user avatar

Vidalia Cornwall

Advisor at Tessara Wealth

Updated today

Location

Hancock, MI

Credentials

CFP®, ChFC®, Series 63

Industry experience

5 years

About

Vidalia Cornwall is a CFP® and ChFC® affiliated with Tessara Wealth, bringing five years of industry experience. She has worked at Ballast Point Financial Planning since 2022 and has prior experience with Northwestern Mutual and roles at Utah State University and the US Department of State. Ballast Point Financial Planning, LLC provides financial planning and investment management to individual and high-net-worth clients, including young-to-mid-career professionals and business owners. The firm employs a largely passive investment approach based on Modern Portfolio Theory, utilizing diversified, low-cost mutual funds and ETFs, with a mix of discretionary and non-discretionary account management.

Client services

Based on Tessara Wealth

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Based on Tessara Wealth

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Tax-loss harvesting

Demographic focus

Based on Tessara Wealth

Women Professionals

Fee options

Fixed

One-time onboarding fee of $1,250 for individuals and $1,875 for couples for ongoing comprehensive financial planning

Project-based

Hourly financial planning offered at $350/hour

Other

Minimum fee: Minimum fee of $7,200/year for individuals and $9,600/year for couples for ongoing comprehensive financial planning Fee-only: Ongoing comprehensive financial planning fees starting at $7,200/year for individuals plus onboarding fee; hourly financial planning at $350/hour; educational seminars up to $10,000 per engagement

Location

Hancock, MI

Most active in

California · Louisiana · Michigan · Texas · Virginia

Work history

Ballast Point Financial Planning

2025 - Present (1 year)

Ballast Point Financial Planning

2024 - 2025 (1 year)

Ballast Point Financial Planning

2022 - 2024 (2 years)

Utah State University - College of Humanities and Social Science

2020 - 2020 (1 year)

Northwestern Mutual

2020 - 2022 (2 years)

Northwestern Mutual

2019 - 2019 (1 year)

The Center for Growth and Opportunity at Utah State University

2018 - 2019 (1 year)

The Center for Growth and Opportunity at Utah State University

2018 - 2018 (1 year)

Utah State University - Huntsman School of Business

2018 - 2018 (1 year)

Utah State University

2017 - 2020 (3 years)

US Department of State

2017 - 2017 (1 year)

US Department of State

2016 - 2016 (1 year)

High School - Various Locations

2013 - 2017 (4 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Austin H

Series 65

Atlantic Mine, MI

Wellspring Investing

Austin Hilliker is a financial advisor at Wellspring Investing with a Series 65 designation and one year of industry experience. Prior to joining Wellspring Investing, he held positions at Bradway Enterprises, UP Engineers and Architects, and Gentex. Wellspring Investing serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing portfolio management, financial planning, and pension consulting services. The firm combines fundamental and technical analysis with long-term trading and options strategies, and is notable for offering pension consulting alongside individual portfolio management as a solo independent advisor.

Options & derivatives strategies Active portfolio management
user avatar

Gregory S

CFP®, Series 66

Calumet, MI

Simplified Financial Partners

Gregory Seppanen is a CFP® and holds a Series 66 license with 15 years of industry experience. He is currently the sole advisor at Simplified Financial Partners and has previously worked at firms including Sage Financial Advice, Superior National Bank, Tri-star Trust Bank, and Cetera Investment Services. He serves as a board member of the Adams Township School District Foundation, where he participates in policy matters. Simplified Financial Partners serves individual and high-net-worth clients as well as pension and profit-sharing plans, managing approximately $78 million across 89 client relationships. The firm provides discretionary, long-term portfolio management and financial planning services, utilizing investment policy statements and a combination of fundamental analysis and modern portfolio theory.

Annuities
user avatar

Edward S

Series 66

Houghton, MI

LPL Financial

Edward Simonsen is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 16 years before joining LPL Financial in 2023. Outside of his advisory role, he is involved with IW Solutions, LLC and Mindya LLC, both non-investment-related entities. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, combining large-scale advisory operations with a broad range of non-advisory financial products.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired

Kevin B

Series 66

Calumet, MI

Edward Jones

Business ownership considerations General retirement planning Wealth management Educators, Teachers, and Academics Founder/Business Owner Intergenerational Families Newlywed/Engaged
user avatar

Bradley S

Series 66

Houghton, MI

LPL Financial

Bradley Simonsen is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his industry career in 2024. He has prior experience with Insight Wealth Solutions and spent five years at Michigan Technological University. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
user avatar

John T

Series 63, Series 65

Calumet, MI

Cetera

John Tauren is a financial advisor at Cetera with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including VOYA Financial Advisors and Pruco Securities Corporation. He is also an independent insurance agent specializing in fixed insurance products. Cetera serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored models and third-party solutions.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")