Bobby Junkin is the principal of Junkin & Company, Inc., an independent firm based in Toney, Alabama. He holds the CFP® and ChFC® designations and has 19 years of industry experience. Since founding Junkin & Company in 2013, he has focused on providing financial planning and investment advisory services. In addition to his advisory role, Mr. Junkin is a licensed insurance agent and occasionally offers clients advice on insurance products. Junkin & Company serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is based on the Efficient Market Hypothesis, Modern Portfolio Theory, and the Fama-French three-factor model, emphasizing global diversification and periodic rebalancing. Rather than managing portfolios directly, the firm typically recommends third-party money managers to implement long-term, passive strategies.

Stephen Mandracchia is a CFP® professional with four years of experience in financial advisory roles. He is currently the sole advisor at Tulip Financial Planning LLC, having previously worked at firms including Dew Wealth Management, Ironwood Investment Counsel, and Morgan Stanley. Tulip Financial Planning serves business owners, medical professionals, and high-net-worth families by offering discretionary investment management alongside tax preparation, tax advisory, and family-office services. The firm emphasizes passive, tax-efficient, long-term portfolios and provides integrated financial planning and tax services primarily through virtual delivery.

Taylor West is a financial advisor at Hibernia Wealth Partners, LLC with eight years of industry experience. He holds the Series 66 designation and has worked with firms including Edward Jones and LPL Financial. West is based in Harvest, Alabama. Hibernia Wealth Partners, LLC is an SEC-registered investment adviser managing approximately $372.5 million in client assets, serving individuals, trusts, retirement plans, and institutional investors. The firm offers portfolio management, financial planning, ERISA plan services, and sponsors a wrap-fee program, employing tailored investment strategies that incorporate fundamental, technical, and quantitative analyses as well as modern portfolio theory.

Michael Jones is a financial advisor at Verus Capital Partners, LLC with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including LifeCourse Capital, Inc. and Next Financial Group Inc. Outside of his advisory role, he is also a notary public in Madison, Alabama. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm employs a combined fundamental and technical analysis approach with strategic asset allocation and offers customized portfolios aligned with clients’ objectives and risk tolerance.

Stephen Williams is a financial advisor with Verus Capital Partners, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at NEXT Financial Group, Inc. and Life Course Capital Inc. Outside of his advisory role, he owns Abundance Building Concepts LLC, a non-investment-related business. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm offers discretionary asset management, financial planning, and consulting, using a combination of fundamental and technical analysis with strategic asset allocation tailored to client objectives and risk tolerance.

Dustin Haraway is a CFP® with seven years of industry experience, currently advising at Balefire, LLC. His prior roles include positions at Integrity Alliance, Lion Street Financial, and Raymond James Financial Services Advisors, among others. Outside of financial services, he operated Haraway Lawn Care Company for two years. Balefire serves individual and high-net-worth clients, retirement plans, charitable organizations, trusts, and business entities, providing discretionary asset management, financial planning, and ERISA-focused corporate solutions. The firm employs a team-based investment process using an Investment Committee and a core-plus-tactical philosophy, customizing client relationships by risk profile and goals.

Jeffrey Dennison is a financial advisor with HBW Advisory Services LLC in Athens, Alabama, holding Series 63 and Series 65 credentials and possessing 16 years of industry experience. He has worked with firms including Cetera Wealth Services and Goodwyn, Mills & Caywood. Outside of advising, he serves as the executive director and board member of the charity BestHope4Us and owns businesses involved in land development, social networking for single adults, and website domain sales. HBW Advisory Services manages approximately $1.75 billion in client assets, offering asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach that includes tactical asset allocation and multi-manager diversification, and it serves a diverse client base through retail, institutional, and intermediary roles.

David Wyrick is a financial advisor with First Advisors National, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked as an independent contractor for Cornerstone Senior Services since 2006, providing financial services primarily related to long-term care, insurance, and annuities. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm’s investment approach focuses on selecting and monitoring third-party money managers combined with tactical and strategic allocations, supplemented by fundamental analysis of individual securities.

Benjamin Williams is a financial advisor at Verus Capital Partners, LLC with one year of industry experience. He holds a Series 66 designation and has previously worked with firms including LPL Financial LLC and LifeCourse Capital, Inc. Outside of advisory services, he is also a Medicare insurance agent. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis with strategic asset allocation and offers customized portfolios tailored to client objectives, risk tolerance, and tax considerations.

Michael Ellis is a financial advisor with Sowell Management in Madison, Alabama, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments and Raymond James Financial Services, as well as ownership of Ellis Land Company, LLC. He has also been involved in lifelong learning initiatives at the University of Alabama at Huntsville. Sowell Management serves a diverse client base including individuals, retirement plans, corporations, and institutions, offering portfolio management, financial planning, and related advisory services. The firm operates an independent contractor model with tailored client services, utilizing model portfolios, third-party sub-advisors, and unified managed account platforms.

Bruce Scott is a financial advisor with Moors & Cabot, Inc. in Athens, Alabama, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Edward Jones. Moors & Cabot provides investment advisory and related services to a broad client base, including individuals, high-net-worth investors, corporations, and charitable organizations. The firm employs a variety of analytic approaches and offers discretionary and non-discretionary portfolio management, fee-based financial planning, and limited consulting engagements.

Marty McGuire is an investment advisor representative with NewEdge Advisors and holds Series 63 and Series 65 licenses. He has four years of industry experience and previously worked at COUNTRY FINANCIAL for eleven years. McGuire is also a licensed insurance agent and offers insurance products alongside his advisory services. NewEdge Advisors serves a diverse range of clients, including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning and consulting.

James Hyde is a financial advisor with PNC Wealth Management in Madison, AL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at BBVA Compass and BBVA Securities, where he worked for nearly two decades before joining PNC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation that uses algorithmic questionnaires to guide investment strategies implemented via mutual funds and ETFs.

William Wyker is a financial advisor with PNC Wealth Management, holding a Series 66 credential and six years of industry experience. He previously worked at Raymond James & Associates, INC and The Agency on Pine. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a Portfolio Solutions Strategist Digital Offering that uses algorithm-driven risk assessment and discretionary model accounts with investments in mutual funds and ETFs. The firm employs third-party strategists and delegates portfolio implementation and proxy voting to external providers.

Tasha Webie is a financial advisor with Principal Financial Services, holding the CFP® designation and Series 63 and 66 licenses, with 16 years of industry experience. Her prior roles include positions at UBS Financial Services, American Portfolios, Bank of America, Merrill, and Equitable Advisors. Outside of financial services, she operated an e-commerce business for two years. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel overseas. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis by these managers.

Lee Donaldson is a financial advisor at Edward Jones with six years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Edward Jones in 2019, he served at the US Navy Air War College from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs and investment strategies, operating under a fiduciary standard.

Shanna Pendergrast is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior work includes roles at Edward Jones and Coldwell Banker Pinnacle Properties. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan services, and access to third-party money managers, combining retirement and fiduciary capabilities with a broad trust and institutional network.

Joseph Grant is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Wells Fargo and Regions Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with broker-dealer and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Kimchi Godwin is a financial advisor with LPL Financial in Madison, AL, holding the CFP® and ChFC® designations and with 24 years of industry experience. Prior to joining LPL Financial in 2022, Kimchi worked at CUNA Mutual Group, CUNA Brokerage Services, GWFS Equities, Inc., and Mutual of America. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Hallbrook Polite Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 credentials and 18 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Thrivent Financial, among other firms, and has operated an independent training business focused on diversity, equity, and inclusion since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision authority.