Tina Ottersberg
Advisor at To Wealth, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Tina Ottersberg is a CFP® professional with 14 years of industry experience. She has worked at BSW Wealth Partners and founded TO Wealth, LLC, where she has been an advisor since 2017. TO Wealth, LLC provides fee-only financial planning and discretionary investment management to individuals, families, trusts, estates, and charitable accounts. The firm employs a long-term, asset-allocation-first approach with customized services including wealth transfer, estate coordination, tax and philanthropic planning, and special project engagements.
Client services
Based on To Wealth, LLC
Financial planning
Portfolio management
Selection of other advisers
Expertise
Based on To Wealth, LLC
Wealth management
General estate planning guidance
Charitable giving & philanthropy
College savings (529s, UTMA, etc.)
ESG / Sustainable investing
Fee options
Fixed fees for Special Projects negotiated based on scope and duration
$0 - $1,000,000: 0.90% $1,000,000 - $2,500,000: 0.75% $2,500,000+: 0.50%
Account minimum: $1,000,000 Minimum fee: Minimum fee of $2,500 per quarter for new clients; minimum fee will not exceed 3% annually of managed assets Fee-only: Fixed fees negotiated with and agreed to by the client, including fixed quarterly fees and fixed fees for Special Projects
Location
Boulder, CO
Most active in
Tina O has reported serving >5 clients in these states in the last 12 months.
Colorado
Work history
TO Wealth
2017 - Present (9 years)
BSW Wealth Partners
2012 - 2018 (6 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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