John Williams is a CFP®-certified financial advisor with over 21 years of industry experience. He has been with Burr & Company, LLC since 2006. The firm serves individual and trust clients by providing investment management and integrated financial planning, using a long-term, buy-and-hold investment approach focused on dividend-oriented equities and tailored fixed-income allocations. Burr & Company generally operates on a non-discretionary basis, requiring client approval prior to trade execution.

With over 18 years of experience in financial planning, estate management, and investment advisory services, I founded Vineyard Wealth Group to help families, individuals, and non-profits navigate their financial journeys with confidence. My approach combines personalized planning, trusted advice, and innovative strategies tailored to each client’s unique goals and values, with a particular emphasis on Social Security analysis and decision-making as a cornerstone of financial success. Prior to starting Vineyard Wealth Group, I spent nearly 14 years at Charles Schwab, managing a $15 billion complex with over 30 employees, and served as a Senior Financial Advisor at Martha's Vineyard Investment Advisors. These experiences honed my ability to deliver comprehensive and collaborative wealth management solutions. As a CERTIFIED FINANCIAL PLANNER® professional, I bring advanced expertise in asset management, estate planning, tax strategies, and Social Security planning, along with credentials as an Accredited Asset Management Specialist® and Chartered Mutual Fund Counselor®. My Six Sigma Black Belt certification further reflects my commitment to efficiency and excellence in service delivery. Beyond the numbers, I’m deeply invested in my community. I serve on the board of the Martha’s Vineyard YMCA, actively support local initiatives, and completed the 2023 Boston Marathon, raising over $8,000 for the Doug Flutie Jr. Autism Foundation. Let’s connect and explore how I can help you achieve financial clarity, optimize your Social Security decisions, and enjoy lasting peace of mind.

Christopher Nichols is the principal advisor at Nichols Investment Advisory Services with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has operated his independent advisory firm since 1993. Nichols Investment Advisory Services serves professionals, retirees, business owners, trusts, pension plans, and small businesses by providing portfolio management, retirement and pension planning, and assistance with estate planning and trusts. The firm employs modern portfolio theory to construct diversified portfolios tailored to clients' time horizons and risk tolerance, incorporates tactical asset shifts based on economic conditions, and offers pension consulting and plan implementation services for small employers.

James Shannon is a CFA® charterholder with 11 years of industry experience. He is the sole advisor at Shannon Investment Management, an independent firm based in Falmouth, MA. Prior to founding his firm, he has been affiliated with SoFi Securities LLC and Social Finance, Inc. since 2012. Shannon Investment Management provides fee-only, discretionary investment management and ongoing investment guidance to individuals, families, trusts, businesses, and nonprofit entities. The firm primarily utilizes passively managed exchange-traded funds, applying principles from modern portfolio theory and market-efficiency research to build diversified portfolios with strategic and tactical asset allocation.

Daniel Seidman is the sole advisor at Seidman Investment Portfolios in Vineyard Haven, MA, holding a Series 63 designation with 33 years of industry experience. He has led his independent firm since 1988. Outside of advisory services, he is also a licensed insurance agent and owner of an insurance agency. Seidman Investment Portfolios offers tailored portfolio management and comprehensive financial planning to individual investors, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm combines a long-term, low turnover investment philosophy with active tactical management, utilizing research from public and subscription sources and conducting regular account reviews.

Katherine Horgan is a financial advisor at Heritage Wealth Management with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Coastal Investment Advisors, Inc. and Coastal Equities, Inc. prior to her current role. She has been with Heritage Wealth Management since 2011. Heritage Wealth Management serves individual clients, including high-net-worth individuals, and charitable organizations, providing discretionary portfolio management, financial consulting, and retirement plan consulting for small businesses. The firm employs proprietary asset-allocation strategies and emphasizes individual security selection with attention to liquidity, concentration, and tax implications.

Susan Roman is a CFP® with 12 years of industry experience, currently serving as an advisor at Roman Retirement Planning, LLC since 2018. Her prior roles include positions at Strategic Planning Group, Inc., Cutter Financial Group, LLC, and Precision Capital Management. She is also a licensed attorney who does not practice law and is licensed to produce life insurance products. Roman Retirement Planning serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing portfolio management, financial planning, and pension consulting. The firm employs a mix of long-term trading and various analysis methods to tailor portfolios and utilizes third-party managers and automated advisory platforms for investment management.

Humam Sirhal is a financial advisor with Washington Financial Group, Inc. He holds Series 63 and Series 65 credentials and has 33 years of industry experience. Prior to joining Washington Financial Group in 2021, he worked at Cadaret, Grant & Co., Inc. for 24 years. Outside of advising, he is involved in civil engineering and insurance sales. Washington Financial Group serves individual clients and trust accounts, offering discretionary portfolio management, financial and estate planning, and insurance products. The firm employs a dynamic asset-allocation approach and uses detailed manager performance metrics in its investment process.

Jeffrey Cutter is a financial advisor with Cutter Financial Group LLC in Falmouth, MA, holding the PFS™ and Series 66 designations and having 19 years of industry experience. He has worked at Cutter Financial Group since 2006 and Precision Capital Management since 2015. Outside of advisory roles, he is involved in insurance and financial product sales through independent contracting arrangements. Cutter Financial Group provides investment advisory and planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a risk-first investment approach focused on retirement income needs and offers portfolio management primarily through mutual funds, with additional services including income, legacy, risk management, and advanced tax planning.

