Chad Clay is the sole advisor at Glass City Capital Management, LLC in Maumee, OH, holding a Series 65 credential with seven years of industry experience. Before founding his firm in 2018, he worked as an investor and previously served for eleven years with the City of Springfield, Illinois Fire Department. His background includes experience as a firefighter and EMT. Glass City Capital Management is an independent, fee-only firm providing discretionary investment management focused on long-term capital appreciation for individuals and various entities. The firm emphasizes a concentrated, actively managed equity strategy built around a core “best ideas” approach, typically holding five to forty individual securities with a preference for large-cap companies.

Andreas Juarez is the sole advisor at Juarez, Andreas, holding a Series 65 designation with no prior industry experience. His work history includes roles at Amazon LLC, Stellantis, Ohio State University, and Lowe's, along with six years of full-time education. He also operates AD JUAREZ LLC, a tax preparation business serving individual clients. Midwest Guidance LLC is a state-registered investment adviser that provides discretionary investment management to individual and high-net-worth clients. The firm employs a value-oriented investment approach focused on fundamental analysis and manages accounts on a discretionary basis with custody maintained by third-party custodians.

Ken Reinhart is the sole advisor at Reinhart Asset Management LLC in Toledo, Ohio, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Reinhart Asset Management since 2004 and concurrently works in logistics support at Kohl's Corporation. Reinhart Asset Management is a state-registered, single-advisor firm providing discretionary investment management and consulting services to individuals and various entities. The firm employs a documented Hybrid Analytical Process integrating multiple analysis methods to manage ETF-oriented portfolios, including complex strategies such as leveraged and inverse ETFs through its SPECTRUM program.

Scott Osborn is a financial advisor at Patriot Wealth Planners LLC with seven years of industry experience. He holds a Series 65 designation and has worked in business consulting through Scott Osborn Consulting, LLC since 2020. Outside of finance, he is a manager at Whirlpool Corporation and serves as a commander in the Ohio Army National Guard, where he oversees training programs for enlisted soldiers. Patriot Wealth Planners provides financial planning and consulting services focused on third-party manager referrals for individuals, high net worth clients, trusts, and estates. The firm does not manage assets directly but helps clients select and work with third-party managers while delivering comprehensive financial plans and periodic reviews.

Geoffrey Kujawa is a financial advisor at Thunderbird Financial Coaching with 10 years of industry experience. He holds a Series 65 designation and has worked since 2011 as a buyer for a grocery store chain, LM Acquisition, Inc. Thunderbird Financial Coaching provides fee-based financial coaching, planning, portfolio analysis, and retirement-plan advice primarily for public servants, private-sector employees, business owners, and professionals. The firm employs a passive, asset-class diversification approach and combines investor education with various fee arrangements, using third-party managers for asset management.

Shanyn Stewart is a financial advisor with Advanced Financial Management, Inc. in Lambertville, MI, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to her current role since 2020, she spent nine years at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. Outside of advisory work, she is an ordained minister who speaks on biblical topics and is involved in several business ventures, including accounting and tax services, an apparel company, and retail operations. Advanced Financial Management, Inc. serves individual and high-net-worth clients as well as small businesses, offering financial planning, consulting, and portfolio management. The firm uses an asset-allocation framework and proprietary model portfolios managed through third-party sub-advisers, with frequent monitoring and rebalancing.

David Macino is the sole advisor at Macino Financial, LLC in Holland, Ohio, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has worked at Virtue Capital Management, LLC from 2015 to 2018 and has been with Macino Financial Services since 2013. In addition to his advisory role, he manages an independent insurance business focused on life, health, and fixed annuities. Macino Financial provides individualized investment management and financial planning services primarily to individual clients. The firm emphasizes asset allocation and tailored investment policy statements, offering discretionary portfolio management and recommendations of third-party managers, and utilizes the Betterment for Advisors platform for execution and custody. The advisor regularly conducts retirement-planning educational seminars and serves a client base aligned with individual investors rather than large high-net-worth portfolios.

