William Goldenberg

Melissa Holmes is a CFP® professional with eight years of experience in financial advising. She is the principal of Black Harbor Financial and also operates Whitt Law, a sole proprietorship providing estate planning, elder law, and business law legal services. Prior to founding Whitt Law in 2016, she worked at Griffin Law Offices from 2012 to 2016. Black Harbor Financial offers customized financial planning, discretionary asset management, and pension plan advisory services to individuals and small-business retirement plans. The firm emphasizes asset allocation and diversification through low-cost funds, provides ongoing plan reviews, and serves as a Section 3(21) co-fiduciary for 401(k) plans.

William Westfield is a CFP® professional with 17 years of industry experience, currently serving as an advisor at August Wealth Group, Inc. in Bristol, ME, where he has worked since 2009. He is also a licensed insurance agent. August Wealth Group is a small advisory firm serving individuals, families, trusts, and foundations, including high-net-worth clients. The firm offers discretionary portfolio management and financial planning, constructing customized portfolios with a mid- to longer-term outlook and incorporating mutual funds, ETFs, and occasionally individual stocks and bonds.

William Cevallos is a CFA® charterholder with seven years of industry experience. He has been with Jemma Financial Services since 2019 and previously worked at PNC Bank for 22 years. Jemma Financial Services is an SEC-registered advisory firm that manages approximately $146 million for about 347 clients, including individual investors, pension and profit-sharing plans, and charitable organizations. The firm delivers investment advice primarily through model portfolios constructed with ETFs and mutual funds, incorporating financial planning into its portfolio management services.

Brandon Clark is a financial advisor at Rossby Financial, LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research Advisors and Ameriprise. Outside of his advisory role, he is the owner of Reexamine Wealth LLC, where he provides leadership and mindset coaching. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, pension/profit-sharing plans, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, offering portfolio management, financial planning, and retirement consulting with a range of investment approaches tailored to client risk tolerance and objectives.

Edmund Broomhead is a financial advisor at Janney Montgomery Scott with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2016, with prior experience at Merrill and Bank of America. Outside of his advisory role, he serves as an assistant coach for the girls’ lacrosse teams at Barrington High School in Rhode Island. Janney Montgomery Scott is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts through a multi-channel investment platform that includes third-party manager strategies, model-based solutions, and in-house portfolio management via Janney Capital Management.

David Beemer is a financial advisor at OSAIC with over 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Securities America Advisors and SECURITIES AMERICA, inc. Prior to joining OSAIC, he held roles spanning more than a decade at these firms. Outside of his advisory work, he serves as Vice President of the Experimental Aircraft Association Chapter 87, builds experimental aircraft, acts as a notary public, and officiates marriages. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a wide range of clients including individual investors, pension plans, corporations, and nonprofits. The firm offers diversified advisory programs and employs a technology-driven investment process incorporating risk tolerance, asset allocation, and portfolio optimization, supporting thousands of advisors and managing approximately $200 billion in assets.