Thomas Kleptz is a financial advisor at Turnstone Financial in Troy, OH, holding a Series 65 designation with 11 years of industry experience. He has been with OT Financial, LLC d/b/a Turnstone Financial since 2014. Turnstone Financial provides manager selection, supervision, and portfolio monitoring services for individuals, high-net-worth clients, and charitable organizations, often serving as corporate trustee through Turnstone Private Trust. The firm employs a long-term investment approach based on modern portfolio theory and conducts thorough due diligence on third-party subadvisers managing client assets.

Chad Tennant is a financial advisor with The Freedom Experience, Inc., holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at TWAMS Financial Planning, LLC, Landmark Investment Group, and Summit Wealth Management. Outside of his advisory role, Tennant manages a professional liaison management services business that oversees contractor performance. The Freedom Experience is an independent wealth management firm serving individual households, charitable organizations, trusts, and estates. The firm manages approximately $20 million in client assets, focusing on discretionary investment management and comprehensive wealth planning with a mix of domestic and international securities, ETFs, and REITs.

Lori Gross is a financial advisor at Wellness Investment Advisers LLC with nine years of industry experience. She holds a Series 65 designation and has worked at Wellness Investment Advisers since 2016 and Outlook Financial Center since 2015. Outside of her advisory role, Gross is also an insurance agent with Outlook Financial Center, dedicating approximately half of her time to this activity. Wellness Investment Advisers LLC provides fee-based financial planning and discretionary portfolio management primarily to individual clients, along with services for pension and profit-sharing plans and business entities. The firm tailors investment programs to client goals using fundamental and technical analysis and incorporates third-party managers while maintaining oversight.

Daniel Hoelscher is a CFP® professional with 16 years of industry experience. He is the managing member of SeniorMark, LLC and has been associated with the firm since 2009. He also has experience at Creative Financial Design, Inc. and has worked as an independent insurance agent since 1997. Outside of his advisory roles, Hoelscher serves as president and teacher for LoveTruthFully, Inc., a nonprofit focused on Christian education. SeniorMark, LLC is a registered investment adviser that serves retail and institutional clients, including high-net-worth individuals and charitable organizations. The firm provides advisory services through an affiliated registered adviser, Creative Financial Design, Inc., which manages client portfolios on a discretionary basis.

Jordan Rethman is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and three years of industry experience. He has worked at United Planners since 2022 and also maintains a role as an accountant specializing in tax preparation and bookkeeping at McCrate, Delaet & Company. Additionally, he is involved as a portfolio manager with McCrate Wealth Management, LLC. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm operates an open-architecture platform using multiple custodians and third-party money managers, offering both fee-based and commission-based financial planning and portfolio management through its network of 477 independent advisors.

David Selsor is a financial advisor at Fifth Third Securities, Inc. in Piqua, Ohio, holding Series 63 and Series 66 licenses with 37 years of industry experience. He has been with Fifth Third Securities since 1999. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, and is notable for its municipal-advisor registration and affiliation with Fifth Third Bank.

Salem Nganga is a financial advisor at Empower Advisory Group with Series 63 and Series 66 credentials and two years of industry experience. Prior to his current role, he worked at Empower Financial Services, Spark Driver, Jenzabar, and Aetna. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders. The firm’s integrated approach uses proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, and it operates closely with affiliated entities for recordkeeping and investment execution.

Sarah Stammen is a financial advisor with United Planners Financial Services of America and holds a Series 66 designation. She has 10 years of industry experience and has previously worked with Avantax Advisory Services, Avantax Investment Services, Inc., and 1st Global Advisors, Inc. In addition to her advisory role, she is a shareholder and treasurer at McCrate, Delaet & Co, a CPA firm specializing in tax preparation and accounting. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based options through its network of independent investment advisor representatives.

Bradley Hoge is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 credentials. He has 18 years of industry experience, including prior roles at Avantax Investment Services and Prudential Insurance Company of America. He is also involved with McCrate Wealth Management LLC as a member. United Planners Financial Services serves a diverse client base ranging from individuals and corporations to institutional clients such as sovereign wealth funds and banks. The firm operates an open-architecture platform with multiple custodians and supports both fee-based and commission-based advisory models.

