Ramesh Gulati is a CFP®-certified financial advisor with 18 years of industry experience. He has led Gulati Asset Management LLC since 1998. Outside of his advisory role, he is involved in dietary supplement development as a managing member of CBDG LLC and serves on two homeowners association boards. Gulati Asset Management provides discretionary portfolio management and consulting services to individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm constructs customized portfolios using a combination of equities, ETFs, mutual funds, and fixed income, employing both fundamental and technical analysis alongside risk assessment tools such as Monte Carlo simulation and Black Swan tests.

Luis Whu is a financial advisor at Lulla Wealth Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Financial Securities Corporation, Bankers Life Securities, ProEquities, and Bankers Life and Casualty Company. Luis is also a licensed insurance agent offering a range of insurance products. Lulla Wealth Financial provides personalized investment advisory and wealth management services primarily to individuals and families, including high net worth clients. The firm operates on a non-discretionary basis, collaborating closely with clients to set investment objectives and approving transactions, while also offering wealth-planning and oversight of third-party investment managers.

Mark Quinn is the sole advisor at Greenfield Financial Services, LLC, an independent firm based in Vero Beach, FL. He holds Series 63 and Series 65 designations and has 41 years of industry experience. Quinn has led Greenfield Financial Services since 2012. Greenfield Financial Services provides ongoing portfolio management to individual and high-net-worth clients, overseeing approximately $2.51 million in assets. The firm operates primarily on a non-discretionary basis, preparing customized Investment Policy Statements and implementing portfolios using a range of securities while managing all client assets internally.

Russell Twiss is a financial advisor at Gallatin & Company, LLC with 14 years of industry experience. He has been with Gallatin & Company since 2006 and holds Series 63 and Series 65 licenses. Gallatin & Company, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, institutions, trusts, estates, and pension plans. The firm manages approximately $92.6 million in assets and employs a fundamental security analysis and long-term total-return investment approach, creating individualized portfolios rather than model portfolios.

Biran Herndon is a financial advisor at Herndon Wealth Services Inc with six years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to founding his current firm, he worked at Impact Partnership Wealth, LLC and Brookstone Wealth Advisors, among others. He is also involved with Elite Tax Advisory Services, LLC, where he provides tax preparation and insurance services. Herndon Wealth Services serves individuals, high-net-worth clients, and business entities by offering financial planning and consulting rather than discretionary asset management. The firm’s approach includes comprehensive, tailored plan creation and ongoing reviews, with a focus on areas such as business planning, retirement, estate planning, and tax efficiency.

Blake Campbell is a financial advisor with ONESOURCE Wealth Advisors in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Worth Unlimited LLC, LifePro Asset Management, Virtue Capital Management, and Horter Investment Management. Outside of investment advisory, he is involved in debt reduction and budget counseling through an unaffiliated business, Money Mastery, which offers a debt elimination system to clients. ONESOURCE Wealth Advisors is a two-advisor firm providing discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, and businesses. The firm employs a combination of in-house management and third-party managers, conducts regular account reviews, and offers public seminars and workshops.

Garrard Schaefer is a financial advisor at Peachtree Investment Partners, LLC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Peachtree Investment Partners since 2007. Schaefer serves as a life trustee at Pace Academy and is a member of the Board of Trustees at Tabor Academy. Peachtree Investment Partners manages portfolios for individuals, trusts, estates, and business entities, focusing on long-term growth through fundamental analysis and diversified investments. The firm serves approximately 233 clients with about $305 million in discretionary assets under management.

Robert Anderson is a CFA® charterholder with 56 years of industry experience. He is a managing member of Penbrook Management LLC and Beech Hill Securities, Inc., and has been involved in private investment partnerships since 1998. Anderson also provides consulting services for trusts and estates through Fairfield Data Systems and serves on the investment and finance committees at Kent School, managing the Banbury Fund. Penbrook Management LLC is an SEC-registered investment adviser serving individuals, pension plans, trusts, charitable organizations, and pooled investment vehicles. The firm emphasizes discretionary portfolio management with a focus on individual equities for capital appreciation, supplemented by bonds and alternative strategies, and acts as adviser and sponsor to private pooled funds.

Edward Gardner is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He previously worked for Cutter & Company, Inc. for 11 years. Outside of his advisory work, he co-owns a decorative pillow business with his spouse. Prospera Financial Services, Inc. is an enterprise-scale firm serving individuals, corporate and charitable entities, and retirement plans with approximately $12.4 billion in assets under management. The firm offers a range of investment advisory and financial planning services through various platforms and employs a combination of firm models, third-party sub-advisers, and customizable allocations.

David Washburn is a CFP® and holds a Series 65 license, with 20 years of experience in the financial advisory industry. He has been with Washburn Capital Management, Inc. since 2005. The firm provides discretionary portfolio management and investment advice to individuals, trusts, foundations, retirement plans, and other entities, managing approximately $237 million across about 177 client relationships. Washburn Capital Management employs a broad investment approach, including equities, debt, mutual funds, ETFs (including digital asset ETFs), options, and derivatives, and customizes portfolios using asset-allocation principles alongside fundamental, cyclical, and technical analysis.

