Advisor at Acumen Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Acumen Financial Advisors, LLC
Location
Edina, MN 55435
Credentials
CFP®, Series 63, Series 65
Industry experience
30 years
Todd Steger is a CFP® with 30 years of experience in financial advisory services. He has worked at Acumen Financial Advisors, LLC since 2000 and is also associated with Sagepoint Financial, Inc. and Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and is based in Edina, MN. Acumen Financial Advisors, LLC provides investment management and comprehensive financial planning to individuals, trusts, estates, retirement plans, charitable institutions, and business entities. The firm employs a long-term, strategic buy-and-hold approach with periodic rebalancing and tactical adjustments, operating mainly on a non-discretionary basis.
Based on Acumen Financial Advisors, LLC
Fixed fees for financial plans ranging from $500 to $10,000 depending on complexity
$50,000 - $249,999: 2.50% annually $250,000 - $499,999: 2.25% annually $500,000 - $749,999: 2.00% annually $750,000 - $1,249,999: 1.75% annually $1,250,000 - $1,999,999: 1.50% annually $2,000,000 - $4,999,999: 1.25% annually $5,000,000 - $24,999,999: 1.25% annually $25,000,000+: 1.00% annually
Commissions earned by Registered Representatives of Osaic Wealth on securities and insurance product sales
Hourly consultation fees for financial, tax and estate planning services, pre-determined based on scope of work
Account minimum: $50,000 Fee-only: Hourly fees for financial planning services, pre-determined based on scope of work; fixed fees for financial plans ranging from $500 to $10,000
3601 West 76 Th Street, Suite 475
Edina, MN 55435
California · Colorado · Florida · Iowa · Minnesota · Washington · Wisconsin
OSAIC
2023 - Present (3 years)
Sagepoint Financial, Inc.
2009 - Present (17 years)
Acumen Financial Advisors, LLC
2000 - Present (26 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Plymouth, MN
Spencer Financial Advisors
CFA®
Minnetonka, MN
Longship Advisers, LLC
CFP®, Series 63
Edina, MN
The Hatlestad Group
Series 65
St. Louis Park, MN
Carson Capital
Series 63, Series 65
St Paul, MN
Ramsey Hill Asset Management LLC
Series 63, Series 65
Savage, MN
Sword and Shield Solutions LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")