David Bonski is a financial advisor with Blue Horizon Wealth Management, LLC, holding a Series 65 designation and 12 years of industry experience. He has been retired since 2012. Blue Horizon Wealth Management provides financial planning and investment management advice to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm uses a strategic buy-hold-and-rebalance approach with model portfolios ranging from capital preservation to aggressive growth, and clients maintain implementation control without discretionary trading authority.

Thomas Criste is a financial advisor with Aspire Financial, Inc. in Ebensburg, PA, holding a Series 63 designation and over 31 years of industry experience. He has been with Aspire Financial since 2012 and is also an owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial is a small, state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm emphasizes individualized asset allocation focused on value, safety, and quality, with portfolio management conducted primarily on a non-discretionary basis.

William Mulhearn is a financial advisor at Aspire Financial, Inc. with 37 years of industry experience. He holds a Series 63 designation and has worked at Aspire Financial since 2012. In addition to his advisory role, he is the owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm emphasizes individualized asset allocation focused on value, safety, quality, and risk control, providing primarily non-discretionary portfolio management with client approval required for trades.

Patrick Long is a financial advisor at Aspire Financial, Inc. with 28 years of industry experience. He holds a Series 63 designation and has been with Aspire Financial since 2011. In addition to his advisory role, he owns and operates Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small, state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm focuses on individualized asset allocation emphasizing value, safety, quality, and risk control, with portfolio management conducted primarily on a non-discretionary basis.

Christian Konicky is a financial advisor at Atlas Private Wealth Advisors in Johnstown, PA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at LPL Financial and Paul Carpenter Capital Advisors. Before entering the financial industry, he held various positions in the hospitality sector. Atlas Private Wealth Advisors is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and small businesses. The firm manages approximately $688 million in client assets across a 13-advisor team, offering discretionary and non-discretionary portfolio management, financial planning, and access to multiple LPL-sponsored program platforms.

Samuel Catanese is a Series 65-licensed advisor with eight years of industry experience, currently with Wealth Advisors Network, Inc. He has been associated with Catanese & Vulcan since 1976. Outside of his advisory role, he serves as Treasurer and Board Member for both the Murtha Foundation and the Camp Catanese Foundation. Wealth Advisors Network provides comprehensive wealth-care services to individuals, trusts, charitable organizations, closely held businesses, and retirement plans, offering portfolio management and financial planning through discretionary and non-discretionary programs. The firm emphasizes diversification and active management, using various investment vehicles and risk profiling to align portfolios with client objectives.

Dennis Brawley is a CFP® professional with 12 years of industry experience, currently serving at Boldin Advisors. He previously worked for Wells Fargo Advisors for 10 years before joining Boldin Advisors in 2025. Boldin Advisors provides financial planning and consulting services to individuals, trusts, estates, and small businesses, focusing on low-cost, diversified indexed funds and ETFs with a long-term buy-and-hold strategy. The firm operates with a six-advisor team across seven offices and offers planning on fixed, hourly, or annual terms without managing client portfolios or charging percentage-of-AUM fees.

Matthew Di Francesco is a financial advisor at Cornerstone Planning Group with 20 years of industry experience. He holds the Series 66 designation and has worked at firms including Summit Brokerage Services Inc and Summit Financial Group. Outside of his advisory role, he is the owner of Difrancesco Financial Concierge, LLC, providing business and life coaching services, and serves as a board member of the Greater Johnstown Tennis Association. Cornerstone Planning Group offers discretionary investment management, comprehensive financial planning, and retirement-plan consulting to individuals, businesses, and qualified retirement plans. The firm operates as a fee-only fiduciary, emphasizing passive investment strategies tailored to client objectives and risk tolerance, and provides specialized ERISA fiduciary consulting services for plan sponsors.

Zachary Craig is a financial advisor at CWA Asset Management Group with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial and First National Bank. His current roles include positions at Cetera Investment Advisers LLC and First National Bank. CWA Asset Management Group provides discretionary and non-discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, foundations, pension plans, and other entities. The firm offers family-office services, retirement plan fiduciary services, donor-advised fund management, and access to private pooled investment vehicles, employing proprietary models and a combination of active fundamental and quantitative analysis.

Kayla Puchko Stephenson is a financial advisor with Primerica Advisors in Johnstown, PA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. She has previously worked with The O.N. Equity Sales Company and Ohio National Financial Services for 12 years each and is currently affiliated with Park Avenue Securities and Guardian Life. Outside of her advisory role, she is involved with Puchko Financial Associates, Inc. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement and business consulting. The firm employs a range of investment strategies through proprietary and third-party programs and manages approximately $15 billion in regulatory assets under management.

