Walter Szturma

John McCullough is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients primarily in Citrus County, Hernando County, Pasco County, Polk County, Hillsborough County, and Pinellas County in Florida. He has been in the financial services industry since 1995 and joined Merrill Lynch in 2006. John holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Certified Plan Fiduciary Advisor (CPFA). John earned a Bachelor of Science in Finance from Florida State University and holds additional credentials such as Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). His expertise includes retirement income planning strategies, 401(k), Defined Benefit Pension, and Cash Balance Retirement Plans focused on corporations, successful business owners, corporate executives, retirees, and their families. In his role, John provides personalized wealth management planning, investment advice, estate coordination, and legacy implementation, tailoring strategies to fit each client’s risk tolerance, time horizon, liquidity needs, and investment goals. Residing on the Nature Coast of Florida, John is a parent of two grown daughters. Outside of his professional duties, he enjoys outdoor activities such as biking, boating, camping, fishing, hiking, hunting, swimming, and traveling. He also has a passion for cooking and values spending time with his family.

Amanda Prescott is a Planning Consultant at Fidelity Investments, a position she has held since 2021. In this role, she partners with clients and their Financial Consultants to develop and implement customized financial plans tailored to individual needs, objectives, and goals. She emphasizes collaboration and ongoing review to ensure that financial strategies remain aligned with clients' priorities. Amanda has accumulated experience in various financial advisory roles, including positions as a Retirement Plan Consultant at VALIC Financial Advisors from 2020 to 2021 and at Transamerica from 2015 to 2016. She also worked as a Relationship Banker at JPMorgan Chase between 2018 and 2020, and as an Investment Consultant at TD Ameritrade from 2017 to 2018. Outside of her professional career, Amanda has interests that include baseball, the beach, concerts, fitness, food, and kayaking.