Keith Eliou is the principal of Keith L. Eliou, CFP, an investment management firm based in Pittsburgh, PA. He holds the CFP® designation and has one year of experience as a financial advisor. In addition to his advisory role, he practices law focusing on elder law and real estate and is involved in insurance, mortgage lending, and real estate brokerage businesses. The firm primarily serves pooled vehicles and institutional accounts, offering portfolio management, retirement plan services, and financial planning. It utilizes an open-architecture investment approach with third-party money managers and employs multiple analytical methods and strategies, conducting annual account reviews.

Arlene Neff is the principal and sole proprietor of A. Neff Associates LLC in Pittsburgh, PA, with 42 years of industry experience. She has been operating A. Neff Associates since 1987 and previously worked at Elish & Elish, Inc. from 2014 to 2017. Arlene holds a Series 63 designation. A. Neff Associates LLC provides investment advisory services to individuals, trusts, estates, charitable organizations, businesses, and qualified retirement plans. The firm offers non-discretionary asset management, written financial planning, and retirement plan consulting, combining fundamental and technical analysis with regular portfolio monitoring and reporting.

Todd Delligatti is the president of Expert Financial Services, LLC, an independent investment advisory firm based in Wexford, PA. He holds Series 63 and Series 65 licenses and has 27 years of industry experience, including a tenure at Leigh Baldwin & Co., LLC since 2014. Outside of financial advising, he is involved in restaurant management through M&J Management Corp, where he handles accounting and tax preparation. Expert Financial Services primarily serves individual clients, as well as pension and profit-sharing plans, charitable organizations, businesses, trusts, and estates. The firm provides portfolio management and asset allocation services using a variety of strategies, and offers both non-discretionary and limited discretionary investment management.

Steven Singer is the principal advisor at War Streets Capital, LLC, an independent advisory practice based in Baden, PA. He holds a Series 65 designation and has six years of industry experience. Prior to founding War Streets Capital in 2018, he worked at Verizon Communications Inc. from 2011 to 2019. Outside of his advisory role, he owns a real estate rental and management business operating under Singer Investment Group. War Streets Capital serves individual and small business clients, managing approximately $8.6 million across 14 discretionary accounts. The firm employs an active, total-return investment approach focused on quality securities and tax-aware portfolio construction, utilizing fundamental, technical, and cyclical analysis, and may implement options strategies for income generation and risk management.

Christopher Barto is a financial advisor at Block House Investments, LLC with two years of industry experience. He holds a Series 65 designation and has worked at several firms, including Kovitz Investment Group Partners, Fort Pitt Capital Group, and Fiducia Investment Research. Block House Investments, LLC provides discretionary portfolio management primarily to individuals and high-net-worth clients, focusing on publicly traded equities through fundamental analysis and long-term trading strategies. The firm prepares individualized Investment Policy Statements and manages accounts under discretionary authority, emphasizing tailored investment strategies based on clients’ goals, income, tax considerations, and risk tolerance.

Jay Patel is a financial advisor at ClearPeak Capital Management with five years of industry experience. He holds the Series 66 designation and previously worked at Federated Global Investment Management Corp. and RSM. Outside of his advisory role, Patel is the managing member and president of JM Metal Merchants, a business engaged in domestic and international scrap metal trading. ClearPeak Capital Management provides discretionary asset management services primarily to individual and high-net-worth clients. The firm employs fundamental, cyclical, and macro analysis to tailor investment strategies that include long- and short-term positions, option writing, derivatives, and margin trading under discretionary authority.

Patrick Drazga is the principal of Drazga Wealth Advisors, LLC in Wexford, PA, holding the CFP® designation along with Series 63 and 65 licenses. He has 27 years of industry experience and has led his independent firm since 2009. Drazga maintains his life and health insurance licenses and is able to offer insurance and annuity products to clients. Drazga Wealth Advisors provides discretionary and non-discretionary portfolio management and comprehensive financial planning to individuals and small businesses. The firm’s investment approach centers on asset allocation with strategic and tactical adjustments, offering customized portfolios that may include mutual funds, ETFs, REITs, fixed income, and individual securities, supported by ongoing monitoring and institutional research.

Terry Lyon is a CFP® professional with 34 years of industry experience, serving as the sole advisor at Breakforth Investment Management, Inc. in Pittsburgh, PA, where he has worked since 1990. He has been involved in investment education and community activities, including a long-standing role with the Pittsburgh Chapter of the National Association of Investors and leadership in multiple family and investment clubs. Lyon also serves as stewardship chairperson of Salem United Methodist Church. Breakforth Investment Management provides personalized financial planning and investment management primarily to individual clients, offering services that include cash flow, retirement, education, tax, and estate planning. The firm uses a strategic asset-allocation approach with core passive funds complemented by individual stocks and actively managed funds, operating mainly on a non-discretionary basis and providing limited tax-return preparation as an ancillary service.

Shobhan Sheth is the principal of Sheth Group with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including GT Securities and Mid-Market Securities. Outside of his advisory work, he is involved in various business activities such as real estate brokerage, legal service sales, and small business brokerage. Sheth Group is a registered investment adviser serving individuals and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs a modern portfolio theory approach utilizing model portfolios, asset allocation, and disciplined rebalancing, and also recommends third-party advisers when appropriate.

Thomas Franks is a CFA® charterholder with 19 years of industry experience. He has been the sole advisor at Emmanuel Capital Management, LLC since 2004. Emmanuel Capital Management provides discretionary portfolio management and financial planning services to individuals, trusts, retirement plans, small businesses, and non-profit organizations. The firm emphasizes a fundamental, value-oriented equity investment approach with diversified portfolios primarily composed of ETFs and mutual funds, managed under written Investment Policy Statements and ongoing client risk assessments.

