Valerie Coffey
Advisor at Desert Rose Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Advisor at Desert Rose Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Spokane, WA
Credentials
Series 63, Series 66
Industry experience
7 years
Valerie Coffey is a financial advisor at Desert Rose Capital Management, Inc. in Spokane, WA, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Charles Schwab Bank and Homestreet Bank. Desert Rose Capital Management provides investment advice and portfolio management to individuals, retirement plans, trusts, estates, and corporations, and serves as a sub-advisor to other registered investment advisers. The firm employs a core investment approach that combines exchange-traded options with conservative income-producing assets to manage portfolio risk while seeking market appreciation, and it offers access to private investment opportunities and integrated reporting services.
Based on Desert Rose Capital Management, Inc.
Based on Desert Rose Capital Management, Inc.
$0 - $250,000: 1.85% $250,000 - $500,000: 1.75% $500,000 - $1,000,000: 1.65% $1,000,000 - $3,000,000: 1.35% $3,000,000 - $5,000,000: 1.25% $5,000,001+: 1.00%
Commission-based insurance product sales by licensed agents, separate from advisory fees.
Account minimum: $50,000
Spokane, WA
Washington
Desert Rose Capital Management
2023 - Present (3 years)
Self-Employed
2023 - 2023 (1 year)
Charles Schwab Bank
2019 - 2023 (4 years)
Charles Schwab& Co., Inc.
2019 - 2023 (4 years)
Homestreet Bank
2018 - 2019 (1 year)
Charles Schwab Bank
2016 - 2018 (2 years)
Charles Schwab
2016 - 2018 (2 years)
Unemployed
2016 - 2016 (1 year)
Washington Bank
2016 - 2016 (1 year)
Banner Bank
2014 - 2016 (2 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")