Scott Steineman is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with United Planners Financial Services of America and has previously worked at Avantax Investment Services, 1st Global Advisors, and McCrate DeLaet & Company, where he remains an owner and shareholder of a tax preparation and accounting firm. Outside of advisory work, Steineman is involved with NSDW Properties, a real estate sales and property management business. United Planners Financial Services serves a diverse client base including individuals, corporations, retirement plans, and institutional clients. The firm operates an open-architecture platform utilizing multiple custodians and third-party money managers, offering both fee-based and commission-based options through its network of independent advisors.

Jonathon Sears is a financial advisor at Fifth Third Securities, Inc. with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fifth Third Securities since 2014, alongside a concurrent role at Fifth Third Bank since 2012. Outside of his advisory work, Sears serves as an adjunct instructor at Sinclair Community College and Indiana University East. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Cheryl Boyer is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Money Concepts Capital Corp. She has been with the firm since 1986 and has worked as an advisor since 1989. Outside of her advisory role, she is involved with The Gregory Reyes Foundation as a consultant and volunteer. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing around $3.33 billion for nearly 14,700 clients. The firm offers portfolio management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and corporations, utilizing a mix of model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Brian Addis is a financial advisor at GWN Securities Inc. in Troy, Ohio, with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Cantella & Co., Inc. Outside of advisory services, he is also licensed to sell various lines of non-securities insurance, including variable and fixed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth investors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios through a large network of advisors.

Gregg Hews is a Series 66-licensed financial advisor with 38 years of industry experience. He is currently affiliated with Primerica Advisors and has worked at firms including Guardian Life Insurance Company, Park Avenue Securities, OneAmerican Securities, and American United Life. He also operates Hews Financial Services, which offers life, disability, long-term care, medical, group products, and fixed annuities. Primerica Advisors serves a broad retail client base with both brokerage and fee-based advisory services, offering financial planning, retirement-plan consulting, and business consulting. The firm implements diverse investment strategies through proprietary and third-party models and provides a range of account-level services including lending solutions and donor-advised funds.

Kevin Schlarman is a CFP® professional affiliated with United Planners Financial Services of America, bringing eight years of industry experience. His prior roles include positions at Avantax Advisory Services, Avantax Investment Services, and 1st Global Capital Corp. Outside of his advisory work, he serves as a board member for S&H Products, a community and civic organization in Sidney, Ohio. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm operates an open-architecture platform with multiple custodians and offers a mix of fee-based and commission-based financial solutions through its network of 477 independent advisors.

Robert Earl is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been with Commonwealth since 2003. Outside of his advisory work, he is a track coach at Houston High School and owns Can't Stop Running Company Ohio, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, supported by a platform that offers operations, trading, technology, investment management, compliance, and practice-management resources.

Corey Palakovic is a financial professional at Money Concepts Capital Corp with a Series 66 designation and one year of industry experience. His background includes service in the US Army from 2016 to 2020 and roles in retirement and financial planning at WiseBridge Wealth Management. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including high-net-worth individuals, pension plans, and charitable organizations. The firm employs a range of managed programs and utilizes fundamental and technical analysis alongside modern portfolio theory to guide asset allocation and account rebalancing.

Myrtie Melas is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and 20 years of industry experience. She has been with PNC Investments, LLC since 2016. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only online discretionary model account for employees that uses algorithmic risk assessment and invests via approved model strategies with mutual funds and ETFs.

Ted Rolf II is a financial advisor at Fifth Third Securities, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fifth Third Securities since 2018, after beginning his career at Fifth Third Bank in 2007. Outside of his advisory role, he works as a freelance driver for Uber in Troy, Ohio. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway Managed Account Program and combines its municipal-advisor registration with a corporate affiliation to Fifth Third Bank.

Mark Hoge is a financial advisor with United Planners' Financial Services of America and holds a Series 66 designation. He has 15 years of industry experience and has held roles at firms including Avantax Advisory Services and 1ST Global Advisors. Outside of his advisory work, Hoge is a shareholder in a CPA firm and serves as a board member for German Farmers Mutual Insurance Company. United Planners Financial Services supports a diverse client base, including individuals, corporations, and institutional clients, through an open-architecture platform with multiple custodians and money managers. The firm operates as both a registered investment adviser and broker-dealer, delivering financial planning, portfolio management, retirement plan services, and brokerage solutions.