Vishwanath Rao is a financial advisor at Finco Advisory LLC with a Series 65 credential and three years of industry experience. He has worked at Finco Advisory since 2020 and concurrently serves as a Digital Transformation Leader at Amazon Web Services. Finco Advisory LLC is a registered investment adviser that provides discretionary asset management as well as project-based and hourly financial planning services. The firm serves individual clients, including non-high-net-worth households, and employs a tailored investment approach based on fundamental analysis and a mix of long- and short-term strategies.

Joseph Baczkowski is a financial advisor at Baczkowski & Company, an independent firm where he has served as the sole adviser since 1998. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to his current role, he worked at Sargent & Lundy LLC for 11 years. Baczkowski & Company provides portfolio management and financial advisory services to individual clients, focusing on discretionary management of a small client roster without minimum account balances. The firm uses publicly available research and a mix of securities, mutual funds, and ETFs to tailor diversified portfolios, with investment decisions monitored daily and trades timed using in-house forecasts.

Benjamin Huber is a CFP® professional at Five Rivers Financial Advisors, LLC with seven years of industry experience. He has been with Five Rivers Financial Advisors since 2011. Five Rivers Financial Advisors manages approximately $52.6 million for a range of clients including individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and small businesses. The firm provides fee-based portfolio management and financial planning services, utilizing a tailored approach based on client objectives, time horizons, risk tolerance, and liquidity needs.

Raymond Heidel is a Certified Financial Planner® with 25 years of industry experience. He has been with Five Rivers Financial Advisors, LLC since 1997. The firm manages approximately $52.6 million for individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and small business entities, serving both high-net-worth and non-HNW clients. Five Rivers Financial Advisors provides fee-based portfolio management and financial planning services, utilizing a tailored approach based on client objectives, risk tolerance, and liquidity needs.

Charles Trakas is a financial advisor with Brookwood Investment Group, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked previously with firms including Redwood Private Wealth LLC and Virtue Capital Management, LLC. Outside of advisory roles, he owns and operates Trakas Insurance Agency and serves as managing director of Redwood Tax Specialists, in addition to working as a sales representative for National Gold Consultants. Brookwood Investment Group is a multi-advisor registered investment adviser managing over $1 billion for more than 3,000 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services utilizing a range of investment strategies tailored to client needs.

Daniel Simon is a financial advisor with Corecap Advisors, holding a Series 65 credential and 14 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and currently serves as a Retirement Planning Advisor at Dan White & Associates, where he conducts educational seminars on retirement planning, required minimum distributions, and Social Security planning for retirees and near-retirees. His focus includes low-risk retirement planning strategies aimed at generating guaranteed income. Corecap Advisors provides discretionary investment and portfolio management as well as standalone financial planning services to individuals, including high-net-worth and accredited investors, as well as various institutional clients. The firm employs a relationship-oriented, individualized approach with a long-term investment horizon, utilizing a range of investment vehicles and third-party managers.

Andrew Wood is a financial advisor at CoreCap Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Dan White & Associates since 2016, where he is also active as a commission-based insurance agent focusing on fixed annuities. Prior to that, he spent one year at Pacer Financial, Inc. CoreCap Advisors provides discretionary investment and portfolio management as well as standalone financial planning services to individuals, retirement accounts, pension and profit-sharing plans, trusts, estates, and corporations. The firm employs a relationship-oriented, individualized approach with a long-term investment horizon, utilizing a range of investment vehicles and sub-advisors while maintaining discretionary authority to oversee and replace those managers.

Eric Janvier is a financial advisor with Good Life Advisors, LLC, based in Middletown, DE, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Good Life Advisors and LPL Financial since 2015. Outside of his advisory role, he is involved with Janvier Estate Management LLC, a real estate rental business. Good Life Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, families, business entities, trusts, estates, and charitable organizations. The firm employs a team approach with independent research and multiple analysis methods to tailor asset allocation and offers a range of programmatic solutions, educational seminars, and ongoing planning services.