Jamie Rutledge is a CFP® professional with 10 years of industry experience, currently serving as an advisor at GWN Securities Inc. since 2016. Prior to this, Rutledge worked at State Farm VP Management Corp and Donna Christopher insurance agency. Outside of advisory work, Rutledge is involved in the sale of insurance products including life, long-term care, and annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer managing approximately $3.65 billion across more than 37,000 client accounts. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, serving both individual and business clients through a large network of advisors.

Jacob Sewalk is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 designation and one year of industry experience. He previously worked at Marion Wealth Management and WealthPoint Financial LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting with an investment approach combining passive and active strategies guided by an internal Investment Committee.

Anna Yoder is a financial advisor at Cetera with Series 63 and Series 65 licenses and three years of industry experience. She has worked at Cetera and Avantax-affiliated firms since 2022 and is also employed as an administrative assistant at Carpenter Financial Services, where she supports lead advisors by managing client files and preparing for appointments. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities with multiple program options and custodial arrangements.

Robert Maruca is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and previously worked for Allegheny Investments Ltd for nine years before joining LPL Financial in 2023. Maruca also operates a business entity, Maruca Group, related to his LPL advisory activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Christine Timura is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. Prior to her current role, she worked at North American Hoganas for 14 years and has been involved in administrative functions at Centennial Financial Group LLC since 2022. Outside of finance, she performs accounting duties in a family-owned trucking and transportation business. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Robert Vamos is a financial advisor with LPL Financial in Johnstown, PA, holding a Series 63 designation and over 34 years of industry experience. His prior work includes 25 years at MetLife Securities Inc. and Metropolitan Life Insurance Company, followed by roles at Mass Mutual and Ameriserv Financial Bank. He is also involved as an agent in non-variable insurance businesses. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team, combining large-scale advisory operations with insurance and annuity product sales through affiliated agencies.

Edward Maruca is a financial advisor with LPL Financial, holding a Series 63 designation and over 43 years of industry experience. He previously spent 42 years at Allegheny Investments, Ltd. In addition to his advisory role, Maruca is involved with Foster Financial Services Inc., a home-based business entity for tax and investment purposes. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of advisory and brokerage services supported by an in-house research team and a broad platform that includes model portfolios, third-party managers, and customized client solutions.

Collin Seymour is a financial advisor at Stifel with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Stifel in 2024, he held roles at Bank of America, Merrill Lynch, and The Vanguard Group. He serves as a board member of the Central Cambria Education Foundation. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Megan Chernisky is a financial advisor at LPL Financial with one year of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriserv Financial Bank and Sourceree. Outside of her advisory role, she has been involved with the Windber Country Club since 2021. LPL Financial provides advisory and brokerage services to a diverse range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team and a platform that accommodates both advisory and brokerage services.

Ethan Stewart is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Cetera. His prior experience includes roles at VOYA Financial Advisors and Centennial Financial Group, where he remains active. He is a board member of both the Johnstown State Theatre Foundation and the Humane Society of Cambria County. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a mix of advisor-managed accounts, model portfolios, and third-party managed solutions.

Tanner Kobal is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior work includes roles at AmeriServ Trust & Financial, The Prudential Insurance Company of America, Pruco Securities LLC, and New York Life. Outside of finance, he has experience in various service and retail positions including lawn care and food service. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, banks, institutions, and high-net-worth households. The firm offers a broad range of advisory and brokerage services supported by an in-house research team, providing clients with customizable investment strategies and a combination of advisory and brokerage solutions.

Matthew Holtz is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 18 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Next Financial Group Inc for 18 years. He is also the owner of Matt Holtz Paintless Dent Repair, a business he has operated since 2004. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Dean Carpenter is a financial advisor with Cetera and holds a Series 63 designation. He has 18 years of industry experience, including roles at Avantax Advisory Services and GBU Financial Life. Carpenter is also a member of the Resurrection Catholic Parish Finance Committee. Cetera Investment Advisers serves a diverse client base through a network of independent advisors, offering portfolio management, financial planning, retirement plan solutions, and access to various program structures. The firm combines retirement and fiduciary services with institutional capabilities and manages approximately $164 billion in assets.

