Rebecca Newton is a CFP® and Series 66 credentialed advisor with 21 years of industry experience. She is the principal of Financial Journey LLC, where she has worked since 2020. Prior to that, she was with Concord Wealth Partners for three years and Financial Strategies Group for ten years. In addition to her advisory work, she is the founder of Financial Journey Courses LLC, which provides educational content, and she serves as a seasonal tax lead supporting tax preparation with Intuit Inc. Financial Journey LLC serves individual and high-net-worth clients with tailored investment management and a range of financial planning services, including project-based and ongoing comprehensive planning. The firm uses a Modern Portfolio Theory-based approach primarily implemented through passive vehicles, supplemented by fundamental, technical, and cyclical analysis, and incorporates tax-aware and goal-based portfolio reviews.

David Roberts is a financial advisor at Plan For Your Goals, LLC in Gulf Breeze, FL, with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cambridge Investment Research Advisors, Inc. Roberts is also an independent insurance agent. Plan For Your Goals, LLC provides investment management and financial planning services primarily to individual and high-net-worth clients. The firm emphasizes a long-term, non-discretionary investment approach based on modern portfolio theory, offering personalized asset allocation and quarterly portfolio reviews.

Wayne Phillips is a financial advisor at Tip Top Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services for a combined eight years. Phillips is also involved with Tip Top LLC, an investment-related sales business he has operated since 2007. Tip Top Financial Advisors serves individual U.S. citizens and lawful permanent residents, including families and certain companies, through a wrap-fee investment management program called the Life Investment Platform. The firm offers discretionary portfolio management and financial planning services, using models created by unaffiliated asset managers tailored to client investment profiles.

Leon Dulion is a financial advisor with DNA Wealth Management LLC in Pensacola, FL. He holds a Series 66 designation and has 11 years of industry experience, including six years at Edward Jones before founding his current firm in 2020. Dulion is involved in several non-investment activities, including ownership of a nonprofit organization, Altruist Properties, Inc., and participation in the Notre Dame Alumni Club of Pensacola. DNA Wealth Management provides investment management, financial planning, and defined-contribution plan participant account management. The firm serves individuals, high-net-worth clients, families, and small businesses, utilizing a client-specific approach that integrates Modern Portfolio Theory with various analytical methods to build diversified portfolios.

Christopher Kitchens is the sole advisor at Kitchensink Financial Planning, LLC in Pensacola, FL. He holds a Series 65 designation and has experience working at DFAS-CL/JFLP since 2016. Kitchens is also the owner and operator of KitchenSink Tax Services, LLC, a tax preparation business. Kitchensink Financial Planning, LLC provides investment management and a range of financial planning services to individuals, families, closely held businesses, and nonprofit organizations. The firm’s investment approach emphasizes asset allocation, broad diversification, and factor exposures, using low-cost, tax-efficient funds and disciplined rebalancing, while coordinating tax preparation and considerations through its affiliated tax service.

John Hendry III is a Series 65-licensed financial advisor with Paraclete Life Planning L.L.C. in Pensacola, FL, where he has worked since 2022. He has two years of industry experience, including prior roles at Coggins Insurance Agency and State Farm. Outside of his advisory role, he is involved in his family’s online brake parts sales business, handling order fulfillment and shipping. Paraclete Life Planning serves a millennial client base with comprehensive financial planning, life and disability insurance advice, and goal-based investment recommendations. The firm employs a fiduciary, goal-oriented approach with diversified asset allocation and regular portfolio reviews, offering flexible billing options and virtual educational seminars.

Danny Steele is a financial advisor at The Retirement Planners, USA, LLC with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked with several firms including Silver Oak Securities, Inc. and First Heartland Capital Inc. Outside of advisory work, he owns Steele Insurance Agency, focusing on Medicare and other insurance sales. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and distinctive annuity management along with educational seminars and workshops.

Wesley Odom is a financial advisor at Armada Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Armada Advisors since 2009. Outside of his advisory role, he owns and operates Go Retro, a tour company, and Mr. Retro, an importing business. Armada Advisors serves individual and corporate clients with portfolio management, retirement plan consulting, financial planning, real estate advisory, and trustee services. The firm employs a bottom-up, value-biased investment approach using proprietary models and offers tailored portfolios with an emphasis on tax efficiency and individual bond holdings.

Douglas Guernsey is the sole advisor at Guernsey Financial, LLC in Pensacola, FL, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Park Avenue Securities LLC and Guardian Life Insurance Co. of America. Guernsey also serves as Vice President of the Plantation Road Town Office Owners Association. Guernsey Financial, LLC provides financial planning, retirement planning, and consulting services primarily to individual and high-net-worth clients, including insurance companies. The firm uses an evidence-driven advisory approach and generally refers clients to third-party investment managers while maintaining client relationships and conducting ongoing reviews.

John Mugarian is a financial advisor with FamilyWealth Asset Management in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Mugarian Investment Group, LLC and Painewebber Incorporated since 2000. Outside of his advisory role, he manages a vacation property in Gatlinburg, Tennessee. FamilyWealth Asset Management serves a diverse client base including individuals, high-net-worth households, trusts, estates, pension and profit-sharing plans, foundations, and small businesses. The firm employs a multi-asset, dynamic investment approach that integrates passive, active, and alternative strategies, supported by a proprietary platform that facilitates model portfolios, SMAs, UMAs, and overlay management.

