting, and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm combines various investment strategies and works closely with an affiliated local accounting practice to serve its clients.

Heather Mosher is a financial advisor with West Michigan Advisors, holding a Series 66 designation and 17 years of industry experience. She previously worked at Raymond James & Associates for 12 years before joining West Michigan Advisors in 2022. Outside of her advisory role, she manages a YouTube channel where she creates and edits videos. West Michigan Advisors serves individuals, families, trusts, retirement plans, and other advisers, offering discretionary investment management and financial planning. The firm constructs customized portfolios using ETFs, mutual funds, equities, bonds, and alternative investments, employing both fundamental and technical analysis within a primarily long-term investment approach.

Brendon Johnson is a financial advisor at CapTrust Wealth Advisors with 13 years of industry experience. He holds a Series 66 designation and has been with CapTrust in various capacities since 2015. Outside of his advisory role, he serves as the treasurer for Zeeland Christian Schools, a local Christian school in Zeeland, Michigan. CapTrust Wealth Advisors provides wealth planning, investment management, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a strategic asset allocation approach using a range of investment vehicles and offers ongoing portfolio monitoring and coordination with independent managers.

Caleb Schoon is a financial advisor at West Michigan Advisors with a Series 65 credential and three years of industry experience. His prior roles include positions at Gasaway Investment Advisors, Inc., Northwestern Mutual, and Hope College. West Michigan Advisors serves a diverse clientele including individuals, high-net-worth families, family offices, and charitable organizations, offering discretionary investment management, financial planning, and family office services. The firm customizes portfolios using ETFs, mutual funds, equities, bonds, and alternative investments, employing both fundamental and technical analysis with a primarily long-term investment approach.

Rhonda Carter is a financial advisor at CapTrust Wealth Advisors with 12 years of industry experience. She holds the Series 66 designation and has been with CapTrust Wealth Advisors since 2015. CapTrust Wealth Advisors provides wealth planning, investment management, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm uses strategic asset allocation informed by fundamental and technical analysis and implements portfolios through a variety of investment vehicles, offering ongoing monitoring and coordination with independent managers.

George Gardner is a financial advisor at DB & C Advisors, LLC with 26 years of industry experience. He holds a Series 66 designation and has worked at DB & C Advisors since 2011, previously spending time with LPL Financial LLC and affiliated entities. Outside of advising, Gardner is a partner in the accounting firm DeBoer, Baumann & Company PLC and is involved in the installation and management of solar equipment through DB&C Solar. DB & C Advisors, LLC provides financial planning, consulting, and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm manages approximately $231 million in client assets and employs a range of investment strategies including independent managers, mutual funds, ETFs, individual securities, options, and private placements for accredited investors, with an integration of local accounting services through affiliated principals.

Kevin Clark is a financial advisor at West Michigan Advisors with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Cantella & Co., Inc., Raymond James & Associates, and West Michigan Community Bank. Clark is also the author of a book titled *The Great Economic Train Wreck*. West Michigan Advisors serves individuals, high-net-worth families, family offices, trusts, estates, charitable organizations, retirement plans, and other advisers or banks. The firm offers discretionary investment management, financial planning, and family office services, employing a primarily long-term investment approach that utilizes ETFs, mutual funds, individual securities, and alternative investments as appropriate.

Scott Demaagd is a CFP® with ten years of industry experience, currently serving at CapTrust Wealth Advisors. He has been with the firm since 2015 and previously worked at the Michigan Ross School of Business from 2014 to 2016. Outside of his advisory role, he volunteers on the boards of Trillium Living, a non-profit healthcare organization, and The Potters House Christian School, where he provides oversight and strategic planning support. CapTrust Wealth Advisors offers wealth planning, investment management, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm uses strategic asset allocation informed by fundamental and technical analysis and manages portfolios through a variety of investment vehicles, providing ongoing oversight and coordination with independent managers.

Jason Kooyer is a financial advisor at CapTrust Wealth Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with CapTrust Wealth Advisors since 2015. CapTrust Wealth Advisors provides wealth planning, investment management, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm serves as an ERISA fiduciary, constructs portfolios using strategic asset allocation informed by fundamental and technical analysis, and implements strategies through a variety of investment vehicles including mutual funds, ETFs, and independent managers.

Bryan Linn is a financial advisor at CapTrust Wealth Advisors with 14 years of industry experience. He holds a Series 66 designation and has been with CapTrust since 2015. Outside of his advisory role, Mr. Linn serves as President of the Board of Directors for Gateway Mission, where he provides financial guidance on budgeting and audits. CapTrust Wealth Advisors offers wealth planning, investment management, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, charitable organizations, and businesses. The firm employs a strategic asset allocation approach using various investment vehicles and provides ongoing portfolio oversight and coordination with independent managers.