Ethan Kapsambelis is a financial advisor at Cutter Financial Group LLC with four years of industry experience. He holds a Series 66 designation and has worked at Cutter Financial Group since 2022 and Wood Wealth Group since 2021. Outside of finance, he is involved in Lewis & Weldon Custom Cabinetry LLC as an inside project manager, where he collaborates on developing a CRM system to improve project management efficiency. Cutter Financial Group provides investment advisory and planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm uses a risk-first investment approach focused on retirement income needs and manages approximately $214.7 million for about 522 clients.

Jennifer Farrington is a Series 65-licensed advisor with Cutter Financial Group LLC, where she has worked since 2018. She has seven years of industry experience and also serves as the Associate Director of Regulatory Affairs for Associates of Cape Cod, Inc., a consulting role she has held since 2005. Cutter Financial Group provides investment advisory and planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a risk-first investment approach focused on retirement income needs and offers services including income planning, legacy planning, risk management, and portfolio management.

Carie Carney is a financial advisor with Lenk Ladner Investment Solutions LLC, holding Series 65 and Series 66 licenses and bringing 17 years of industry experience. She has been with the firm since 2010. Lenk Ladner Investment Solutions provides fee-based portfolio management and investment consultation to individuals, high net worth clients, IRAs, trusts, estates, and charitable organizations. The firm employs a conservative, long-term investment approach focused on growth-at-a-reasonable-price opportunities and tax efficiency, managing over $300 million in assets with a three-advisor team.

Maureen Brosnan is a financial advisor at Roman Retirement Planning, LLC with four years of industry experience. She holds a Series 65 designation and previously worked at Successful Wealth Strategies and Accenture. Outside of her advisory role, she provides money coaching services through Brosnan Wealth Management. Roman Retirement Planning serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, comprehensive financial planning, and pension consulting. The firm employs a mix of investment analysis methods and uses third-party managers to tailor portfolios to clients’ goals and risk tolerances.

Laura Sirhal is a financial advisor with Washington Financial Group, Inc., holding a Series 65 designation and three years of industry experience. She has worked at Washington Financial Group since 2020 and is also involved with Kranz Consulting, providing fund accounting and administration services for venture capital clients. Washington Financial Group serves individual and trust clients with discretionary portfolio management, financial and estate planning, and insurance products, employing a dynamic asset-allocation approach that incorporates detailed manager performance analysis and third-party due diligence.

Raymond Laporte is a financial advisor at Martha's Vineyard Investment Advisors, LLC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial, LLC for 20 years prior to joining his current firm in 2019. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to a diverse client base, including high-net-worth individuals, trusts, estates, and institutional clients. The firm builds customized portfolios using a combination of traditional and alternative investments guided by Modern Portfolio Theory, and it operates as a wholly owned subsidiary of Martha’s Vineyard Savings Bank.

Leslie Stovall is a financial advisor at Martha's Vineyard Investment Advisors, LLC with two years of industry experience. She holds a Series 66 designation and has worked at LPL Financial LLC and Martha's Vineyard Investment Advisors. Outside of her advisory role, she serves as a notary in the state of Massachusetts. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to a range of clients including individuals, trusts, foundations, and corporations. The firm builds customized portfolios using Modern Portfolio Theory and combines various investment vehicles with proprietary strategies and independent managers.

Steven Carlson is a financial advisor at B.B. Graham & Company, Inc. with 34 years of industry experience. He previously worked at Carlson Financial and Crown Capital Securities. Outside of financial advising, he is also a licensed real estate agent involved in real estate sales. B.B. Graham & Company provides investment advisory and financial planning services to individuals, pension plans, trusts, estates, corporations, and small businesses. The firm employs fundamental, technical, and cyclical analysis and offers both discretionary and non-discretionary asset management, often utilizing third-party asset managers.

Colleen Mc Gettrick is a financial advisor at Martha's Vineyard Investment Advisors, LLC with four years of industry experience. She holds a Series 66 designation and has worked at LPL Financial, Martha's Vineyard Bank, Bank of America, and Merrill Lynch. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, endowments, corporations, and retirement plans. The firm employs a Modern Portfolio Theory approach, combining various asset classes and both proprietary and independent strategies to create customized portfolios tailored to clients' risk tolerance and financial goals.

Thomas Juster is a CFP® with 10 years of industry experience, currently serving as an advisor at Martha's Vineyard Investment Advisors, LLC since 2019. He also owns a retail business through Slate LLC. Prior to his current role, he worked at Pathstone Federal Street in 2016. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to a diverse client base including individuals, trusts, estates, foundations, and institutional clients. The firm employs a customized portfolio approach guided by Modern Portfolio Theory, combining various asset types and strategies while maintaining ongoing account monitoring and tailored allocations.

James Anthony is a financial advisor at Martha's Vineyard Investment Advisors, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at several financial institutions, including Chesapeake Bank & Trust Company, Severn Savings Bank, Ironworks Investments, Inc., and Martha's Vineyard Savings Bank. He has been with Martha's Vineyard Investment Advisors since 2018. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, corporations, and pension plans. The firm builds customized portfolios using Modern Portfolio Theory and combines various investment vehicles with proprietary strategies and selected independent managers, while maintaining ongoing account monitoring and periodic rebalancing.