Henry Schacht is a CFA® charterholder and holds a Series 65 license with 23 years of industry experience. He has been involved with Schacht and Company, Inc. since 1995 and leads Schacht Value Investors, LLC since 2002. Outside of financial advising, he serves as a shareholder and advisor to a family-owned citrus production and sales business. Devotion Capital Management is an independent advisory firm providing discretionary investment management and continuous portfolio supervision for individuals, trusts, estates, and institutional clients. The firm follows a value-investing approach focused on fundamental analysis, intrinsic value estimation, and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with an emphasis on smaller and mid-cap companies.

Rakesh Mehta is the principal of Mehta Money, LLC, an independent advisory firm based in South Bend, Indiana. He holds the CFP® designation and has 22 years of industry experience. Prior to founding Mehta Money in 2018, he worked at First Heartland Consultants, Inc. and First Heartland Capital, Inc. Mehta also serves as president and insurance agent of Mehta Wealth Strategies, Inc., a related insurance and fixed annuities business. Mehta Money, LLC provides investment advisory services primarily to individual clients, as well as trusts, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial planning, and consulting services, and manages relationships with third-party managers using a tailored approach based on client goals and risk tolerance.

Aaron Coates is a CFP® with 19 years of industry experience and is the sole advisor at Relevant Financial Advisors LLC, an independent registered investment adviser based in Elkhart, IN. He has led the firm since 2015. Relevant Financial Advisors serves individuals, families, and select entities with complex financial situations, offering comprehensive financial planning and discretionary portfolio management through concierge and traditional service tiers. The firm employs a core-and-satellite investment approach guided by written policies, incorporating third-party research and derivative strategies, including options, to manage risk and express market views.

William Vail is a financial advisor at Integrity Wealth Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Integrity Wealth Advisors since 2022, alongside a concurrent role at Securities America beginning in 2019. Prior to his financial services career, he was employed at Millers Alehouse for 13 years. Integrity Wealth Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory-based investment approach with a long-term horizon, utilizing ETF-based allocations and third-party sub-advisors such as SEI Investments Management Corporation.

Edward Bails is a CFP® professional with 28 years of industry experience. He is the owner and president of B2 Financial, Inc., an insurance agency, and currently serves as the sole advisor at Fortified Wealth Advisors, LLC, where he has worked since 2024. His prior experience includes roles at Enlightened Finance LLC, AE Wealth Management, Securities America, Arbor Point Advisors, Private Advisor Group, and LPL Financial. Fortified Wealth provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term, fundamental analysis approach, utilizing a range of investment vehicles and integrates advisory services with affiliated insurance and tax/accounting offerings under common control.

Marlin Schmidt is a CFP® professional with 50 years of industry experience. He is the sole advisor at Creative Financial Planning Advisors, Inc., where he has worked since 2018. Prior to that, he spent over 17 years at Questar Capital Corporation and 13 years at Questar Asset Management. Outside of his advisory role, Schmidt teaches jogging and fitness classes at Indiana University South Bend, donating his salary to the university foundation. Creative Financial Planning Advisors, Inc. provides discretionary portfolio management primarily to medium- to high-net-worth individuals and family groups, as well as trusts, IRAs, corporations, and not-for-profit organizations. The firm uses fundamental analysis and third-party research to build individualized portfolios and offers a range of financial planning services including retirement, tax, and estate planning.

William Vail is a financial advisor with Integrity Wealth Advisors, holding a Series 63 designation and 29 years of industry experience. He has been with Integrity Wealth Advisors and its related entities since 2018 and has worked with Securities America since 2002. Outside of his advisory work, he is a member of the Kiwanis Club of South Bend and serves on the board of the St. Joseph River Valley Flyfishers, a nonprofit focused on conservation and flyfishing advocacy. Integrity Wealth Advisors serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning based on documented client objectives and risk tolerance. The firm employs a long-term, modern portfolio theory-based investment approach, utilizing ETF-based allocations, mutual funds, fixed income, real estate funds, annuities, commodities, and third-party sub-advisors such as SEI Investments Management Corporation.

Eric Koselak is a financial advisor with Kestrel Wealth Management, LLC, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has been with Kestrel Wealth Management since 2010. Kestrel Wealth Management serves individual clients, trusts, estates, small businesses, and charities, providing discretionary asset management and financial planning. The firm combines fundamental and cyclical analysis in an active management approach, including strategies such as rebalancing, tax-loss harvesting, and the use of derivatives, while maintaining policies to mitigate conflicts of interest.

Michael Anthony is a CFP® with seven years of industry experience, currently serving at Golden Years Financial Advisors, Inc. in South Bend, IN. He has held roles at multiple related entities within the Golden Years group since 2019 and operates the Michael Anthony Agency, an insurance business focused on fixed insurance sales. Golden Years Financial Advisors provides investment advisory and financial planning services to individual clients, emphasizing non-discretionary asset management and coordinating with third-party money managers to implement client strategies. The firm uses a combination of fundamental and technical analysis for investment recommendations and maintains a structured process for client goal documentation and portfolio review.

