Dirk Crandell is the managing member of Crandell Financial Planning, LLC, an independent advisory firm based in Bristol, TN. He holds the CFP® designation and Series 66 registration, with 22 years of industry experience. Prior to founding his firm in 2002, he worked at Light Milling Company, Inc. for 34 years. In addition to his advisory role, he is a licensed independent health and life insurance agent focusing on Medicare supplement insurance, life insurance, and other health and accident products. Crandell Financial Planning, LLC provides personalized financial planning, retirement planning, and investment management services to individuals, small businesses, trusts, and estates. The firm employs a long-term investment approach grounded in Modern Portfolio Theory, emphasizing strategic asset allocation, broad diversification, and a buy-and-hold strategy using low-cost mutual funds and ETFs.

George Parks is a CFP® and holds a Series 65 license with 24 years of industry experience. He is the principal of Parks Investment Management, LLC, which he founded in 2022 after 21 years at American Values Investment, Inc. Since 2001, he has also been a passive minority owner of American Values Investment, a firm that provides model investment strategies to other advisors. Parks Investment Management, LLC offers discretionary investment management and financial consulting to individuals, high-net-worth clients, trustees, and other advisory firms. The firm uses a values-inclusive investment process focused on companies aligned with traditional American values and employs fundamental analysis and strategic asset allocation to build diversified portfolios.

Carter Lecraw Jr. is a CFP® with 24 years of industry experience, currently serving as the sole advisor at American Values Investments, Inc. He has been with the firm since 2000. American Values Investments provides model equity portfolios and equity research subscriptions to registered investment advisory firms and investment professionals. The firm uses a values-driven investment process with proprietary scoring criteria focused on culture and governance, offering long-term, near-equal weight portfolios designed primarily to promote stated values.

Christopher Salyer is a financial advisor with Southland Equity Partners, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior firms include Osaic Wealth, Inc. and FSC Securities Corporation. Outside of advising, he is managing partner of South Holston Ventures, LLC, and maintains an active law license while not practicing actively. He also participates in the Association of Financial Educators, providing free financial education to various organizations. Southland Equity Partners, LLC advises individuals, pension and profit-sharing plans, and businesses, offering financial planning, asset management, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to manage mostly discretionary portfolios and evaluates third-party managers for specific asset classes.

Daniel Thornton is a financial advisor at Concord Wealth Partners with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill Lynch. Outside of his advisory role, he is involved in a family business focused on marketing baseball-related products as a teaching project for his children. Concord Wealth Partners serves individuals, high-net-worth clients, corporations, trusts, estates, and plan sponsors with financial planning, discretionary portfolio management, and retirement plan consulting. The firm employs an individualized, generally discretionary investment approach emphasizing asset allocation and diversification across various asset classes and utilizes multiple third-party managers and sub-advisers.

Tyler Caveness is a CFP® with nine years of industry experience, currently serving at Concord Wealth Partners since 2017. His prior roles include positions at Lopez Wealth Management, LLC and Mercer / CPSG Partners. Outside of financial advising, he is involved in software engineering as the founder of Solution Architects Group, LLC, and bookkeeping through Self-Employed Solutions, LLC, and also works as a consultant in SaaS project coordination for DXC Technology. Concord Wealth Partners is a team-based firm managing approximately $946 million in client assets, providing financial planning, discretionary portfolio management, and retirement plan consulting to individuals, high-net-worth clients, corporations, trusts, estates, and plan sponsors. The firm’s investment approach is individualized and generally discretionary, focusing on diversified asset allocation and utilizing third-party managers and sub-advisers, including affiliated Concord Asset Management.

Jonathan Weatherly is a financial advisor with Concord Wealth Partners in Abingdon, VA, holding a Series 66 designation and 21 years of industry experience. He has been with Concord Wealth Partners since 2004. Outside of his advisory role, he serves on advisory boards for Pershing NetExchange and Dunham & Associates. Concord Wealth Partners is a team-based registered investment adviser managing over $1 billion for individuals, corporations, trusts, estates, and charitable organizations. The firm provides financial planning, discretionary portfolio management, and retirement plan consulting, tailoring allocations to client objectives and employing a range of investment strategies including mutual funds, ETFs, alternatives, and complex instruments.

Justin Lopez is a financial advisor with Concord Wealth Partners, holding a Series 65 designation and 10 years of industry experience. He has worked at Concord Wealth Partners since 2017 and previously operated Lopez Wealth Management LLC from 2015 to 2017. Outside of advising, he serves on the board of directors for ZRH Holdings, LLC, a manufacturing company. Concord Wealth Partners is a team-based firm managing approximately $946 million in client assets. The firm provides financial planning, discretionary portfolio management, and retirement plan consulting to a diverse client base, employing an individualized, generally discretionary investment approach with an emphasis on asset allocation and diversification.

Jonathan Lopez is a CFP® professional with 39 years of experience in the financial industry. He is affiliated with Concord Wealth Partners, a team of 10 advisors, and has held leadership roles in multiple organizations including Lopez Wealth Management, LLC, Halo Marketing & Management Inc., and Highlands Motor Sport Inc. Lopez also serves as treasurer for the Financial Leadership Council and is involved with the Boys & Girls Club and Whites Mill Foundation. Concord Wealth Partners provides financial planning, discretionary portfolio management, and retirement plan consulting to individuals, high-net-worth clients, corporations, trusts, estates, and plan sponsors. The firm emphasizes individualized, generally discretionary investment strategies with a focus on asset allocation and diversification across various asset classes.

