Fred Young is a CFP® professional with 32 years of industry experience, serving as the sole advisor at Cumberland Valley Financial Services Inc. in Greencastle, PA, where he has worked since 1992. He holds a Series 65 license and provides financial advisory services through an independent, state-registered firm. Cumberland Valley Financial Services Inc. offers ongoing portfolio management and comprehensive financial advice to individuals, pensions, profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm implements diversified investment allocations primarily using no-load mutual funds and ETFs, managing a significant portion of assets on a discretionary basis under tailored investment policies.

Keith Bryan is a financial advisor at Bryan Investments, LLC with 41 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Bryan Investments since 2011. Bryan Investments serves individual clients, including high net worth individuals, pension and profit-sharing plans, and small businesses by providing non-discretionary portfolio management and investment recommendations. The firm employs both fundamental and technical analysis, generally favoring long-term purchase strategies while using short-term trading in limited cases, and operates with a flat annual management fee without charging percentage-of-assets fees or accepting commissions.

Noah Eshenaur is a financial advisor at TruNorth Financial Services, Inc. with a Series 65 designation and three years of industry experience. Prior to joining TruNorth, he worked in various roles including positions at Shippensburg University and Tuscarora Intermediate Unit 11. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm uses a conservative, diversified investment approach with portfolios constructed primarily of mutual funds and ETFs, supplemented by individual equities and fixed-income securities when appropriate.

Kristin Ramsay is a financial advisor at truNorth Financial Services, Inc. with a Series 65 credential and three years of industry experience. She previously worked at Orrstown Bank for eight years before joining truNorth Financial Services in 2019. Outside of advising, she is a minority owner of a coffee roasting and coffee shop business called Denim Coffee Company. truNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach, constructing portfolios primarily with mutual funds and ETFs while offering retirement rollover guidance and consulting services.

Gary Clark is a financial advisor at Soar Financial LLC with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including American Trust Investment Services, Eagle Strategies, and Nationwide Securities. Clark is also involved in insurance brokering outside of his advisory role. Soar Financial LLC provides investment management, financial planning, and retirement plan consulting services to individuals, trusts, estates, businesses, and qualified retirement plans. The firm offers customized portfolios with a focus on long-term strategies and serves as both discretionary and non-discretionary managers.

Catherine Bryan is a financial advisor at Bryan Investments, LLC with 16 years of industry experience. She holds Series 63 and Series 65 designations and has been with Bryan Investments since 2011. The firm serves individual clients, pension and profit-sharing plans, and small businesses by providing non-discretionary portfolio management and investment recommendations. Bryan Investments uses fundamental and technical analysis, generally favoring long-term purchase strategies, and employs a flat annual management fee structure without charging percentage-of-assets fees or accepting commissions.

Christopher Jackson is a financial advisor at TruNorth Financial Services, Inc. in Chambersburg, PA, holding a Series 65 designation with 11 years of industry experience. He previously worked at PNC Wealth Management and Tucker Financial Services. Outside of his advisory role, Jackson is active in community and educational organizations, serving as chairperson of the Shippensburg University Finance Advisory Council and president of University Community Ministries. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach with portfolios primarily consisting of mutual funds and ETFs, managing accounts on a discretionary basis guided by client risk tolerance and an Investment Policy Statement.

David Collins is a financial advisor with Legacy Investment Strategies, LLC, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. His prior roles include positions at LPL Financial, Crown Capital Securities, and Wilbanks Securities. Outside of advising, he works as a fitness instructor in Hagerstown, MD. Legacy Investment Strategies serves individual and high-net-worth clients, small businesses, trusts, estates, pooled vehicles, and charities by offering discretionary portfolio management, financial planning, and referrals to third-party managers. The firm employs asset allocation and security selection based on fundamental and technical analysis, with regular account reviews and attention to rebalancing and tax-loss harvesting.

Cort Meinelschmidt is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He previously worked at Capital Investment Group, Inc. and Sentinel Capital Solutions. Outside of his advisory role, Meinelschmidt is the president of Meinelschmidt Distillery. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers personalized investment management through discretionary mandates, third-party managers, and private-label model portfolios, with ongoing monitoring and a range of analytical methods.

James Martin is a CFP® with 35 years of industry experience. He has been with Creative Financial Designs, Inc. since 2011. Outside of his advisory role, he is active as a minister of the gospel and provides tax preparation, accounting, and business consulting services. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies including Biblical Responsible Investing, alongside flexible billing arrangements and affiliated insurance and tax services.