Richard Horner Jr. is a financial advisor with Atlantis Wealth Advisors LLC in Elkhart, IN, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Atlantis Wealth Advisors since 2015 and previously worked at Purshe Kaplan Sterling Investments. Outside of his advisory role, Horner is involved in community service through the Elkhart Breakfast Optimist Club and serves as a member and past president of Marine Riders Michiana, a charity focused on veteran and youth services. Atlantis Wealth Advisors LLC provides financial planning, asset management, and consulting services to a diverse client base that includes individuals, high-net-worth clients, pension plans, trusts, and charitable organizations. The firm employs a combination of proprietary strategies and third-party managers, using both discretionary and non-discretionary approaches, and manages approximately $146.7 million in assets across five offices.

Kevin Anthony is a financial advisor at Golden Years Financial Advisors, Inc. in South Bend, IN, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Golden Years Financial Advisors since 2014 and previously operated Anthony Financial Services for 40 years. Outside of advisory work, he owns and manages The Sanders Agency, Inc., a health insurance practice. Golden Years Financial Advisors provides investment advisory and financial planning services to individual clients, focusing on non-discretionary asset management and client coordination with third-party money managers. The firm uses a mix of fundamental and technical analysis for investment recommendations and delivers written financial plans within a 90-day timeline.

Nicholas Vail is a Certified Financial Planner (CFP®) with over 14 years of experience in the financial services industry. He is currently affiliated with Integrity Wealth Advisors and has worked with Securities America since 2013. Outside of his advisory role, he is an owner of Fast Dance LLC, a business unrelated to his financial work. Integrity Wealth Advisors serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm uses a modern portfolio theory approach and offers tailored investment plans, often incorporating ETF-based allocations and third-party sub-advisors.

Tanner Watson is a CFP® with seven years of industry experience, currently serving at Walter & Keenan Wealth Management. He previously worked at Korhorn Financial Group, KFG Wealth Management, and RSM US Wealth Management. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups. The firm emphasizes fundamental analysis and constructs individualized portfolios with a focus on dividend growth and quality-oriented equity selection, while also offering specialized services for private foundations and endowments.

Matthew Aurenz is a ChFC® and Series 66-licensed financial advisor with 23 years of industry experience. He has worked at Hilltop Wealth Solutions since 2018 and previously spent 16 years with Ameriprise Financial Services, Inc. Aurenz serves as a board member and treasurer for Bethel Valparaiso Church and is involved with Hilltop Kids, a nonprofit supporting underprivileged children and families. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in assets across nearly 800 client relationships. The firm serves individual and high-net-worth clients, trusts, corporations, and retirement plans, offering portfolio management, financial planning, and tax-related services through an affiliated firm.

Clifton Hawkins is a financial advisor at Hilltop Wealth & Tax Solutions with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Flagstar Bank, Infinex Investments, MML Investors Services, Mass Mutual Life Insurance Company, and New York Life. Hawkins is also insurance licensed since 2005. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across nearly 800 client relationships. The firm serves individuals, high-net-worth clients, trusts, corporations, and retirement plans, using a combination of quantitative optimization, third-party research, and separate-account managers to tailor portfolios according to client objectives and risk tolerance.

Tyler Mccullough is a financial advisor at W&S Advisory Services, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Western and Southern Life and W&S Brokerage. Outside of his advisory role, he is a partner in Plastics Reimagined LLC, an entity created to hold a pending patent unrelated to securities. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform and offers standalone financial planning via its insurance affiliates. The firm uses model portfolios managed by Fort Washington Investment Advisors and operates as a wholly owned subsidiary of Western & Southern Financial Group.

Erik Brenner is a CFP® with 30 years of experience in financial advisory services, currently serving at Hilltop Wealth & Tax Solutions since 2018. He previously worked at Ameriprise Financial Services, Inc. for 13 years. Brenner is a founding partner of Hilltop Partners LLC and serves on several nonprofit boards, including the Beacon Health Foundation and Clay Church Finance Committee. He is also an author and a partner in a solar company that helps clients utilize tax credits. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets and serving nearly 800 individual, high-net-worth, and institutional clients. The firm combines quantitative optimization, third-party research, and separate-account managers to tailor portfolios and provides additional services such as tax preparation through its affiliated tax firm.

Ashleigh Riewe is a financial advisor at Hilltop Wealth & Tax Solutions with one year of industry experience. She holds a Series 65 credential and previously worked at Liberty Mutual Insurance for six years. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across nearly 800 relationships. The firm serves individual and high-net-worth clients, trusts, corporations, and retirement plans, providing discretionary portfolio management, financial planning, and access to tax preparation and bookkeeping through an affiliated tax firm. Their investment approach combines quantitative optimization, third-party research, and option strategies, with periodic rebalancing and comprehensive reporting.

Andrew Lynch is a CFP® and holds a Series 65 license with eight years of industry experience. He has worked at Walter Keenan Wealth Management since 2024 and previously spent eight years with RSM US Wealth Management LLC and two years at Protiviti, Inc. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, as well as corporations, IRAs, and private foundations. The firm emphasizes fundamental analysis and individualized portfolio construction, focusing on dividend growth and quality-oriented equity selection, with additional allocations to alternatives for clients with longer time horizons and higher risk tolerance.

James Sawdon is a CFP® with six years of industry experience and is currently an advisor at Walter & Keenan Wealth Management in South Bend, IN. His prior experience includes roles at Oliver Estate, Inc. and Walter & Keenan Financial Consulting Company. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, as well as corporations, IRAs, and private foundations. The firm emphasizes individualized portfolio construction using fundamental analysis, focusing on dividend growth and quality equity selection, with allocations to alternatives for suitable clients.