Larry Fitzpatrick is the sole advisor at Fitzpatrick Financial Solutions, LLC, an independent firm based in Lansing, MI. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, having founded his firm in 2009. Fitzpatrick Financial Solutions provides investment advisory and financial planning services to individual investors as well as retirement plans, trusts, estates, and small-business pension arrangements. The firm emphasizes primarily non-discretionary account management, utilizing technical, fundamental, and statistical analysis with a focus on ETFs, stocks, and bonds for cost efficiency and liquidity.

Francis Cherniawski is a financial advisor with Wealth Management Institute, Inc. in Lansing, MI, holding CFP® and Series 63 credentials and bringing 39 years of industry experience. He has worked with multiple firms including Madison Avenue Securities, Inc. and Global Financial Opportunities Corp. Outside of advisory services, he is vice president of Pohl and Associates, Inc., where he sells various types of insurance and annuities. Wealth Management Institute provides financial planning and consulting services to individuals, high-net-worth clients, and institutional entities. The firm delivers tailored written plans using proprietary processes focused on asset allocation, risk tolerance, and income planning, primarily recommending mutual funds, ETFs, and individual securities without ongoing discretionary portfolio management.

Work history In December of 2007 Rich created IAM Financial to serve clients seeking objective, affordable, independent advice. Prior to this, Mr. Feight was an investment advisor representative of Creative Financial Design, where he was responsible for the selection of securities used in, and management of, asset allocation portfolios for numerous client accounts. His career began as a registered representative of Vestax Securities Corp. where he was a fee-based advisor. Rich was also licensed in the state of Michigan with Jackson National Life to advise and sell life insurance. Education Rich is a graduate of Michigan State University where he received a degree in Finance. Rich earned the Certificate of Financial Planning from The College for Financial Planning in Denver, Colorado that was comprised of intense graduate-level classes grounding him in the various foundations of financial planning. He is a CFP® (Certified Financial Planner®) since 2001, meeting the experience, education requirements and passing the two-day, 10-hour exam, making him one of the few in the country who hold the designation. Rich became an Enrolled Agent (EA) with the Internal Revenue Service in January 2011. An EA is a federally-authorized tax practitioner with technical expertise in the field of taxation. EAs are empowered by the Department of Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS. Since 2004, Rich has subscribed to the stringent and mandatory annual educational hours, experience, and code of ethics to meet the requirements to be a NAPFA Registered Financial Advisor. Out of the 800,000 individuals in the country who claim they are financial advisors/planners, fewer than 5,000 in the country qualify for the membership; Rich is one of them. Rich is also a member of the National Association of Tax Professionals, Tax Professionals.com and the Greater Lansing Estate Planning Counsel. Volunteering Rich served on the National Board of the National Association of Personal Financial Advisors as membership director. He served on the Small Business Association of Michigan's Strategic Communications Committee and is a past President and Chairman of the Board of the Financial Planning Association (FPA) of Michigan, one of the largest and most influential of the FPA chapters in the country. Rich is also a past President for Transportation Toastmasters Club 4776 downtown Lansing where he enjoyed enhancing his speaking skills.

Gary Wedge is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. He has been the sole advisor at Newage Advisors LLC since 2015. In addition to his advisory role, he works as an independent insurance agent specializing in life and health insurance and annuities. Newage Advisors LLC serves a select group of individual and institutional clients, including federal employees and high-net-worth individuals, providing discretionary portfolio management, financial planning, and participant account management for held-away retirement assets. The firm employs a Lifestyle Select buy-and-hold investment approach with strategic rebalancing and tactical adjustments, using mutual funds, ETFs, and occasionally alternative investments tailored to client goals and risk tolerance.

Richard Minaya is a financial advisor with Rich Michaels Investments, LLC in Potterville, MI, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Voya Financial Advisors for seven years and has been involved in insurance sales, including fixed, life, and health insurance products. Rich Michaels Investments primarily serves individual and high-net-worth clients, managing approximately $9.3 million across 41 accounts. The firm provides non-discretionary investment management using a combination of computer models, fundamental and technical analysis, and modern portfolio theory to develop and monitor targeted model portfolios.