Michael Masilunas is a financial advisor at Solid Oak Advisory in Pittsburgh, PA, with 18 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Investment Planning, Inc. for eight years. Outside of his advisory role, he owns Coordinated Tax Management, LLC, a tax advisory business, and serves as a general partner to a private equity fund. Solid Oak Advisory provides investment management and comprehensive financial planning to individuals, high-net-worth clients, businesses, trusts, and estates. The firm emphasizes income-focused cash flow matching and a long-term, asset-class approach to equities, utilizing passive implementation, tax-loss harvesting, and model portfolios, while also offering retirement-plan and employee benefit consulting services.

Wayne Kurtz is a CFP® professional with 14 years of industry experience, serving as the principal of Green Trail Investments, LLC since 2016. He is also the owner of RaceTwitch.com, LLC, which provides goals and leadership training. Prior to founding Green Trail Investments, he has operated Tax-Prepare.com, Inc., a tax and business consulting firm, since 2000. Green Trail Investments is a fee-only advisory firm focused on individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm applies modern portfolio theory combined with top-down sector analysis and provides guidance on employer retirement accounts.

Ian Wild is a CFP® professional with nine years of experience in financial advising. He is the principal of All-Pro Advisors LLC and has previously worked at Greenrose Wealth Management, Origin Financial, Purshe Kaplan Sterling Investments, and HBKS Wealth Advisors. Ian also has experience with the Winnipeg Blue Bombers and Toronto Argonauts football clubs. All-Pro Advisors LLC provides discretionary portfolio management and comprehensive financial planning for individuals, including high-net-worth clients, and businesses. The firm emphasizes fundamental analysis and primarily uses passive investment strategies through index mutual funds and ETFs, offering tailored plans without a firmwide account minimum.

Joseph Schmitt is a financial advisor with Incline Financial Planning LLC, holding a Series 65 designation and three years of industry experience. He has worked at Incline Financial Planning since 2022 and is also employed as a pilot at American Airlines, a role he has held since 2011. Incline Financial Planning LLC provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm employs a passive investment approach based on Modern Portfolio Theory, using index mutual funds and ETFs to construct tax-efficient portfolios managed on a discretionary basis.

Djuliarto Ng is the sole advisor at Smart Financial Group, LLC in Pittsburgh, PA, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has operated Smart Financial Group since 2011 and concurrently runs Smart Insurance Group as a licensed insurance agent, selling fixed insurance products. Smart Financial Group primarily serves pooled vehicles and institutional clients by providing financial planning and consulting, selecting and referring third-party investment managers, and monitoring their performance. The firm does not manage assets directly but acts as a liaison between clients and managers, combining adviser referral services with an active insurance practice.

Nicholas Kennedy is a CFP® and holds a Series 66 license with 13 years of industry experience. He is the president and owner of Three Rivers Executive Consulting, LLC, where he has worked since 2021. Prior to this, he spent seven years at Lincoln Financial Advisors Corporation. Outside of his advisory work, he serves as board president of the North Park Manor Homeowner’s Association and is a board member of the Birmingham Foundation. Three Rivers Executive Consulting serves individual clients, pension and profit-sharing plans, state or municipal entities, and corporations, offering discretionary portfolio management, financial planning, and pension consulting. The firm manages accounts using technical and fundamental analysis and employs a broad range of investment instruments, with $53.4 million in discretionary assets as of early 2025.

Arthur Sobczak III is a financial advisor at Private Wealth Services, LLC with 39 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to his current role, he has worked with firms including LPL Financial and Ownership Advisors, Inc. Sobczak is involved in insurance consulting and wholesaling activities in addition to his advisory work. Private Wealth Services, LLC serves individuals, trusts, profit-sharing plans, and business entities primarily through a solicitor/referral model, introducing clients to third-party registered investment advisers. The firm provides financial planning and consulting services addressing various non-investment matters and does not manage client assets or exercise discretionary authority.

Chad Brand is a financial advisor at Peridot Capital Management with 19 years of industry experience. He holds a Series 65 designation and has operated his independent advisory firm since 2004. Outside of his advisory work, he provides accounting, bookkeeping, and tax services to small-business clients. Peridot Capital Management serves individual investors, including younger savers and retirees, offering discretionary portfolio management and hourly financial consultations. The firm employs a client-specific asset allocation process combined with fundamental, value-oriented security selection and utilizes covered-call option strategies while generally avoiding short-term trading.

Michael Dieschbourg is a financial advisor at Alpha Capital Family Office, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Federated Investors, Inc. and MDT Advisers. Alpha Capital Family Office serves high-net-worth individuals, families, trusts, estates, and small businesses with comprehensive family office and investment advisory services, combining strategic asset allocation with both fundamental and technical analysis and offering access to alternative and private fund investments.

David Mandelblatt is a financial advisor at WealthProtect Advisors LLC in Pittsburgh, PA, holding a Series 65 designation with nine years of industry experience. He has worked at CGN Advisors, LLC since 2018 and previously held roles in wealth advisory business development. Mandelblatt divides his time between WealthProtect Advisors and CGN Advisors, where he conducts investment advisory activities. WealthProtect Advisors LLC provides wealth management and financial planning services to individuals and high-net-worth clients, offering both discretionary and non-discretionary investment supervision. The firm employs a fee-only structure, emphasizes modern portfolio theory and passive investment vehicles, and requires clients to custody assets at its recommended custodian.