Derick Gant is the sole advisor at Gant Investment Advisors, Inc., an independent firm based in Toledo, OH. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Since founding his firm in 2009, he has also engaged in budget planning and debt reduction consulting, as well as the sale of insurance and annuity products through affiliated businesses. Gant Investment Advisors provides portfolio management and advisory services to individual clients, managing approximately $1.8 million across around 40 accounts. The firm employs a long-term, buy-and-hold strategy focused on low-cost index funds and short-duration fixed income, with portfolios rebalanced annually and managed primarily on a discretionary basis.

Randall Johnson is a financial advisor at Candela Financial with a Series 65 credential and one year of industry experience. He has worked in various tutoring roles focused on chemistry and math for K-12 students and owns a tutoring business. Additionally, he operates a tax planning and preparation business serving individuals and small businesses. MedPath Financial is a fee-only registered investment adviser serving individual clients, including high-net-worth individuals and residency programs. The firm follows a Modern Portfolio Theory-based investment approach, emphasizing strategic asset allocation and a combination of passive and active fund selections tailored to client goals and risk tolerance.

Colleen Oberhaus is a financial advisor with Gould Ruma Financial Advisors in Toledo, OH, holding a Series 66 designation and 12 years of industry experience. She previously worked at The Huntington Investment Co. and has been with Gould Ruma and affiliated with LPL Financial since 2017. Oberhaus also provides tax preparation and accounting services as part of her professional activities. Gould Ruma Financial Advisors specializes in financial and tax planning services without managing or custodian client assets. The firm focuses on written planning deliverables and operates on an hourly or fixed-fee basis, referring clients to LPL Financial for investment management when needed.

Adam Cufr is a financial advisor with Fourth Dimension Financial Group in Perrysburg, OH, holding a Series 63 license and 18 years of industry experience. He is the sole owner of OrangeSuitsYou, Inc., a marketing services company focused on financial advisors, and has served as a musician with the Ohio Air National Guard's 555th Air Force Band. Fourth Dimension Financial Group provides investment supervisory services and financial planning to individual investors, including high-net-worth clients, as well as company 401(k) plans. The firm matches clients to third-party money managers based on personalized investment policy statements and offers periodic educational seminars and workshops.

David Hoobler is a financial advisor with The Bottom Line Wealth Management Ltd. in Toledo, OH, holding a Series 65 credential and seven years of industry experience. He has worked at Sunrift Capital Partners LLC since 2019 and has been involved with Retirement Income Consultants and Capaverill II & Associates since 2001, where he serves as a vice president and insurance agent. The Bottom Line Wealth Management Ltd. provides discretionary portfolio management and financial planning primarily for individual clients, utilizing model portfolios and third-party money managers. The firm combines fundamental, technical, and cyclical analysis in its investment approach and integrates insurance products into client financial planning.

Robert Thompson is a financial advisor with Integrated Financial Resources, Inc. in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Integrated Financial Resources since 2000 and concurrently at Concorde Asset Management and Concorde Investment Services since 2012. Thompson also holds insurance licenses and provides life and long-term care insurance services to clients. Integrated Financial Resources, Inc. offers financial planning and discretionary account management primarily for individuals and various other client types, focusing on mutual funds and variable annuity sub-accounts. The firm employs a long-term buy-and-hold investment approach combined with fundamental, technical, and cyclical analysis, managing most accounts on a discretionary basis with regular client reporting.

Peter Ruma is a ChFC® credentialed financial advisor with 38 years of industry experience. He is a principal at Gould Ruma Financial Advisors in Toledo, OH, where he has worked since 2009. Prior to that, he was associated with LINSCO/Private Ledger, Corp. since 2005. His other business activities include selling fixed life insurance and group insurance products. Gould Ruma Financial Advisors provides financial, tax, and business planning services focused on budgets, estate, tax, insurance reviews, and goal-setting. The firm operates on an hourly or fixed-fee planning model without managing or custodian client assets, referring investment management to LPL Financial and emphasizing written planning deliverables over discretionary portfolio management.