Richard Diaz Jr. is a financial advisor with MD Advice Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Principal Securities Inc., Washington Avenue Advisors, The Centennial Group, and Principal Life Insurance Company. He is also licensed to sell various insurance products, including life, health, and annuities. MD Advice Financial provides investment advice, financial planning, and insurance solutions to individuals and high-net-worth clients. The firm uses a combination of tactical and strategic model allocations, separately managed accounts, and external managers, with an investment approach focused on asset allocation aligned to client risk tolerances through both fundamental and quantitative analysis.

Nathan Pesch is a CFP® with 11 years of industry experience and currently serves as the sole advisor at DrivenWealth, LLC. His prior experience includes roles at Aspire Wealth, CG Advisory Services, and Plante Moran Financial Advisors. Outside of finance, he is a 50% owner of Hometown Childcare Center in Lansing, MI, though he does not materially participate in its operations. DrivenWealth, LLC provides discretionary portfolio management and estate-planning services primarily to high-net-worth individuals, corporations, charities, and retirement plans. The firm uses proprietary model portfolios and third-party signal providers to guide investment decisions, employing tactical asset allocation, fundamental and technical analysis, and modern portfolio theory.

Marvin Brigman is the principal of Brigman Wealth Management in Holt, MI, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has been self-employed since 1995 and maintains a life, accident, and health insurance license as part of his business activities. Brigman Wealth Management serves individual investors and a limited number of business clients, offering discretionary portfolio management and advice focused on fundamental securities analysis with a primarily long-term investment approach. The firm emphasizes selecting individual securities and provides direct oversight through the principal, managing approximately $5.4 million in assets across about 38 clients.

Jeffrey Hollenbeck is a financial advisor with ACE Management in East Lansing, MI, holding Series 63 and Series 65 licenses and 13 years of industry experience. He previously worked at Ryzome Investment Advisors, LLC before joining ACE Management in 2020. Outside of advising, he prepares tax returns for a small number of individual clients. ACE Management serves individual and high-net-worth clients as well as small business owners, offering ongoing investment advisory and portfolio management services with an emphasis on income-oriented portfolios and a non-discretionary management approach. The firm employs fundamental analysis and multi-year holding periods, utilizing a range of securities including equities, fixed income, hybrids, and derivatives.

Joseph Brooks is a financial advisor with Fairhaven Financial Advisory Corporation in East Lansing, MI, holding the ChFC® and Series 63 designations and bringing 45 years of industry experience. He has worked at firms including Innovation Partners LLC and Royal Alliance Associates, INC., and has been with Fairhaven Financial Advisory Corporation since 1999. Brooks is also a licensed insurance agent for various life, health, disability, and fixed interest annuity products. Fairhaven Financial Advisory Corporation serves individual investors, including high-net-worth clients and sponsors of qualified retirement plans, focusing on retirees and those nearing retirement. The firm offers portfolio management, retirement distribution planning, financial consulting, and employer-sponsored plan advisory services using an asset-allocation approach with strategies ranging from conservative to aggressive.

Nathan Whitson is a financial advisor with Maner Wealth, LLC in Lansing, MI, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Triad Advisors, LLC, Michigan Money Management Advisers, LLC, and Invest Financial Corp. Outside of his advisory work, he has experience as an insurance agent and has owned a hobby house rentals and retreats business. Maner Wealth provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors. The firm employs a fund of funds approach with model portfolios and may use subadvisers to align investment styles with client objectives, also offering fiduciary services for retirement plans.

Richard Tanke is a financial advisor at Maner Wealth, LLC with 22 years of industry experience. He holds the PFS™ and Series 66 designations. In addition to his advisory role, he is a principal and CPA at Maner Costerisan, PC, a CPA firm based in Lansing, MI. Maner Wealth provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors, including retirement plans. The firm employs a “fund of funds” approach with model portfolios, subadvisory relationships, and fiduciary services tailored to client objectives.

Rachel Anderson is an investment advisor representative and chief compliance officer at Fairhaven Financial Advisory Corporation with 17 years of industry experience. She has held roles at Innovation Partners LLC and Mercap Securities, LLC, among others. Anderson is based in East Lansing, MI, and holds Series 63 and Series 66 licenses. Fairhaven Financial Advisory Corporation serves individual investors, including high-net-worth clients, and sponsors of qualified retirement plans, focusing on retirees and those nearing retirement. The firm offers portfolio management, retirement distribution planning, financial consulting, and employer-sponsored plan advisory services, using an asset-allocation framework with strategies ranging from conservative to aggressive.