Ryan Edwards is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at BNY Mellon, Robert Half, and the University of Pittsburgh. He serves as treasurer for the Cambria County Library System in Johnstown, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Dane Morse is a financial advisor with Wells Fargo Clearing in Johnstown, PA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Wells Fargo in 2018, he worked at Robert Half and Clear Air LLC. He also operates an online business selling antiques and collectibles. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach based on modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Samuel Carpenter is a CFP® and PFS™-designated financial advisor with 38 years of industry experience. He is currently with Cetera and has held various roles in financial services and insurance since 2000, including work with Avantax and Minnesota Life Insurance Company. Carpenter is involved with the ISDA Fraternal Association and the Greater Beneficial Union of Pittsburgh. Cetera Investment Advisers serves a broad range of clients, including individuals, high-net-worth investors, institutions, and retirement plans, offering portfolio management, financial planning, fiduciary solutions, and access to third-party managers through a large network of independent advisors.

Don Hall II is a ChFC® credentialed financial advisor with 43 years of industry experience, currently with Cetera since 2021. His prior experience includes roles at VOYA Financial Advisors and as an independent investment advisor since 2007. Outside of his advisory work, he serves as chairman of the Greater Johnstown Water Authority and is active in local government as president of the Westmont Borough Council, in addition to participating in church leadership roles. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by a mix of advisor-managed accounts, model portfolios, and third-party solutions.

Ryan Holtz is a financial advisor at LPL Financial with two years of industry experience. He previously worked at NEXT Financial Group, Inc. for two years and owns Holtz Plumbing & Heating LLC, a business he has operated since 2012. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product activities.

Brian Simanski is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Prior to joining LPL Financial in 2025, he spent a decade at Next Financial Group Inc. Outside of his advisory work, he owns a business called The Pirate's Cove in Patton, PA. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides a range of delivery options supported by an in-house research team, combining large-scale advisory operations with non-advisory product activities such as insurance and annuity sales.

Eric Kabler is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 37 years of industry experience. He has been with LPL Financial since 2001. Outside of his advisory role, Kabler serves as a pastor and minister. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Lindsay Bennear is a financial advisor with Cetera, holding the Series 63 designation and 11 years of industry experience. Prior to joining Cetera in 2025, Bennear worked at Avantax Advisory Services and related entities from 2014 to 2025. Outside of advisory work, Bennear is involved with Carpenter Financial Services, Inc., providing accounting, bookkeeping, tax preparation, payroll services, and marketing support. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining retirement and fiduciary capabilities with access to affiliated trust and institutional resources.

Colt Mckelvey is a financial advisor at Cetera with five years of industry experience. He holds the Series 66 designation and has a background that includes roles at LPL Financial and Leventry Haschak & Rodkey. Outside of financial advising, he owns and operates McKelvey Law Offices, a law practice. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm provides a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Barry Thomas is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2001. Thomas is also involved in insurance-related activities, including non-variable insurance and long-term care insurance referrals. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house research team and accommodates both advisory and brokerage services tailored to client needs.

Timothy Walters is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. He has worked at multiple firms, including Ameriserv Financial Bank and Cetera Investment Services. Walters also serves as Senior Vice President at Ameriserv Financial Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad platform that integrates advisory and brokerage services.

David Finui is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2016. His prior experience includes roles at Ameriserv Trust & Financial Services Company, Investment Professionals Inc., and S&T Bank. He also serves as President of AmeriServ Financial Bank d/b/a AmeriServ Wealth and Capital Management. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a range of investment delivery options supported by in-house research and model portfolios, combining large-scale advisory operations with non-advisory product activities.

Ryan Brandon is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, New York Life Insurance Company, and Pnc Investments. He is also involved with Health Insurance Place, a health insurance business. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model portfolios, and third-party asset management programs, combining advisory and brokerage services including insurance products through affiliated agencies.

Edward Maruca is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Duff & Phelps, LLC and operating Foster Financial DBA Maruca Group. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Michael Tatarko Jr. is a financial advisor at LPL Financial with 12 years of industry experience and holds a Series 66 designation. He has worked at Allegheny Investments since 2014 and joined LPL Financial in 2023. In addition to his advisory role, he is a licensed attorney with Scanlon & Wojton, LLC in Pittsburgh, PA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Letitia Cordell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She previously worked at NEXT Financial Group, Inc. for 26 years before joining LPL Financial in 2025. Outside of her advisory role, she is involved in non-variable insurance services in Carrolltown, PA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product activities.

Timothy Scanlan is a financial advisor at Stifel with 23 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Stifel in 2020, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as president of the Ebensburg Youth League and is active as a board member in local community organizations, including the Ebensburg Main Street Partnership. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.