Kenneth Simmons is the owner and president of Simmons Financial Services, Inc. in Richmond, MI, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been practicing law since 1994, operating an estate planning practice under the d/b/a Heritage Estate Planning. Simmons’s background includes over two decades at Horwitz & Associates, Inc., and he continues to provide estate planning services alongside his financial advisory work. Simmons Financial Services, Inc. offers discretionary investment supervisory services to individual investors, trusts, and estates, managing approximately $1.3 million in discretionary assets. The firm uses a combination of charting, fundamental, and technical analysis to implement portfolios primarily composed of publicly traded equities, bonds, and ETFs, while coordinating estate planning and insurance services through its attorney-led practice.

Jonathan Phelan is a CFP® and CFA® with 15 years of experience in financial advising. He has been with Waterford Financial Management, LLC, an independent firm based in New Baltimore, MI, since 2007. Outside of financial advising, he serves as a director of Thompson-Phelan Group, Inc., a general contracting business. Waterford Financial Management provides fiduciary investment management and financial planning primarily for private individuals with tax-qualified and fully taxable accounts. The firm also offers employer consulting, including defined-contribution plan services, and uses a structured investment approach combining modern portfolio theory with intrinsic stock valuation.

Darren Hesselink is a financial advisor at Ironwood Financial, LLC with credentials including Series 63 and Series 65 licenses. He has been with Ironwood Financial since 2026 and previously worked at Wealth Watch Advisors and Energetic Brands LLC. Outside of his advisory role, he is involved with Energetic LLC, a business he has been part of since 2015. Ironwood Financial, LLC is a registered investment adviser that provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm uses a variety of investment strategies, including derivatives-based approaches like covered call writing, and employs tools such as eMoney and Morningstar to tailor portfolios to client goals and risk tolerance.

Scott Barnhart is a CFP® and ChFC® with eight years of experience in financial advisory. He has been associated with Fairway Investment Group, LLC, Paradigm Equities, Inc., and MEA Financial Services since 2017. Prior to his advisory roles, he worked with Algonac Schools for five years. Fairway Investment Group primarily serves individual clients affiliated with the Michigan Education Association, providing fee-based portfolio management and advisory services through LPL Financial-sponsored programs. The firm employs a tailored investment approach using fundamental, technical, and cyclical analysis, focusing on a membership-based client population rather than high-net-worth individuals.

Christopher De Veny is a financial advisor at Wealth Watch Advisors, INC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Valic Financial Advisors Inc and Wealth Strategies Financial Group. In addition to his advisory role, he offers annuity, life, and health insurance as an independent contractor. Wealth Watch Advisors serves a diverse client base that includes individual, high-net-worth, and institutional accounts, providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach primarily executed through approved third-party sub-advisors and SAM programs.

Christopher Bonapace is a CFP® with seven years of industry experience, currently serving as an advisor at Advisory Services Network since 2025. His prior experience includes roles at Ameriprise and Edward Jones, and he also worked at Dorsey Schools before entering financial advising. Outside of his advisory work, he owns and operates OHANA FINANCIAL, LLC, a service company supporting the business income and expenses of his financial practice. Advisory Services Network serves individuals, families, corporations, and charitable organizations with portfolio management, financial planning, and retirement-plan consulting. The firm’s network of independent advisors manages approximately $8.6 billion in client assets using a range of strategies and implementation options tailored to client needs.

Jayson Sacco is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Charles Schwab, Ameriprise Financial Services, Fidelity Investments, and USAA Group. Outside of his advisory work, he hosts a weekly podcast called The Axial Spondyloarthritis Podcast and writes fiction books. Schwab Wealth Advisory provides non-discretionary investment advice and wealth-management services to clients enrolled in its managed account programs. The firm’s recommendations are based on proprietary research and asset-allocation models, serving Schwab brokerage clients who meet eligibility requirements.

Nicole Fobare is a financial advisor with PNC Wealth Management and holds Series 63 and Series 66 licenses. She has 19 years of industry experience, including roles at TD Ameritrade, Scottrade, and Citizens Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio strategists offering that uses algorithmic risk assessment and approved model strategies implemented via mutual funds and ETFs.

