Stanley Liu is the principal of DocEmpowered, LLC, a fee-only financial advisory firm based in Baltimore, MD. He holds a Series 65 designation and has one year of industry experience. Prior to founding DocEmpowered in 2023, he worked for eight years at the University of Maryland School of Medicine. In addition to his advisory role, Mr. Liu practices part-time as a non-invasive cardiologist. DocEmpowered, LLC provides comprehensive financial planning and consulting primarily for physicians and their adult household family members. The firm emphasizes long-term, passive investment strategies based on Modern Portfolio Theory and behavioral finance, offering project-based and ongoing services without discretionary management or custody of assets.

Robert Clark is a CFP® professional with 25 years of experience in financial advising. He has been the principal at Clark Company since 2017 and previously worked at National Planning Corporation for 12 years. In addition to his advisory work, Clark provides income tax preparation and fixed insurance services for clients. Clark Company offers asset and portfolio management, comprehensive wealth planning, and tax preparation for individuals, trusts, businesses, and employer-sponsored retirement plans. The firm employs customized investment strategies and generally operates on a primarily non-discretionary basis, combining investment advisory services with insurance and tax services.

Gabriel Trasatti is a financial advisor at Trasatti Wealth Planning, LLC in Baltimore, MD, with 15 years of industry experience. He holds the PFS™ and Series 66 designations and has led his independent firm since 2004. His background includes advanced financial planning and accounting credentials. Trasatti Wealth Planning provides comprehensive financial planning and investment management to individuals, families, charitable institutions, foundations, and corporate pension or profit-sharing plans. The firm offers customized investment strategies with continuous monitoring and formal quarterly reviews, integrating holistic planning across retirement, tax, estate, and cash-flow matters.

Jeffery Holmes is a financial advisor at Investream with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and Merrill Lynch. Holmes is also a licensed real estate agent. Investream is a single-advisor independent investment adviser serving individual and high-net-worth clients, providing portfolio management and customized Investment Policy Statements. The firm utilizes a multi-method investment approach, including fundamental and technical analysis, options strategies, and both discretionary and non-discretionary account management.

William Tilghman is the sole advisor at Tilghman Wealth Management, LLC in Arnold, MD. He holds a Series 65 designation and has four years of industry experience, including time at Markin Asset Management, LP. Prior to his financial career, he worked in several roles including at Annapolis Yacht Sales and Compass Languages. Tilghman Wealth Management offers personalized financial planning and investment management to individuals, families, trusts, estates, and family-owned businesses. The firm employs a fee-only advisory model and utilizes tailored investment strategies that include individual securities, mutual funds, ETFs, and separately managed accounts with risk management techniques such as dynamic asset allocation and the use of derivatives.

William Maxwell is a CFA® charterholder with 31 years of industry experience. He is the sole advisor at Maxwell Family Office, LLC, an independent firm based in Rock Hall, MD. Maxwell has been associated with R.H. Crows Nest, LLC and its d/b/a Maxwell Family Office since 2015. Maxwell Family Office is a fee-only investment advisor serving individuals, family-related clients, and a small number of selected relationships, including small charitable organizations. The firm manages balanced, customized portfolios using fundamental analysis and a range of investment vehicles, with a client base focused on modest assets and specialized services such as pension and rollover matters.

Gregory Fridley is a financial advisor at Society Investment Management in Baltimore, MD, holding Series 63 and Series 65 designations with three years of industry experience. He has worked at Financial First Advisors since 1991 and has managed his own business, Taxbusters, since 1990. Society Investment Management provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only basis, emphasizing growth and income investment strategies while incorporating tax preparation and electronic filing as part of its advisory services.

Christopher Mamunes is a financial advisor at Railroad Street Wealth Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has led his independent firm since 2014. Railroad Street Wealth Management provides customized investment management and periodic financial planning to individual and high-net-worth clients. The firm manages approximately $20.4 million across 55 client relationships, using a tactical, rules-based investment process that combines technical analysis with a relative-strength framework to guide portfolio construction and risk management.

Jonathan Mathews is a CFP® professional with four years of experience in financial planning. He is the sole advisor at Nautical Financial Planning, an independent firm he has led since 2018. Mathews also works as a tax advisor with Block Advisors, providing personal and business tax preparation and planning. Nautical Financial Planning offers fee-only, hourly and project-based financial planning and consultation to individuals, couples, families, and business entities. The firm focuses on globally diversified, low-cost, tax-efficient passive investments and provides clients with guidance on asset allocation, custodial setup, and periodic portfolio reviews without managing assets directly.

Fletcher Perkins is a CFA® charterholder with 21 years of industry experience. He is the sole advisor at ACARA Capital Management, LLC, where he has worked since 2018. Prior to that, he was a personal trader from 2015 to 2018. ACARA Capital Management serves individual and high-net-worth clients with discretionary portfolio management and occasional custom portfolios. The firm employs concentrated equity strategies alongside ETFs, fixed income, and other asset classes, using a combination of fundamental, quantitative, and technical analysis.

Michael Hocker is a Series 65-licensed financial advisor with CTG Wealth Management LLC, where he has worked since 2023. He has two years of industry experience and previously held positions at the Defense Acquisition University from 2013 to 2019. CTG Wealth Management LLC provides fee-only investment management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm manages discretionary portfolios using a combination of passive and active strategies and serves a significant non-U.S. client base, which introduces cross-border considerations into its planning and custody decisions.