Henry Habgood is a financial advisor at Washburn Capital Management Inc. with six years of industry experience. He holds a Series 65 designation and has worked previously at Brown Advisory, Hillview Capital Advisors, Coastal Bridge Advisors, and APH, LLC. Outside of his advisory work, he serves as treasurer for Pickleball University, where he is involved in budgeting and project expense oversight. Washburn Capital Management provides discretionary portfolio management and investment advice to individuals, trusts, foundations, and retirement plans, managing approximately $237 million across about 177 client relationships. The firm employs customized portfolios using asset allocation, fundamental, cyclical, and technical analysis, and includes digital asset exposure as part of its investment offerings.

Robert Washburn is a CFP® with 23 years of industry experience. He has been with Washburn Capital Management, Inc. since 2005. Washburn Capital Management provides discretionary portfolio management and investment advice to individuals, trusts, foundations, retirement plans, and other entities. The firm manages approximately $237 million across 177 client relationships, employing a range of investment strategies including equities, bonds, mutual funds, ETFs (including digital asset ETFs), options, and other derivatives.

Trent Leyda is a financial advisor with Spirepoint Private Client, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley in various capacities from 2009 to 2023 before joining Spirepoint Private Client in 2023. Leyda is also a licensed insurance agent servicing clients on insurance policies. Spirepoint Private Client, LLC serves individuals, families, trusts, institutions, and retirement plans with discretionary investment management, financial planning, and consulting. The firm employs a multi-faceted investment process combining fundamental, technical, and relative-strength analysis with portfolio construction tools, offering both active and passive strategies tailored to client profiles.

Anthony Dzielski is a CFP® with 19 years of experience in financial planning and wealth management. He is currently with Treasure Coast Financial Planning, Inc. in Vero Beach, FL, where he has worked since 2013. Treasure Coast Financial Planning, Inc. provides comprehensive wealth management and financial planning services to individuals, charitable organizations, and business entities. The firm emphasizes a strategic allocation process with broad diversification and low-cost investments, integrating tax preparation and expertise into its advisory platform.

Guy Bassini is a CFP® professional with 31 years of industry experience. He has been with Treasure Coast Financial Planning, Inc. since 1996. The firm serves individuals, including high-net-worth clients, as well as charitable organizations and donor-advised funds, providing comprehensive wealth management and financial planning. Their investment approach emphasizes broad diversification with low-cost core positions and integrates financial planning and tax considerations into portfolio decisions.

Mark Pettinga is a CFP® and Series 65 credentialed advisor with 29 years of industry experience. He has been with Pettinga Financial Advisors, LLC since 2011, where he serves as part of a seven-advisor team. Pettinga Financial Advisors, LLC is an SEC-registered firm managing approximately $1.11 billion for individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm provides discretionary investment management and financial planning services, utilizing customized and model portfolios that include mutual funds, ETFs, fixed income, alternative investments, and individual securities.

Kendall Borchardt is a financial advisor at Cardea Capital Advisors, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lindner Capital Advisors and Emerge Capital Management. Borchardt has been with Cardea Capital Advisors and its predecessor since 2020. Cardea Capital Advisors provides investment and advisory services to financial professionals as well as retail and institutional clients, offering diversified, risk-based model portfolios and a range of supplemental strategies. The firm employs a Modern Portfolio Theory approach and supports clients with discretionary and non-discretionary account management, financial planning, and operational resources.

Robert Polackwich is a CFA® charterholder with 23 years of industry experience, currently serving at Professional Advisory Services, Inc. since 2001. He holds a Series 65 license and is based in Vero Beach, FL. Professional Advisory Services, Inc. manages discretionary investment portfolios for individuals, high-net-worth clients, trusts, retirement accounts, and various institutional clients including corporate pension plans, charities, and business entities. The firm employs a combined top-down and bottom-up fundamental analysis approach to construct diversified portfolios focused on high-quality equities and investment-grade bonds, supported by a formal investment committee and comprehensive performance reporting.

Courtenay Satterwhite is a financial advisor with Spirepoint Private Client, LLC, holding a Series 66 designation and 12 years of industry experience. Prior to joining Spirepoint in 2026, Courtenay worked at Morgan Stanley for 12 years. Outside of advisory work, Courtenay is involved in health coaching as an independent contractor for OPTAVIA. Spirepoint Private Client, LLC provides discretionary investment management, financial planning, and consulting services to individuals, families, trusts, institutions, and retirement plans. The firm employs a diverse investment approach combining fundamental and technical analysis with portfolio construction tools, offering both active and passive strategies tailored to client profiles.

Robert Hagstrom is a CFA® charterholder with 24 years of industry experience. He has been with EquityCompass Investment Management, LLC since 2014. Outside of his advisory role, he is an author and publisher, writing books through John Wiley & Sons. EquityCompass Investment Management provides model portfolios and discretionary investment management to financial intermediaries, institutions, and individual clients. The firm employs a research-driven, rules-based process that combines fundamental and quantitative analysis, offering a range of focused, diversified strategies across multiple asset classes.