Advisor at Financial Spectrum Inc.
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Firm
Financial Spectrum Inc.
Location
Abington, PA
Credentials
Series 63
Industry experience
26 years
Wayne Gifford is the sole advisor at Financial Spectrum Inc. in Abington, PA, holding a Series 63 designation with 26 years of industry experience. He has been with Financial Spectrum since 1999. In addition to his advisory role, Gifford is a shareholder partner at Gifford & Uslin PC, a CPA firm providing accounting, bookkeeping, tax consulting, and computer system services to individuals and small businesses. Financial Spectrum Inc. offers fee-only investment management and financial planning services to U.S. individuals and select institutional clients. The firm manages approximately $5.63 million in assets across 17 accounts, using a non-discretionary approach with portfolios constructed from ETFs, mutual funds, individual equities, and fixed-income securities.
Flat fees may be charged for additional financial planning or specialized services; amounts quoted in advance
0.675% annually
$100 per hour for accounts under $300,000 and for additional financial planning or specialized services; hourly fees are negotiable
Account minimum: $300,000 Fee-only: Fee-only Registered Investment Advisor; no commissions or third-party payments
Abington, PA
Pennsylvania
Financial Spectrum Inc
1999 - Present (27 years)
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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