Advisor at J.M. Arbour, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
J.M. Arbour, LLC
Location
Gardiner, ME 04345
Credentials
Series 63, Series 65, Series 66
Industry experience
8 years
William Cummings is a financial advisor with J.M. Arbour, LLC, holding Series 63, 65, and 66 licenses and eight years of industry experience. He previously worked at Foundations Investment Advisors LLC, TD Bank, and Axa Advisors, LLC. Outside of his advisory role, he is the president and founder of W. Sinclair Holdings LLC, a benefit counseling and business consulting firm. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and other entities, managing portfolios primarily through sub-advisers and third-party model providers. The firm also manages private credit and venture fund series and offers retirement plan consulting.
Based on J.M. Arbour, LLC
Fixed fee up to $5,000 for financial planning services
$0 - $500,000: 1.50% $500,000 - $1,000,000: 1.25% $1,000,000 - $5,000,000: 1.00% $5,000,000 - $10,000,000: 0.90% $10,000,000+: Negotiable
Commission-based compensation for insurance products sold by dually licensed Associated Persons
Up to $400 per hour for financial planning services
Carried interest distribution for Fund investments; performance fees can exceed 3.00% of assets under management
$50 annual administrative and technology fee for all accounts (managed and non-managed) included in portfolio management systems
Fee-only: Financial Planning: up to $400/hour or fixed fee up to $5,000
1 Brunswick Avenue
Gardiner, ME 04345
Maine
J.M. Arbour, LLC
2022 - Present (4 years)
Foundations Investment Advisors LLC
2020 - 2022 (2 years)
TD Bank
2020 - 2020 (1 year)
Axa Advisors, LLC
2017 - 2020 (3 years)
Rochester Institute of Technology
2016 - 2017 (1 year)
Rochester Institute of Technology
2013 - 2017 (4 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®
Readfield, ME
Stewardship Financial Plainning, LLC
Series 66
Winthrop, ME
Azimuth Capital Management, LLC
Series 63, Series 65
Augusta, ME
Maine Center for Wealth Management, LLC
Series 63, Series 65
Manchester, ME
Kelly & Associates, LLC
CFP®, ChFC®, Series 65
Gardiner, ME
J.M. Arbour, LLC
ChFC®, Series 65
Gardiner, ME
J.M. Arbour, LLC
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