Steven Gibson is a financial advisor with On Investment Management Company, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. He has worked at The O.N. Equity Sales Company since 2009, Ohio National Financial Services since 2008, and Northwestern Mutual Life Insurance Company since 2003. Outside of his advisory work, Gibson is involved in mobile app development through Oakmont Tech LLC and serves as president of Gibson Financial Services, Inc. On Investment Management Company provides financial planning and investment advisory services to individuals, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based financial planning and access to multiple third-party investment platforms, with a mix of discretionary and non-discretionary management options.

Amy Widener is a financial advisor with Realta Investment Advisors, Inc. in Bristol, VA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Her prior roles include positions at Center Street Securities and Arete Wealth Advisors, LLC. In addition to her advisory work, she is a 50% owner of WL Financial Advisors, where she is involved in annuities, life, and long-term care insurance sales. Realta Investment Advisors, Inc. is an SEC-registered enterprise adviser managing approximately $343 million in client assets through a team of 54 financial advisors. The firm serves around 1,900 clients with portfolio management, financial and estate planning, retirement-plan advisory, and access to a wide range of investments, delivering advice through its NOVA platform and both discretionary and non-discretionary account arrangements.

Samuel Ross is a CFP® and ChFC® with 42 years of industry experience. He is affiliated with On Investment Management CO and has worked with THE O.N. Equity Sales Company since 2007 and Ohio National Financial Services since 2005. Outside of financial advising, Ross is involved in tax preparation, insurance sales, and serves as a notary. On Investment Management Company provides financial planning and investment advisory services to individuals, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based planning and access to third-party investment platforms, with a mix of discretionary and non-discretionary portfolio management options.

Philip Alford is a CFP® professional with nine years of experience in the financial services industry. He is currently with On Investment Management Company and has previously worked at firms including Edward Jones, Fidelity Investments, and Values First Advisors Inc. In addition to his advisory role, he is licensed to sell life, health, and long-term care insurance. On Investment Management Company provides financial planning and investment advisory services to individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory platforms, including fee-based financial planning and access to multiple third-party investment programs, with both discretionary and non-discretionary portfolio management options.

Thomas Lisk is a financial advisor at Realta Investment Advisors, Inc. with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Center Street Securities, Inc. and Thacker & Associates. Outside of his advisory role, he is a 50% owner of WL Financial Advisors, where he is involved in annuities, life, and long-term care insurance sales. Realta Investment Advisors, Inc. manages approximately $343 million in client assets through a team of about 54 advisors, serving roughly 1,900 clients. The firm offers portfolio management, financial and estate planning, retirement-plan advisory, and access to a broad range of investment products, utilizing both advisor-directed and third-party manager programs.

Michael Bird is a CFP® and ChFC® with 29 years of industry experience. He is affiliated with On Investment Management Company and has worked at Ohio National Financial Services since 2013. In addition to his advisory work, he is involved in insurance sales and operates a tax preparation service. On Investment Management Company provides financial planning and investment advisory services to a diverse client base, including individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including both discretionary and non-discretionary options, with a platform that incorporates third-party investment programs and IAR-directed managed accounts.

Sheila Penley is a financial advisor at Cary Street Partners with 18 years of industry experience. She holds the Series 66 designation and has been with Cary Street Partners since 2009. Cary Street Partners provides discretionary and non-discretionary wealth management and advisory services to a diverse client base, including individual investors, charitable organizations, corporations, retirement plans, and other institutions. The firm employs a comprehensive investment approach that incorporates third-party managers and in-house resources across traditional and alternative strategies.

Jordan Carrier is a financial advisor with O.N. Investment Management Company, holding a Series 66 designation and two years of industry experience. Prior to joining the firm, he worked at Secure Money Masters, the Department of Veterans Affairs - Mountain Home, and Bristol Tennessee Essential Services. Outside of his advisory role, he provides notary services in Tennessee and is affiliated with NOBOX, an estate planning organization offering specialized storage products. O.N. Investment Management Company provides financial planning and investment advisory services to a diverse client base, including individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory platforms, including fee-based planning, third-party investment programs, and managed account options, with a majority of assets managed on a non-discretionary basis.

Gina Rowe is a financial advisor at Cary Street Partners with 13 years of industry experience. She holds the Series 66 designation and has been with Cary Street Partners Investment Advisory LLC since 2011. Cary Street Partners provides discretionary and non-discretionary wealth management and advisory services to a diverse client base, including individual investors, charitable organizations, corporations, retirement plans, and institutions. The firm offers portfolio management, financial and retirement planning, and access to alternative and private fund vehicles, utilizing both third-party managers and in-house resources.

Christopher Lawson is a CFP® with 27 years of industry experience, currently serving at Cary Street Partners since 2018. His prior roles include positions at LPL Financial, Infinex Investments, Inc., and Highlands Union Bank. Lawson serves on the board of Sullins Academy, assisting with endowment and legal governance, and is Treasurer and board member of The Arts Depot, a local artists' collective in Abingdon, VA. Cary Street Partners provides discretionary and non-discretionary wealth management and advisory services to a diverse client base, including individual investors, charitable organizations, corporations, and retirement plans. The firm employs a comprehensive approach encompassing portfolio management, financial planning, and access to alternative investments, supported by both third-party and proprietary strategies.

Julie Eades is a financial advisor with OSAIC Institutions, INC. She holds Series 63 and Series 66 licenses and has 12 years of industry experience. She has worked at infinex Investments, Inc. since 2012 and at First Bank & Trust Co. since 2002, where she also serves as a Wealth Management Officer in the Trust Department. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements, financial planning, and access to alternative investments. The firm’s services are delivered primarily through a network of investment adviser representatives who provide both advisory and brokerage solutions using a mix of fundamental and technical analysis.