James Randazzo is a financial advisor with LSP Advisory LLC in Tavares, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at GWN Securities Inc. for 15 years before founding LSP Planning LLC and later LSP Advisory LLC. Randazzo is also involved in life insurance and annuities sales, tax consulting and preparation, and Medicare planning, including educating clients on cash value life insurance through the Bank on Yourself program. LSP Advisory LLC serves individual and high-net-worth clients, focusing on portfolio management by placing assets with third-party sub-advisers. The firm matches clients to model portfolios based on risk tolerance and objectives, regularly reviewing manager performance and maintaining formal relationships with specialized sub-advisers to provide access to niche investment strategies.

Kermit Wheeler is a financial advisor with Wheeler & Mote, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Syndicated Capital since 2002 and Securities Management & Research, Inc. since 1996. Wheeler & Mote is a small, independent registered investment adviser serving primarily individual clients, focusing on IRA rollovers and taxable portfolios. The firm employs a defense-oriented, loss-averse investment approach that emphasizes income, liquidity, and downside mitigation through portfolios composed of ETFs, individual securities, research-driven bonds, active cash management, and partial hedging strategies, including long-term use of inverse ETFs.

Philip Ferguson is the sole advisor at Polaris Financial Planning, LLC, an independent firm based in Apopka, Florida. He holds a Series 65 designation and has 25 years of industry experience, having founded Polaris Financial Planning in 2000. Outside of his advisory work, Mr. Ferguson hosts The Phil Ferguson Show, a podcast covering skepticism, atheism, investment philosophies, economics, and politics. Polaris Financial Planning provides discretionary asset management primarily for high-net-worth individual clients, employing a science-based, buy-and-hold investment approach grounded in Modern Portfolio Theory. The firm customizes portfolios using diversified index and mutual fund allocations selected through a proprietary model, with an emphasis on long-term holdings and occasional tactical adjustments.

David Souders is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Apis Wealth, LLC, an independent firm he has led since 2019. Prior to founding Apis Wealth, he worked at Ronald Blue & Co., LLC and Ronald Blue Trust from 2003 to 2019. Apis Wealth provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities, typically serving clients with account minimums of $500,000. The firm’s investment approach includes tailored asset allocation across equities, fixed income, and other securities, with continuous monitoring, formal annual reviews, and specialized planning for clients with concentrated equity positions and cryptocurrency exposure.

Daniel Basinger is a CFP® professional with 14 years of industry experience. He is the sole advisor at Victory Wealth Management, LLC, where he has worked since 2022. His prior experience includes roles at NorthRock Partners and Ameriprise Financial Services, Inc. Basinger maintains an active insurance license in Illinois. Victory Wealth Management, LLC provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm employs a fiduciary approach, using a combination of fundamental, quantitative, technical, and charting analysis, and offers investment strategies that include long-term trading, options, and private placements.

Carlos Sacasa is a financial advisor at Borger Capital Management LLC with two years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including LPL Enterprise, The Prudential Insurance Company of America, and Charles Schwab & Co., Inc. Outside of his advisory role, he is involved in sales of home items through eBay and collects royalties from a sole-use copyright. Borger Capital Management is a state-registered investment adviser that provides discretionary portfolio management and financial planning primarily to individual clients. The firm employs a diverse investment approach incorporating technical, fundamental, and cyclical analyses, and serves a small client base with a focus on individual, non-high-net-worth investors.

Sean O’Toole is a financial advisor with O’Toole Strategic Investments LLC, holding Series 63 and Series 65 licenses and having four years of industry experience. He has been involved with The O’Toole Group since 2011, where he is also a licensed insurance agent and broker. O’Toole Strategic Investments LLC serves individual clients, including high net worth individuals, by providing investment advisory referrals and client liaison services rather than managing discretionary portfolios. The firm focuses on recommending third‑party managers, assisting with onboarding and paperwork, and monitoring performance, without directly managing client assets.

Caitlin O’Toole is a Series 65-licensed financial advisor with six years of experience, currently with O’Toole Strategic Investments LLC and The O’Toole Group. She has prior work experience at Wekiva Elementary School. Caitlin is also a licensed insurance agent involved with insurance sales and service outside of her advisory work. O’Toole Strategic Investments LLC serves individual clients, including high net worth individuals, by providing investment advisory referrals and client liaison services rather than managing portfolios directly. The firm focuses on recommending and monitoring third-party managers without custody of client assets.

Tyler Dodson is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and three years of industry experience. He has previously worked at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and the University of Florida. In addition to his advisory role, he is licensed to sell fixed insurance products. 49 Financial provides advisory services to individuals, trusts, corporations, pension plans, and charitable organizations, offering financial planning, investment management, retirement consulting, and family office services. The firm manages approximately $871 million in assets and employs a disciplined, long-term investment approach based on diversified asset allocation and Modern Portfolio Theory.