James Winiarski is a financial advisor with The Huntington Investment Company in Saint Clair, MI, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at The Huntington Investment Company since 2012 and previously served at The Huntington National Bank from 2012 to 2018. The Huntington Investment Company provides advisory and wrap-fee programs to individual, charitable, corporate, and retirement clients. It operates an open-architecture, model-driven platform combining third-party sub-managers, wrap strategists, and proprietary models, overseeing approximately $6.3 billion in assets across nearly 400 advisors.

Lori Stephenson is a Series 66-licensed financial advisor with Stifel in Saint Clair, MI, and has 17 years of industry experience. She has been with Stifel Nicolaus & Co. since 2010. In addition to her advisory role, she is a commissioned notary. Stifel serves a diverse client base that includes individuals, institutional investors, and municipal entities, providing both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, offering fee-based financial planning and model allocations intended to assist client decision-making.

Kathleen Cook is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing four years of industry experience. She has worked at LPL Financial and Tarr Financial since 2020 and previously spent seven years with Timothy P Bogert / AmericaGroup. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Cory Shivers is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Cambridge Investment Research and Sigma Planning Corporation. Outside of his advisory role, he is a licensed realtor with Epique Realty and serves as president of CTS Financial Inc., a financial services business. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Jeffrey Dagher is a financial advisor at Edward Jones with 16 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory role, he is a member of DAGHER CAPITAL HOLDINGS LLC, which owns the building leased by his Edward Jones branch office. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors and 15,000 branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Steven Weingartz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Royal Alliance Associates, Signator Investors, and Insurance Specialists Agency. He is also involved in managing DW Holdings, LLC, a business entity he has been associated with for over two decades. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Anthony Wyzynajtys is a financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones in 2025, he worked at Capital Group/American Funds from 2017 to 2022 and Flexible Plan Investments from 2014 to 2017. Outside of his advisory role, he owns a rental property in Fishers, Indiana. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of investment strategies and advisory programs supported by a large network of advisors and branch offices nationwide.

Charles Alley is a financial advisor with Edward Jones in Saint Clair, MI, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked for the East China School District for 31 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive advisor and branch network as well as affiliated capabilities beyond advisory services.

Daniel Krauskopf is a CFP® with 17 years of industry experience, currently affiliated with Raymond James Financial in Marysville, MI. He has been involved with Saint Christopher since 2019, where he serves as Chair of the finance committee overseeing church budgets. Krauskopf also operates Beacon Wealth Group and is an agent selling fixed annuities and life insurance through Eschels Financial Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by firm research and a broad affiliate network.

Mark Dittman is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at SagePoint Financial, Inc. for 14 years and OSAIC for 2 years. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, and institutions. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory financial products.

Jeffrey Marko is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at OSAIC Wealth Inc. He has held prior roles at Ameriprise Financial Services, LLC, Royal Alliance, and several other firms. Marko is also the owner of NEXTWAVE FINANCIAL LLC, where he reviews and advises on clients' financial needs and goals. OSAIC Wealth Inc. is a large SEC-registered investment adviser and broker-dealer that serves a diverse client base including individual investors, retirement plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and access to multiple custodial platforms.

Richard Schweihofer is a financial advisor at OSAIC with 13 years of industry experience. He previously worked at SagePoint Financial for nine years before joining OSAIC in 2023. Outside of his advisory role, he serves as a commission member on the Pine Shores Golf Committee for the City of St. Clair. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services using advanced portfolio management tools and supports thousands of advisors across multiple custodial platforms.

Mark Barnett is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Securities America, Ohio National Financial Services, and OSAIC. LPL Financial serves a diverse client base that includes individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households, offering a variety of advisory and brokerage services supported by an in-house research team and a broad platform of investment options.

Daysha Balloun is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab in various roles since 2015, including a position at Charles Schwab Bank. Prior to her current role, she was with Ameriprise for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory and custody infrastructure.

Sloan Klaski is a financial advisor with Edward Jones, holding the Series 66 designation and currently in the first year of his advisory career. Prior to joining Edward Jones in 2025, he worked at Novartis and Cintas, and spent six years at Saginaw Valley State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.

Mark Lundquist is a CFP® and Series 66-registered financial advisor with Edward Jones, based in New Baltimore, MI. He has 12 years of industry experience and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

James Burden is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 1996. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of delivery options supported by an in-house Research team that constructs model portfolios and provides strategic and tactical investment implementations.