Heath Harris is the sole advisor at Compound Advisory and holds Series 65 and Series 66 licenses with 18 years of industry experience. His prior roles include positions at Oliver Wealth, Hayden Royal, CITIGROUP, and Wells Fargo Advisors. Compound Advisory LLC is a recently formed investment adviser that offers portfolio management services using a multi-method investment approach, combining charting, cyclical, fundamental, modern portfolio theory, quantitative, and technical analysis. The firm provides tailored model allocations and manages a range of permitted investments including mutual funds, fixed income, real estate funds, equities, ETFs, and non-U.S. securities.

Lorie Scheibel is the principal of Smarter and Wise, an independent financial advisory firm, with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cambridge Investment Research Advisors and Lincoln Financial Advisors. Scheibel also serves as adjunct faculty at Anne Arundel Community College and operates as an independent insurance agent. Smarter and Wise provides financial planning and discretionary wealth management to individuals nearing retirement, high-net-worth clients, and sponsor-level retirement plans. The firm employs a planning-first approach centered on a comprehensive RetireSmarter process, incorporating risk modeling and ongoing portfolio management, and offers specialized investment real estate planning alongside retirement plan advisory services.

Matthew Wyskiel is the sole advisor at Skill Capital Management in Baltimore, MD, holding a Series 63 designation with four years of industry experience. He has been with Skill Capital Management since 2007, serving as its founder and sole owner. Skill Capital Management provides discretionary portfolio management to individual clients, primarily using Vanguard index mutual funds to offer diversified exposure across U.S. and international equities and U.S. investment-grade fixed income. The firm manages separate accounts with standardized model portfolios and rebalances client allocations quarterly.

Kendell Phillip is a financial advisor at Lockstep Financial LLC with five years of industry experience. He holds a Series 65 designation and previously worked at Maverick Trading and Northrop Grumman. Lockstep Financial LLC is an independent advisory firm serving individual and high-net-worth clients with financial planning and discretionary portfolio management. The firm employs a primarily passive investment approach using index funds and ETFs, supplemented by fundamental and technical analysis, and manages held-away assets through third-party platforms.

Melissa Mazard is a financial advisor at Seek the Plan with 13 years of industry experience. She holds Series 63 and Series 65 credentials. Outside of her advisory work, Mazard is involved with Junior Achievement and Spark Business Academy, where she supports financial literacy and business education initiatives for students. Seek the Plan provides tailored financial planning and investment advice to individual clients, emphasizing education and a long-term investment perspective. The firm offers non‑AUM fee structures, including hourly and project-based fees, and does not hold custody of client assets.

John Persico is the sole advisor at Persico Asset Management in Severna Park, MD. He holds Series 63 and Series 65 licenses and has 4 years of industry experience, alongside 25 years at Peregrine Capital Management, LLC / PERSICO Capital, LLC. Persico Asset Management is a fee-only independent advisory firm managing approximately $90.3 million across 88 client relationships. The firm serves individuals, trusts, estates, small businesses, charitable organizations, and pension or profit-sharing plans, employing a core-and-satellite investment approach with a range of instruments and an explicit pension consulting practice.

Myron Howie is a financial advisor at Casi Investments with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Casi Institutional Consulting, Inc. since 2011 and Casi Investments since 1997. He is a principal of Casi, Inc., which includes Casi, Casi Foundation, and Casi Investments, organizations focused on strengthening churches and charitable organizations through long-term sustainability initiatives. Casi Investments primarily serves churches, charitable organizations, and individual clients by providing investment supervisory services, financial planning, tax preparation, and advisory engagements. The firm employs a core-and-satellite investment approach using passive index funds and ETFs combined with actively managed funds, with a focus on documented goals, ongoing monitoring, and global diversification.

Louis Baviello is the sole advisor at Baviello Investment Management, LLC in Baltimore, MD, holding Series 63 and Series 65 licenses with 14 years of industry experience. Prior to founding his firm in 2018, he worked at Great Valley Advisor Group, LPL Financial LLC, and Janney Montgomery Scott, LLC. He is also the managing member of Baviello & Co., a publisher of the financial research publication the Baviello Bulletin. Baviello Investment Management provides discretionary investment management and financial advisory services to individuals, families, endowments, foundations, and other institutions, managing approximately $16 million. The firm’s primary offering is the Baviello Flagship Strategy, a value-oriented, bottom-up equity approach focused on small-to-mid-cap U.S. companies, alongside various bond and fund strategies. The firm serves a client base that includes charitable organizations and institutional clients, and is affiliated with the publisher of the Baviello Bulletin.

David Bonnichsen is a financial advisor at Phoenix Financial Engineering, LLC in Baltimore, MD, with 13 years of industry experience. He holds a Series 66 designation and worked at Merrill from 2014 to 2016 before founding his current firm in 2016. Phoenix Financial Engineering provides fee-based investment management and financial planning services to individuals, high-net-worth clients, and small businesses. The firm offers non-discretionary portfolio management and comprehensive financial planning, including retirement, tax, insurance, and estate matters, and conducts public seminars and workshops on investment and planning topics.