Jeremiah Wassmer is a CFP® and holds a Series 65 license with eight years of industry experience. He is currently with Destiny Family Office, where he has worked since 2025, following prior roles at Destiny Wealth Partners, The LifeWealth Group, and AE Wealth Management, among others. Destiny Family Office provides discretionary investment management, family office administrative support, and wealth management services to high-net-worth families and institutional clients. The firm’s investment approach emphasizes asset allocation and diversification across various asset classes, overseen by an Investment Policy Committee and implemented through model portfolios ranging from aggressive to conservative.

Eliza Kwentus is a financial advisor with Destiny Wealth Partners, LLC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Morgan Stanley for four years and Edward Jones for eight years. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach that combines model asset-allocation portfolios with various investment vehicles and offers discretionary and non-discretionary management along with retirement plan consulting and trust administration services.

Morgan Hatfield is a financial advisor at Destiny Wealth Partners, LLC with 15 years of industry experience. He holds the Series 65 designation and has worked previously at CWM, LLC and Ruggie Wealth Management. Outside of his advisory role, he serves as a trustee and secretary/treasurer for SECO Energy and is the Chief Financial Officer of H&M Global Enterprise LLC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients by providing wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach including model asset allocation portfolios, mutual funds, ETFs, individual equities, fixed income, and access to private investment funds, with both discretionary and non-discretionary management options.

Audrey Mancuso is a CFP® professional with 13 years of industry experience, currently serving at Destiny Wealth Partners, LLC. She has held roles at several firms including Carson Wealth and Purshe Kaplan Sterling Investments. Mancuso is a partner in RUSO, LLC, a client partnership formed to invest in various ventures. Destiny Wealth Partners serves individuals, high-net-worth families, retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach combining model portfolios with various asset classes and offers both discretionary and non-discretionary management.

Christopher Nichols is a financial advisor at Destiny Wealth Partners, LLC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Cetera Advisor Networks and LPL Financial. Nichols is also involved in several business ventures, including ownership roles in Nichols Wealth Partners and Wealth Partners, LLC, where he focuses on financial advisory and insurance services. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management. The firm employs a diverse investment approach that includes model portfolios, mutual funds, ETFs, individual securities, and private investments, and offers both discretionary and non-discretionary management along with access to trust administration.

Robert Clark is a CFP® with 25 years of industry experience, currently serving at Destiny Wealth Partners, LLC. His prior roles include positions at Destiny Family Office, CWM, LLC dba Carson Wealth, Ruggie Wealth Management, and LPL Financial. He is also an independent insurance agent outside of his advisory work. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, utilizing model portfolios, mutual funds, ETFs, individual equities, fixed income, and alternative strategies.

Kelly Burkhead is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Parady Wealth Management. She has worked with the firm and its affiliated entities since 2012, including roles at Parady Investments, LLC and Parady Financial Group. Burkhead is also the Vice President of Sales at Parady Financial Group, a licensed insurance agency where she prepares and presents retirement income strategies. Parady Wealth Management provides discretionary investment management and third-party manager selection for individuals, high-net-worth clients, and charitable organizations. The firm utilizes model portfolios and a sub-advisory relationship to deliver portfolio management at scale, supported by affiliated insurance and tax preparation services offered through separate agreements.

Carrie Letsinger is a financial advisor with Synergy Investment Management LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her prior roles include positions at LPL Financial LLC, ProEquities, Inc, and Wachovia Bank, N.A. She provides investment advisory services through Synergy Investment Management, an independent registered investment advisor. Synergy Investment Management serves individuals, trusts, estates, businesses, and charitable organizations, managing over $461 million in assets for approximately 1,072 clients. The firm employs a long-term, Modern Portfolio Theory–based approach, constructing diversified portfolios using mutual funds, ETFs, and other investment vehicles, and incorporates proprietary quantitative tools in its recommendations.

Alan Belanger is a financial advisor at Destiny Wealth Partners, LLC with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Vintage Financial Partners, Legacy Capital Partners, State Farm, and Guardian Life Insurance. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, and utilizes various investment vehicles and technologies to manage client accounts.

Mitchel Faulkner is a CFP® with seven years of industry experience, currently serving at Destiny Wealth Partners, LLC. He previously worked at MAI Capital Management, Greenway Family Office, and the Alvery Bartlett Group. Destiny Wealth Partners serves individuals including high-net-worth families, employer-sponsored retirement plans, and family-office clients, offering wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach combining model asset-allocation portfolios with various securities and provides discretionary and non-discretionary management alongside retirement plan consulting and trust administration services.

Keith Ward is a financial advisor with Destiny Wealth Partners, LLC, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Destiny Wealth Partners, he worked at Northwestern Mutual in various roles related to wealth management and investment services. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management through a range of investment strategies and advisory services.