Timothy Monson is a financial advisor at Fiat Wealth Management in Orangeville, PA, holding a Series 65 credential with four years of industry experience. Prior to joining Fiat Wealth Management, he worked for eight years at Hawkins Chevrolet. Outside of his advisory role, he owns and operates Arsenal Detailing, an automotive detailing business. Fiat Wealth Management serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, managing approximately $370 million in client assets. The firm employs a model-driven approach with client-specific asset allocation and tax-aware planning tools, offering services that include financial planning, discretionary portfolio management, and pension consulting.

Lynn Appelman is a CFP® and ChFC® with 42 years of experience, currently serving at Trustmont Advisory Group, Inc. since 2004. In addition to his advisory role, he owns land used for an agricultural program outside of business hours. Trustmont Advisory Group serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering financial planning, investment advice, and discretionary portfolio management with a long-term investment outlook.

Andrea Empie is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and Series 63 credentials and bringing 21 years of industry experience. She has been with Hornor, Townsend & Kent since 2015 and also works as an insurance agent with Penn Mutual Life Insurance Company. Additionally, she is a member of Daddio Financial Advisors LLC, where she provides life insurance brokerage services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Brad Warhurst is a financial advisor with Capital Analysts, holding a Series 66 designation and 18 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2007. Outside of his advisory role, he is involved in a real estate partnership with his wife focused on long-term investment properties and provides clients with fixed life insurance, annuities, Medicare plans, disability, and long-term care insurance. Capital Analysts serves a diverse client base including individuals, high-net-worth clients, charitable and corporate organizations, and institutional investors. The firm employs a quantitative investment process managed by an in-house team that constructs model portfolios and offers customized solutions across mutual funds, ETFs, and stocks, managing approximately $8.9 billion in advisory assets as of the end of 2024.

Kevin Serensits is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior roles include positions at Cetera, National Penn Bank, and BB&T affiliated firms. Outside of his advisory work, he serves as a licensed tour guide providing historical tours in Gettysburg, Pennsylvania. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Matthew Beagle is a CFP®-designated financial advisor with LPL Financial in Muncy, PA, bringing 19 years of industry experience. He has been with LPL Financial and First Columbia Bank & Trust since 2006. Outside of his advisory work, he contributes to a fantasy baseball website and serves as an occasional umpire for Bloomsburg Little League, as well as teaching finance, marketing, and management at Bloomsburg University of Pennsylvania. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management options supported by an in-house research team and a large network of investment adviser representatives.

Nyle Berkes is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 66 licenses and 20 years of industry experience. His career includes roles at Park Avenue Securities and Guardian Life Insurance Company. He is a board member of the Community Giving Foundation, which distributes funds for charitable purposes in Berwick, PA. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, as well as educational seminars.

Sondra Turnbach is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has worked with LPL Financial since 2008, with a brief period at Private Advisor Group, LLC and Capital Planning Wealth Management from 2018 to 2023. Outside of her advisory role, she is involved in a real estate rental business in Berwick, Pennsylvania. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings such as insurance and lending services.

Jared Cromley is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has worked previously at First Columbia Bank & Trust Co., MC Federal Credit Union, Bloomsburg University, and Milton Area School District. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, delivering services through a large network of investment adviser representatives.

Robert Cragle is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at Royal Alliance Associates, Signator Investors, and Transamerica Financial Advisors. In addition to his advisory work, he operates as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing various account platforms and third-party strategists to deliver both discretionary and non-discretionary investment advice.