Scott Mccaghren is a financial advisor at Safe Harbor Fiduciary, LLC with 12 years of industry experience. He holds a Series 63 designation and has worked at Coastal Equity Management, LLC and Safe Harbor Tax Advisory, LLC in addition to his current role. He is also involved in insurance product sales and serves as Managing Member and Chief Compliance Officer at Coastal Equity Management, which provides sub-advisory services to exchange-traded funds. Safe Harbor Fiduciary offers discretionary portfolio management, financial planning, and consulting primarily for individual clients, trusts, and high-net-worth households. The firm uses a tailored investment approach based on fundamental, technical, and cyclical analysis, employing various trading strategies and option-writing techniques, typically managing accounts on a discretionary basis.

Tripp Hale is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Hale & Doerr Wealth Management LLC since 2019. Prior to this, he worked with HD Vest in various roles from 2015 to 2019. Outside of his advisory work, he is the owner of Hale and Doerr, LLC, providing accounting and bookkeeping services, and serves as president of Turtles Down Farm, Inc. Hale & Doerr Wealth Management provides portfolio management and financial planning services to individual and high-net-worth clients, utilizing a range of analytical methods and investment strategies tailored to client goals and risk tolerance. The firm incorporates alternative investments and maintains affiliations with accounting and insurance services as part of its broader approach.

Katie Kingsman is a financial advisor with Kingsman Wealth Management Inc. in Pensacola, FL, holding a Series 66 designation and 13 years of industry experience. She previously worked at Edward Jones for nine years and Red Door Wealth Management for one year before joining Kingsman Wealth Management LLC. Kingsman Wealth Management Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, estates, corporations, and employee benefit plans. The firm combines fundamental analysis, technical charting, and modern portfolio theory to build diversified portfolios, while also offering pension consulting and participant education.

Thomas Laundrie is a financial advisor at Benjamin Securities, Inc. in Pensacola, FL, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with Benjamin Securities since 2009. Benjamin Securities, Inc. provides investment advice and brokerage services to individuals, trusts, businesses, foundations, and retirement plans, managing customized accounts through various strategies including portfolio management, separately managed accounts, and covered call writing programs. The firm employs fundamental and cyclical analysis with a primarily long-term investment approach while offering both discretionary and non-discretionary management tailored to client tax and social preferences.

Trevor Odom is a financial advisor at Armada Advisors in Pensacola, FL, holding a Series 65 designation with five years of industry experience. His prior roles include positions at Beacon Global Advisor Network, deVere Group, and multiple engagements with Armada Advisors. Outside of finance, his background includes work in recreational sports and wellness at Mercer University and involvement with Go Retro, Inc. Armada Advisors serves individual and corporate clients with discretionary and non-discretionary portfolio management, retirement plan consulting, financial planning, real estate advisory, and trustee services. The firm employs a bottom-up, value-biased investment approach using proprietary valuation models and emphasizes tax-efficient portfolio management tailored to client goals.

Karl Hanna is a financial advisor at Safe Harbor Fiduciary, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise for several years. In addition to his advisory role, he operates an insurance agency as a sole proprietor. Safe Harbor Fiduciary provides discretionary portfolio management, financial planning, and consulting primarily for individuals, trusts, and high-net-worth households. The firm employs a tailored investment approach that incorporates fundamental, technical, and cyclical analysis, managing accounts on a discretionary basis and utilizing strategies including option-writing techniques.

Heather Doerr is a financial advisor at Hale & Doerr Wealth Management LLC with seven years of industry experience. She holds a Series 65 credential and has worked at Hale & Doerr Wealth Management since 2019. Her prior experience includes roles at HD Vest Advisory Services and ERA, as well as involvement in business ventures such as Doerr Enterprises LLC and Hale and Doerr LLC. Hale & Doerr Wealth Management provides portfolio management and financial planning services to individual and high-net-worth clients. The firm employs a range of analytical methods and trading strategies, offering diversified portfolios that may include alternative investments, while maintaining affiliations with accounting and insurance activities.

William Baker is a financial advisor with Benjamin Securities, Inc. in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Benjamin Securities since 2010. Benjamin Securities, Inc. provides investment advice and brokerage services to individuals, trusts, businesses, foundations, and retirement plans. The firm employs fundamental and cyclical analysis in a primarily long-term investment strategy while also utilizing short-term tactics, offering both discretionary and non-discretionary management with customized accounts.

Lucas Juery is a financial advisor at SWAN Capital with three years of industry experience. He holds a Series 65 designation and previously worked at Airbus Defense & Space and the University of West Florida. SWAN Capital provides investment advisory and planning services to individuals, high-net-worth clients, trusts, estates, and private pooled investment vehicles. The firm offers active asset management through model portfolios constructed from mutual funds, ETFs, stocks, and bonds, supported by fundamental analysis and periodic reviews.

Pamela Franklin is a financial advisor at Mag Cap with 18 years of industry experience. She holds the Series 66 designation and has worked previously at Raymond James & Associates. Her career includes seven years at Magnolia Capital Advisors and PFJ MAG CAP, LLC. Mag Cap is a multi-team SEC-registered investment adviser managing approximately $1.69 billion and serving individuals, employer retirement plans, corporations, estates, and other business entities. The firm offers portfolio management, financial planning, qualified-plan consulting, and business advisory services using a range of strategic and tactical investment models and a mix of fundamental, quantitative, and technical analysis.