Michael Green is a financial advisor at ACE Management in Lansing, MI, holding Series 63 and Series 65 licenses with five years of industry experience. Before joining ACE Management, he worked at Blue Water Asset Management and spent nearly two decades with the Michigan Department of Corrections. He is also a licensed insurance agent providing referrals in property casualty, annuities, and life insurance. ACE Management serves individual and high-net-worth clients as well as small business owners, offering investment advisory and portfolio management services with a focus on income-oriented portfolios and multi-year holding periods. The firm manages client accounts on a non-discretionary basis and incorporates a range of instruments, including derivatives, in its investment approach.

Aaron Harris is a financial advisor at Lifepoint Planning with 12 years of industry experience. He holds a Series 66 credential and has previously worked at Raymond James & Associates and multiple Northwestern Mutual affiliates. Outside of financial advising, he owns and operates Internet Marketing Consultants, a business focused on running websites that sell physical goods. Lifepoint Planning serves individual and high-net-worth clients, corporations, and retirement plan sponsors by providing investment management, comprehensive financial planning, and retirement plan consulting. The firm employs asset-allocation-driven portfolios based on Modern Portfolio Theory, using both passive index and active quantitative strategies, and integrates third-party digital platforms such as Betterment and Altruist.

Scott Dorer is a financial advisor with Ataraxis Advisors LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Managed Money Concepts and Securities America, Inc., alongside operating as an insurance agent since 1986. He is also a notary public for Ingham County, Michigan. Ataraxis Advisors LLC serves individual investors, high-net-worth clients, trusts, pension plans, and corporate entities by providing financial planning, consultations, seminars, and portfolio management through various program structures. The firm employs a long-term investment approach using mutual funds, model portfolios, separately managed accounts, and unified managed accounts, often utilizing third-party platforms and sub-advisors for execution and custody.

Steven Clisch is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently affiliated with ACE Management and has previous experience at PNC Investments LLC, Equitable Advisors, and AXA Advisors, LLC. He is also involved in fee-based financial planning through his roles at Greenstone Financial Planning, LLC and Clisch Financial Planning, LLC. ACE Management serves individual and high-net-worth clients as well as small business owners, offering ongoing investment advisory and portfolio management services with a focus on income-oriented portfolios and a non-discretionary approach that includes the use of derivatives.

Ashley Loveall is a financial advisor with Ataraxis Advisors LLC, holding a Series 66 designation and 13 years of industry experience. She has worked at Managed Money Concepts and Securities America, Inc., and currently serves as a registered investment advisor representative and compliance officer. In addition to her advisory role, she owns an insurance business selling fixed index annuities. Ataraxis Advisors LLC serves individual investors, including high-net-worth clients, as well as trusts, pension plans, and corporate entities, offering financial planning, consultations, seminars, and portfolio management. The firm manages approximately $60 million across about 138 client accounts, utilizing mutual funds, model portfolios, separately managed accounts, and unified managed accounts with a primarily long-term investment approach.

Steven Guipe is a financial advisor at Maner Wealth, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Maner Wealth since 2021. His prior roles include positions at CG Financial Services, North Salem State Bank, and experience in educational and community organizations. Maner Wealth, LLC provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors. The firm employs a fund-of-funds approach with model portfolios and may use subadvisers to align manager styles with client objectives.

Joshua Roberds is a financial advisor at Fairhaven Financial Advisory Corporation with seven years of industry experience. He holds a Series 65 designation and has worked at Fairhaven since 2017. Prior to that, he was employed at Extend Your Reach and Munters Corporation. Fairhaven Financial Advisory Corporation serves individual investors, including high-net-worth clients, and sponsors of qualified retirement plans, focusing on retirees and those nearing retirement. The firm offers portfolio management, retirement planning, and employer-sponsored plan advisory services using an asset-allocation framework and integrates investment decisions with tax, Social Security, and estate planning considerations.