Advisor at FSI Advisory Group, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
FSI Advisory Group, Inc.
Location
Houston, TX 77056
Credentials
CFP®, Series 63
Industry experience
24 years
Steven Schoger is a CFP® with 23 years of industry experience and serves as the sole advisor at FSI Advisory Group, Inc. He has worked at Cetera Advisors LLC since 2013 and has been involved with The Woodlands Cycling Club as treasurer and board member since 2007. In addition to his advisory work, he operates a tax preparation business under Living Strong Enterprises, LLC. FSI Advisory Group provides financial planning and investment management to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm emphasizes customized financial plans and typically employs no-load mutual funds alongside individual equities and bonds, managing portfolios primarily on a non-discretionary basis with regular quarterly reviews.
Based on FSI Advisory Group, Inc.
Financial planning fees charged on a flat basis, negotiated prior to plan development.
$0 - $4,000,000: 1.00% annually Over $4,000,000+: 0.50% annually
Commissions received on trades executed as a Registered Representative with Cetera Advisors LLC for certain clients; 12(b)1 fees on mutual funds disclosed to clients.
Financial planning charged hourly at $275 per hour.
Account minimum: $100,000
1770 St. James Place, Ste. 365
Houston, TX 77056
Texas
Cetera Advisors LLC
2013 - Present (13 years)
The Woodlands Cycling Club
2007 - Present (19 years)
FSI Advisory Group, Inc.
2002 - Present (24 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Folse Financial
My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!
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