Justin Obrien is a Series 66-licensed financial advisor with two years of industry experience. He has worked at Root Financial Partners since 2025 and previously held roles at Fidelity Investments and First Command Brokerage Services. Prior to his financial career, he served in the U.S. Army from 2019 to 2023. Root Financial Partners primarily serves individual clients, including high net worth individuals, pension and profit-sharing plans, and small business owners. The firm employs a principally passive investment approach using diversified portfolios of index mutual funds and ETFs, supplemented by fundamental and technical analysis, and supports clients through educational seminars and retirement plan services.

David Iobst is a CFP® and ChFC® with 24 years of industry experience. He has worked at Lifemark Securities Corp. since 2017 and held positions at State Farm VP Management Corp. and State Farm insurance from 2015 to 2016. Outside of his advisory role, he is involved in his community as a Little League Manager and Coach for Canal Little League. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans. The firm offers a range of managed account programs and emphasizes suitability-driven advice tailored through risk assessments.

Brian Ward is a CFA® charterholder with 25 years of industry experience. He is currently with Wealthcare Advisory Partners LLC, where he has worked since 2024, following roles at Eagle Global Advisors, Carillon Fund Distributors, and Chartwell Investment Partners. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors. The firm serves individuals, trusts and estates, retirement plans, charitable organizations, and businesses, utilizing a goals-based, client-centered planning approach combined with an evidence-based investment framework.

Denise Devine is a financial advisor at Janney Montgomery Scott with one year of industry experience. She holds the Series 66 designation and has worked at Janney Montgomery Scott since 2019. Prior to her career in financial advising, she was employed by the City of Dover for nine years. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts through a multi-channel investment platform that includes third-party manager strategies, in-house portfolio management, and various advisory services.

David Vari is a financial advisor with PNC Wealth Management, holding a Series 66 credential and 17 years of industry experience. He has been with PNC Investments since 2012. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic questionnaires to recommend risk-based investment strategies implemented via mutual funds and ETFs.

Kalyan Raman is a ChFC®-designated advisor with 43 years of industry experience, currently with Centaurus Financial, Inc. since 2018. He previously worked at VOYA Financial Advisors and has maintained his own practice since 1979. Outside of advising, he owns a business focused on the sale of life insurance and fixed annuities and also provides tax preparation services. Centaurus Financial, Inc. offers advisory services through a network of independent representatives to individuals, families, businesses, and institutions, providing financial planning, investment management, and access to third-party managers. The firm uses a combination of fundamental and technical analysis and offers both discretionary and non-discretionary advisory relationships.

Patrick Horan is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Citizens Securities, Citizens Bank, KeyBank, Penn Mutual Life Insurance, and Hornor Townsend & Kent Inc. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy pilot that uses algorithm-driven risk assessments and delegated portfolio management with mutual funds and ETFs.

Josef Weiser is a financial advisor at PNC Wealth Management in Elkton, MD. He holds Series 63 and Series 66 licenses and has prior experience at Bank of America, Merrill, Vanguard, and Wells Fargo. Outside of his advisory role, he owns Pulse Consulting Strategies LLC, a business aiming to provide secret shopper services and mock health inspections for small restaurants. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account that uses algorithm-driven risk assessment and implements portfolios with mutual funds and ETFs.

Vincent Criniti is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Janney Montgomery Scott since 2008. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts through a multi-channel investment platform that includes third-party manager strategies, model-based solutions, and in-house portfolio management.

Matthew Riley is a financial advisor at Centaurus Financial, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial and Affinity Wealth Management since 2007. Outside of his advisory role, he serves as a board member for the Middletown YMCA. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to individuals, families, small businesses, corporations, retirement plans, foundations, trusts, and estates. The firm offers a range of services including financial planning, asset allocation, investment management, and access to third-party money managers.

Michael Forcade is a Series 66 licensed financial advisor with Edward Jones, based in North East, MD. He has 17 years of industry experience and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with tax-efficient services and affiliated mutual funds.

Sherley Legerme is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has been associated with PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Outside of advisory work, she is involved in sales of loan products through Primerica Mortgage, LLC, and refers clients to home security and automation services via Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure, focusing on retail client portfolios rather than institutional pension or profit-sharing plans.