Todd Toensing
Advisor at Emg
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Emg
Location
South Burlington, VT 05403
Credentials
CFP®, Series 63, Series 65
Industry experience
36 years
About
Todd Toensing is a CFP® with 36 years of industry experience and is affiliated with Emg in South Burlington, VT. He has worked at Hazard & Siegel, Inc. since 2010 and with Emg since 1995. Outside of his advisory roles, he serves as president of Essex Asset Management Group Inc. and Double Dog Dare LLC, a marketing company. Essex Asset Management Group, Inc. provides individualized portfolio management and financial planning services for individuals, retirement accounts, trusts, estates, charities, and small businesses. The firm employs a discretionary asset-allocation investment approach tailored to client goals and risk tolerance, while financial planning services are delivered on a non-discretionary basis.
Client services
Based on Emg
Financial planning
Portfolio management
Pension consulting
Newsletters or periodicals
Fee options
Comprehensive financial planning fixed fee between $800 and $2,000
0.5% to 1.00% (negotiable)
Commission offsets available when securities are sold through affiliated broker-dealer, used to offset advisory fees.
Minimum hourly planning fee is $300
Account minimum: $100,000
Location
1233 Shelburne Road, Suite C 2 B
South Burlington, VT 05403
Most active in
Todd T has reported serving >5 clients in these states in the last 12 months.
Massachusetts · Vermont
Work history
Hazard & Siegel, Inc
2010 - Present (16 years)
Emg
1995 - Present (31 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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