Thomas Kerfoot

Benjamin Miller is a financial advisor with LPL Financial in Coeur D Alene, ID, holding Series 63 and Series 66 licenses and with 24 years of industry experience. He has worked at LPL Financial since 2015 and founded Momentum Wealth Strategies in 2025, where he provides investment advisory services independently. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports a wide range of investment solutions, combining in-house research, third-party managers, and customizable advisory arrangements delivered through a large network of investment adviser representatives.

Steven Cole is a financial advisor with Salmon Bay Wealth Management, LLC in Coeur D'Alene, ID, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Moss Adams Securities & Insurance LLC and Moss Adams Wealth Advisors LLC since 2008. Salmon Bay Wealth Management is a single-advisor independent firm providing financial planning, consulting, and discretionary asset management for a small number of clients, including emerging high-net-worth individuals, young professionals, business owners, and retirees. The firm employs fundamental and macro analysis to manage diversified portfolios using various instruments and strategies, offering a boutique service model with quarterly account reviews.

Evan Mclachlan is a Series 65-licensed financial advisor with 15 years of industry experience. He operates McLachlan Investment Services LLC, an independent firm based in Coeur D'Alene, ID, where he has provided investment advisory services since 2010. McLachlan Investment Services LLC offers discretionary investment supervisory services and financial planning to individuals, businesses, trusts, pension plans, and non-profit organizations. The firm follows a long-term, disciplined investment approach with broad diversification and serves both retail and institutional clients, including pension and profit-sharing plans.

Ronald Crone is a financial advisor at Crone Wealth Management, PLLC in Scottsdale, AZ, with 20 years of industry experience. He holds a Series 65 designation and has worked in various capacities within his own firms since 1990. Crone Wealth Management provides fee-based investment advisory services primarily to high-net-worth individuals and retirement plans, including defined benefit and participant-directed defined contribution plans. The firm employs a model-based investment strategy using SEI mutual fund asset allocation models and offers pension consulting services supported by Mr. Crone’s background as a licensed CPA.

Todd Carlson is the principal of Carlson Financial Advisory, LLC, an independent firm based in Liberty Lake, WA. He holds a Series 65 designation and has 12 years of industry experience. In addition to his advisory work, he provides business valuation and consulting services, including the preparation of individual income taxes, through an affiliated accounting practice. Carlson Financial Advisory serves individual and high-net-worth clients by offering portfolio analysis and referring clients to a third-party investment adviser for implementation and ongoing management. The firm emphasizes modern portfolio theory and a long-term, mutual-fund-focused strategy, operating primarily in a non-discretionary capacity with a focus on due diligence and oversight of the external manager.