Justin Cunningham is a financial advisor at OneAscent Financial Services LLC with five years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years and the Federal Energy Regulatory Commission for eleven years. Outside of advisory work, he is involved in insurance sales. OneAscent Financial Services LLC manages approximately $2.61 billion through a network of 57 advisors, serving individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary asset management, financial planning, ERISA fiduciary services, and utilizes a combination of direct management, third-party managers, and unified managed accounts.

Becky Lynch is a financial advisor with Calton & Associates, Inc. in Hagerstown, MD, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has worked at several firms including CL Wealth Management LLC and Cabot Lodge Securities LLC. Outside of her advisory work, she owns and operates a farm raising sheep and dogs and serves as a livestock show judge. Calton & Associates serves individual investors, retirement plans, trusts, and estates by providing portfolio management, fee-based financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary management with multiple program structures and combines brokerage, insurance products, and third-party money manager access.

Brittany Brannon is a financial advisor at First Heartland Consultants, Inc. with one year of industry experience. She holds a Series 66 designation and has previously worked at firms including Bank of America, Merrill, and Equitable Advisors LLC. Outside of her advisory role, she has experience as an administrative employee at Erickson Financial. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporations. The firm offers a range of financial planning and asset management services, utilizing model-based strategies and delivering advice through a network of independent investment adviser representatives.

Christopher Drawbaugh is a financial advisor at B. Riley Wealth Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with B. Riley Wealth Management since 2009. Outside of his advisory role, he owns Bastion Financial Group and is involved in managing commercial real estate through Beverly Court LLC and Drawbaugh Development LLC. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7 billion in client assets through about 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans with a range of advisory programs, financial planning, and retirement solutions.

Emily Helman is a financial advisor with Mariner Advisor Network, holding a Series 66 designation and beginning her career in 2025. She has prior experience at Lancaster General Health/Penn Medicine and Pinnacle Health System. Helman is also involved with Nurtured Wealth, LLC, through which she offers investment services. Mariner Advisor Network is an enterprise registered investment adviser that serves individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm employs a decentralized network of advisers who provide portfolio management, financial planning, consulting, and access to a variety of investment strategies and platforms.

Benjamin Hubler is a financial advisor with First Heartland Consultants, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining First Heartland Consultants in 2021, he worked at The Loft and has been associated with Erickson Financial since 2020. First Heartland Consultants serves a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for 401(k) accounts, and both non-wrap and wrap asset management through a network of independent investment adviser representatives.

David Erickson is a CFP® professional with 33 years of industry experience, currently serving at First Heartland Consultants, Inc. in Chambersburg, PA. He has been with First Heartland Capital Inc. since 2002. Outside of his advisory role, Erickson is a privately contracted musician who plays piano and organ and also assists select clients with tax return preparation. First Heartland Consultants provides advisory services to a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, asset management, and third-party asset management solutions delivered through a network of independent investment adviser representatives.

Alfred Labib is a financial advisor with Kovack Advisors, Inc., holding a Series 66 designation and 26 years of industry experience. He previously worked at SagePoint Financial, Inc. for 13 years before joining Kovack Advisors in 2022. Outside of his advisory role, Labib manages a wealth management business under the name Legacy Wealth Management, LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and providing comprehensive financial planning and retirement account management services.

John Stevens III is a financial advisor with United Brokerage Services, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Sharebuilder 401 K, Capital One Sharebuilder, Capital One Investment Services LLC, and Chevy Chase Financial Services Corporation. United Brokerage Services, Inc. offers investment advisory and brokerage services to individuals, corporate pension and profit-sharing plans, and trust clients through various wrap fee and advisory programs. The firm primarily manages client assets on a non-discretionary basis and maintains affiliations with United Asset Management Corporation and Wells Fargo, combining banking relationships with a dual RIA and broker-dealer registration.

John Hose II is a Series 66-credentialed advisor with 14 years of industry experience. He has been with Madison Avenue Securities, LLC since 2011 and is also president and owner of Life Financial, a business focused on life and health insurance and annuities. Outside of his advisory roles, he serves as treasurer for Ravens Roost #7, a nonprofit that awards scholarships and donates to local charities including Special Olympics. Madison Avenue Securities, LLC provides investment advisory and related services to individuals, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management, financial planning, pension consulting, and college-savings services through a variety of account platforms and investment approaches.