George Damasco is a financial advisor with Bollin Wealth Management, LLC in Perrysburg, OH, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked with MPM Wealth Advisors, Inc. since 1995. Outside of advising, he has ownership interests in a farm leasing operation and a pizza business. Bollin Wealth Management serves individual clients, including high net worth individuals, as well as trusts, estates, and corporate pension and profit-sharing plans, providing investment supervisory services and comprehensive financial planning. The firm uses Modern Portfolio Theory to construct portfolios and primarily supervises accounts on a non-discretionary basis without taking custody of client funds.

Alan Lancz is a financial advisor with Alan B. Lancz & Associates, Inc. in Toledo, OH, holding a Series 63 designation and bringing 44 years of industry experience. He has worked at Crescent Securities Group, Inc. since 2019 and at International Assets Advisory, LLC from 2015 to 2018, alongside his longstanding role at Alan B. Lancz & Associates since 1985. In addition to his advisory work, he serves as Director of Research for Lancz Global LLC, a subscription-based independent research firm, and provides strategic leadership for two national track and trace companies. Alan B. Lancz & Associates, Inc. offers discretionary portfolio and wealth management, financial planning, retirement-plan consultation, and corporate consulting services. The firm serves high-net-worth individuals, corporate pension and profit-sharing plans, charitable institutions, family offices, and trust accounts, employing a fundamental, global investment approach with an emphasis on tax and risk management. It is notable for managing private pooled investment vehicles focused on energy drilling partnerships and maintaining affiliated entities for proprietary research and real estate management.

Steven Wise is a Series 65-licensed financial advisor with 12 years of industry experience. He is currently with Beacon Associates Wealth Management, LLC, where he has worked since 2022, following roles at Simplicity Wealth and Virtue Capital Management. In addition to his advisory work, Wise serves as a chapter director and financial educator for the American Financial Education Alliance, conducting workshops on Social Security and retirement planning. Beacon Associates Wealth Management serves individual and high-net-worth clients, as well as trusts and estates, providing discretionary asset management primarily through sub-advisor and co-advisor relationships. The firm focuses on selecting and monitoring third-party portfolio managers and offers project-based financial planning and advisory services without imposing a minimum account size.

Frank Echelmeyer is a financial advisor at Camelot Portfolios, LLC with 20 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Atlantis Wealth Advisors, LLC, Realta Equities, Inc., and Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as a trustee for the endowment fund at Christ the King Parish in Toledo and is on the board of trustees for Baby University, a resource supporting early childhood education. Camelot Portfolios serves individual and high-net-worth investors as well as other advisers and institutional clients by providing discretionary and non-discretionary asset management through proprietary model strategies. The firm employs a range of investment approaches, including fixed-income ladders, ETF and closed-end fund strategies, and option-based techniques, and manages proprietary pooled vehicles and private funds.

Travis Wurz is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Wurz Financial Services, LLC and has previously worked at Schmerge Executive Planning Services, Prosperity Wealth Management, Fortune Financial Services, and the University of Toledo. He recently obtained an insurance license in addition to his advisory credentials. Wurz Financial Services provides advisory services to individuals, high-net-worth clients, and business entities, with a specialized practice serving law firm owners through business consulting and planning. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of investment strategies and instruments tailored to client-specific investment policy statements.

Gyeral Nice is a financial advisor at The Bottom Line Wealth Management Ltd. in Toledo, OH, with seven years of industry experience. He holds a Series 65 designation and has worked with several firms, including Retirement Income Consultants and Sunrift Capital Partners LLC. Outside of advisory roles, he is also active as a licensed insurance agent through Capaveril II & Associates and Retirement Income Consultants. The Bottom Line Wealth Management Ltd. provides discretionary portfolio management and financial planning services primarily for individual clients, utilizing model portfolios and third-party money managers. The firm incorporates insurance products into its financial strategies and offers educational seminars and ongoing client reviews.