William Potthoff is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. In addition to his advisory role, he serves as a Maintenance Officer in the Michigan Air National Guard and is a board member of the Kiwanis Club of Mount Clemens, where he is involved in financial oversight and planning charitable events focused on youth. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Evan West is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. He serves as Vice President and independent contractor at Beacon Wealth Group, a business he owns. Evan has been involved with USA Hockey since 2017 and has worked in various community roles including with Marysville and Grand Rapids Public Schools. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Michelle Gravelle is a CFP®-certified financial advisor with 36 years of industry experience, currently affiliated with LPL Financial since 1996. She holds a Series 63 license and is based in Clay, Michigan. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions, supported by an in-house Research team, with delivery options ranging from financial planning and model-portfolio advisory programs to third-party asset management and participant-directed retirement advice.

Todd Bertsch is a financial advisor with LPL Financial in Fort Gratiot, MI, holding a Series 66 designation and 24 years of industry experience. He has previously worked with CUNA Mutual Group, CUNA Brokerage Services, GLP Investment Services, and Asset Allocation Strategies, LLC. Outside of his advisory role, he is the owner of a real estate rental business in Waterford, MI. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with a variety of product and service options.

Ashlyn Klaski is a CFP® and Series 66-licensed financial advisor with Edward Jones in New Baltimore, MI, with seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at Garber Buick Company, Gateway Financial Services, Perani's Hockey World, Saginaw Valley State University, and Anchor Bay Marina. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of investment strategies and affiliated services through a nationwide network of financial advisors and branch offices.

Shawn Smith is a financial advisor with Edward Jones in Algonac, MI, holding Series 63 and Series 66 designations and with 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and advisory services under a fiduciary standard. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Thomas Trudel is a financial advisor at Edward Jones with a Series 66 designation and over a decade of prior experience in various industries, including roles at Purem Novi, Inc., AJM Packaging, Tenneco, and Brose North America, Inc. He has been with Edward Jones since 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Kimberley Greenwald is a financial advisor at Edward Jones with 17 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Prior to joining Edward Jones in 2022, Kimberley worked at Pacific Life Insurance Co. and Jackson National Life Distributors LLC. She also works as an online nutrition coach through Heritage Church's HDC Group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated financial products.

Joseph Lewandoski is a financial advisor at Edward Jones with 11 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2014. Outside of his advisory role, he is a high school basketball and soccer referee with the Michigan High School Athletic Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kimberly Du Vernay is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and previously worked at Del Barba Insurance for five years. Outside of her advisory role, she owns Riverside Revival Home LLC, where she creates social media content focused on DIY home decor and furniture restoration. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Doris Morgan is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and previously worked at State Farm agencies from 2014 to 2020. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Evette Bonfiglio is a financial advisor at Osaic with two years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at several financial institutions including First State Bank, Flagstar Bank, and PNC Bank. Outside of her advisory role, she is involved in real estate sales and works as a notary public and insurance agent through her sole proprietorship. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charities. The firm offers a range of advisory and brokerage services supported by technology-driven investment processes and access to multiple custodial platforms.

Kristen Roulo is a Series 66-licensed financial advisor with Edward Jones in Algonac, MI, where she has been practicing since 2014, accumulating 12 years of industry experience. She has spent her entire advisory career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Janelle Micks is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Edward Jones in Richmond, MI. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of various net worth levels, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kristy Pieprzak is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Edward Maedel II is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has 15 years of industry experience, including prior roles at Sigma Financial Corporation. He serves as a board member of the St. Peters Lutheran Church Richmond MI Endowment Board. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, retirement plan advisory, and access to third-party sub-advisers across multiple account platforms.

Megan Schudlich is a financial advisor at Stifel with Series 66 credentials. She joined Stifel in 2023 and has held various roles including positions at Michigan Medicine and Eastern Michigan University. She serves as a general member at large on the board of a condominium association. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation models developed by its Investment Strategy Group.

Sarah Armstrong is a financial advisor at LPL Financial with Series 63 and Series 65 designations and four years of prior experience at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. She has also held roles outside finance, including seven years at Best Buy. LPL Financial provides advisory and brokerage services to individual investors, retirement plan sponsors, banks, credit unions, and other institutions through a large network of over 21,800 investment adviser representatives. The firm offers a wide range of investment programs and services, managing more than $819 billion in advisory assets.